What Does Regence Insurance Cover for Health and Prescription Costs

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Regence insurance covers a wide range of health and prescription costs, providing financial protection for its policyholders.

Regence insurance covers doctor visits, including primary care physicians, specialists, and surgeons. This means you can see the doctor you need without worrying about the cost.

Regence insurance also covers hospital stays, including emergency room visits and surgeries. You'll be covered for the costs associated with hospitalization.

Regence insurance covers prescription medications, including brand-name and generic options. This means you can get the medication you need to manage your health conditions.

Get Preventive Care

Regence insurance covers preventive care at 100 percent for in-network services. This includes annual physicals, screenings for breast, prostate, or colon cancer, and many other services.

You don't have to worry about meeting your deductible for these services, as long as you visit an in-network doctor. Just let the doctor's office know that your visit is for preventive care, so they can use the right billing code.

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Preventive care is included in your Regence insurance at no extra cost to you. This helps protect your health and is especially important for kids, who need regular checkups and vaccinations to grow up healthy.

Most in-network preventive care services are covered at 100 percent, including well-baby visits, flu and measles vaccinations, and screenings for autism, vision, behavioral, and developmental disorders.

Medicare Plans

Regence offers a variety of Medicare plans to suit different needs and preferences.

Regence Medicare Advantage plans provide Original Medicare (Parts A and B) benefits, as well as optional prescription drug coverage. Some plans also include additional benefits like dental care, vision care, and hearing care.

Regence Advantage plans come in two main types: Health Maintenance Organization (HMO) and Preferred Provider (PPO) plans. HMO plans require you to choose from in-network providers, while PPO plans allow you to select from either in-network or out-of-network providers, though the latter carries a higher cost.

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Regence Part D plans cover common medications and may also cover prescription medications not covered by Original Medicare plans. You can check the formularies on the Regence website to see which specific plans cover which drugs.

Regence Medigap plans, also known as Medicare Supplement plans, do not include prescription drug coverage, but you can enroll in a Part D plan separately. These plans have extra perks like gym memberships and access to a toll-free nurse line.

Here's a brief overview of the types of Medicare plans Regence offers:

Prescription Coverage

Regence insurance offers several options for prescription coverage. You can manage your prescription costs by understanding your health plan's drug list, also called the formulary.

Regence Advantage plans provide prescription drug coverage in addition to Original Medicare (Parts A and B) benefits. Some plans may also include additional benefits like dental care, vision care, and hearing care.

To save on prescriptions, it's essential to check the formularies of Regence Part D plans, which cover the most common medications and may also cover prescription medications not covered by Original Medicare plans. You can find more information about the drugs covered by specific plans on the Regence website.

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Here are some benefits you might find in Regence Medicare Advantage plans:

  • dental care
  • vision care
  • hearing care
  • annual physical exams
  • preventive care and immunizations
  • benefit card for over-the-counter products
  • gym membership
  • meal delivery services
  • medical alert devices

Remember to check if your doctor or healthcare professional is included in the Regence network using the online tool to ensure you're getting the best value from your plan.

Part D Plans

Regence Part D plans cover the most common medications, and they may also cover prescription medications that Original Medicare plans do not.

You can check the formularies, or drug lists, on the Regence website to learn more about the drugs that specific plans cover.

Regence Part D plans are a great option if you need coverage for prescription medications that aren't included in Original Medicare plans.

It's worth noting that Regence Part D plans are separate from Medigap plans, which don't include prescription drug coverage.

Regence Medigap plans, on the other hand, offer extra perks like gym memberships and access to a toll-free nurse line.

Curious to learn more? Check out: Recommended Liability Coverage

Save on Prescriptions

Managing your prescription costs starts with understanding your health plan's drug list, also called the formulary. We can help you understand what a formulary is and how to use one to plan for your drug costs and get the best value.

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Regence offers Part D plans that cover the most common medications, and may also cover prescription medications that Original Medicare plans do not.

