How Wise Alipay Works for International Money Transfers

Wise Alipay is a convenient way to send money internationally, allowing you to transfer funds directly to a recipient's Alipay account.

You can send up to $10,000 per transfer, with a maximum of $50,000 per month.

Wise Alipay is available in over 150 countries, making it a great option for those with friends or family abroad.

The transfer process typically takes 1-2 business days, with the funds being available in the recipient's Alipay account shortly after.

Sending money to China can be a challenge, but with Wise and Alipay, it's easier than ever. You can send up to 50,000 CNY to Alipay with Wise.

To send CNY to Alipay users, you'll need to log in to Wise and set up a transfer to CNY. Then, select Alipay and enter your recipient's name and Alipay ID (email or phone number registered with Alipay).

You can only send to Chinese citizens registered with a Chinese Mainland Resident Identity Card on Alipay. Alipay currently does not support customers sending from China, Crimea Region, Cuba, Donetsk Region, Iran, Luhansk Region, Nigeria, North Korea, and Syria.

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Your money will arrive in either your recipient's Alipay wallet or the bank linked to their Alipay ID within seconds, depending on the receiving method they selected on Alipay. They have to receive the money within 72 hours of it being sent.

Here are the details you need to know about sending money to Alipay:

You can send up to 500,000 CNY a year, or a total of 5 transactions a month from services including Wise.

Alipay is a great option for sending money to be received in yuan from your Wise personal account.

To receive money on Alipay through Wise, your recipient must be a Chinese citizen, registered with a Chinese Mainland Resident ID card.

Wise personal customers can send from 25 different currencies to Alipay, and the funds are deposited into the recipient's Alipay wallet, or the bank account associated with their Alipay account.

You can send up to 50,000 CNY to Alipay with Wise.

Your recipient can receive up to 500,000 CNY a year, or a total of 5 transactions a month from services including Wise.

If your recipient has exhausted their Alipay limits, you'll be able to pick a different money transfer payout method instead.

We take the security of your Wise Alipay account very seriously. We use 2-factor authentication to protect your account and transactions, so only you can access your money.

This means you'll need to verify your identity twice for every transaction, adding an extra layer of protection against unauthorized access.

Our dedicated anti-fraud team works around the clock to keep your account and money safe from even the most sophisticated fraud attempts.

You can trust that your Wise Alipay account is in good hands with our team of experts constantly monitoring for potential threats.

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Receiving money through Alipay with Wise is a seamless process.

You can receive money for free through Alipay when your sender transfers you money using Wise.

To receive money, your sender must transfer the money to your Alipay wallet, and you'll get a notification once the transfer is complete.

Your recipient can receive up to 500,000 CNY a year, or a total of 5 transactions a month from services including Wise.

To receive money, follow these steps:

Note: Alipay may require the recipient to provide additional information such as photocopy of ID card, address, etc for compliance reasons.

Foreigners in China can use Alipay, and it's available in many countries worldwide, including Australia, the United States, and the United Kingdom.

To register for an Alipay account, you can use your phone number or email address, and you'll need to verify your identity with a passport or ID document in future steps.

You can't use any payment function or receive money until you connect a bank card or add a payment method to your account.

Linking a Chinese phone number is better for expats in China, as it's easier for your Alipay account to get verified, and it will also streamline your Alipay service in the future.

You can choose to register with either a Chinese phone number or an international region, such as Malaysia or the USA.

Here are the steps to register for an Alipay account:

To manage your Alipay balance effectively, it's essential to understand the basics of topping up your account. Simply open your Alipay app on your phone.

For expats, topping up your Chinese Alipay account balance is quite simple, and you can do it in just a few steps. You can choose to top up your balance using an already-linked card or add a new bank card.

To top up your balance, click on "Top Up" after selecting "Balance" from the menu. This will give you the option to select a payment method.

You can select an already-linked card or add a new bank card to top up your balance. Only mainland Chinese debit cards are accepted for this purpose.

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A money transfer to Alipay can take anywhere from 7 hours to just one day, depending on the route and any verification changes.

You can send money to Alipay from your Wise personal account in 25 different currencies.

To receive money on Alipay, your recipient must be a Chinese citizen with a Chinese Mainland Resident ID card.

Wise personal customers can send up to 50,000 CNY to Alipay.