To save on prescriptions, you can check the formularies on the Regence website to learn more about the drugs that specific plans cover.

Regence Advantage plans may offer prescription drug coverage in addition to Original Medicare benefits.

Here are some benefits that some Regence Advantage plans may include:

  • dental care
  • vision care
  • hearing care
  • annual physical exams
  • preventive care and immunizations
  • benefit card for over-the-counter products
  • gym membership
  • meal delivery services
  • medical alert devices

You can also check if your doctor or healthcare professional is included in the Regence network using the online tool.

Health Insurance Plans

Regence offers a range of health insurance plans to suit different needs. These plans provide comprehensive coverage for medical expenses.

You can choose from Regence Advantage plans, which offer Original Medicare benefits, prescription drug coverage, and additional perks like dental care, vision care, and gym membership. Some plans also include meal delivery services and medical alert devices.

Regence Medigap plans are another option, which do not include prescription drug coverage but can be paired with a Part D plan. These plans have extra perks like access to a toll-free nurse line.

Here are some examples of additional benefits that Regence plans may offer:

  • dental care
  • vision care
  • hearing care
  • annual physical exams
  • preventive care and immunizations
  • benefit card for over-the-counter products
  • gym membership
  • meal delivery services
  • medical alert devices

Types of Health Insurance Plans

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Regence offers a range of health insurance plans to suit different needs and preferences.

Regence Medicare Advantage plans are available, providing a combination of Original Medicare benefits and additional features. These plans can also include prescription drug coverage.

Regence Advantage plans come in the form of Health Maintenance Organization (HMO) and Preferred Provider (PPO) plans. HMO plans require you to choose from in-network providers, while PPO plans offer more flexibility to select from either in-network or out-of-network providers, though the latter carries a higher cost.

Some Regence Advantage plans include additional benefits, such as dental care, vision care, hearing care, annual physical exams, preventive care and immunizations, a benefit card for over-the-counter products, gym membership, meal delivery services, and medical alert devices.

Regence BCBS of Idaho offers HMO, PPO, and POS plans, allowing members to balance cost and freedom.

Here are the types of health insurance plans sold by Regence BCBS of Idaho:

  • HMO (Health Maintenance Organization)
  • PPO (Preferred Provider Organization)
  • POS (Point of Service)

BCBS of Idaho Special Programs

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BCBS of Idaho offers a range of special programs to help keep their members healthy. These programs are designed to encourage healthy habits and prevent illnesses.

Gym reimbursement is one such program that rewards members for staying active. By reimbursing them for gym membership fees, Regence BCBS of Idaho is promoting physical activity and overall well-being.

Prevention and Wellness is another program that focuses on preventing illnesses before they occur. This program likely includes regular check-ups, screenings, and health education to help members stay on top of their health.

Utilization Management helps members make informed decisions about their healthcare. This program might include tools and resources to help members understand their treatment options and make the best choices for their health.

Disease Management Solutions is a program that helps members manage chronic illnesses. This program likely includes personalized care plans, medication management, and regular check-ins to help members stay on track.

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Personal Health/Care Management is a program that provides one-on-one support to members. This program might include regular phone calls, emails, or in-person visits to help members stay connected with their healthcare team.

Advanced Illness Services is a program that provides support to members with serious illnesses. This program might include palliative care, hospice care, and other end-of-life services to help members and their loved ones navigate this challenging time.

Regence BCBS of Idaho's special programs demonstrate their commitment to helping members achieve good health and well-being. By offering these programs, they're taking a proactive approach to healthcare and empowering members to take control of their health.

Ruben Quitzon

Lead Assigning Editor

Ruben Quitzon is a seasoned assigning editor with a keen eye for detail and a passion for storytelling. With a background in finance and journalism, Ruben has honed his expertise in covering complex topics with clarity and precision. Throughout his career, Ruben has assigned and edited articles on a wide range of topics, including the banking sectors of Belgium, Luxembourg, and the Netherlands.

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