What Credit Cards Can You Buy a Gift Card with and How

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Two women enjoy reading a card and sharing a gift in a stylish café setting.
Credit: pexels.com, Two women enjoy reading a card and sharing a gift in a stylish café setting.

If you're looking to buy a gift card with your credit card, the good news is that many popular credit cards offer this feature. Some credit cards that allow you to buy gift cards include Chase Sapphire Preferred, Citi Double Cash Card, and Capital One Venture.

You can buy gift cards online or in-store, depending on the credit card issuer's policies. For example, Chase allows you to buy gift cards online or through their mobile app, while Citi allows in-store purchases at participating retailers.

To buy a gift card with your credit card, simply log in to your account, select the gift card option, and follow the prompts. Some credit cards may have specific requirements or restrictions for gift card purchases, so be sure to check your card's terms and conditions.

Some popular gift card options that can be purchased with credit cards include Amazon, Target, and Walmart gift cards. These can be a convenient and thoughtful gift for friends and family.

How to Buy a Gift Card

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You can buy a gift card with a credit card from most merchants, either online or in person, and pay for it just like any other purchase.

Buying in person usually gives you a physical gift card, but buying online often offers the choice between a physical gift card or a virtual card, also known as an eGift card or digital gift card.

Virtual gift cards are fast and convenient because your recipient will get your gift by text or email, and they can even add it to their digital wallet for extra convenience.

Some retailers may not allow credit card purchases for gift cards or may place limits on purchases due to fraud concerns, especially for store-specific gift cards.

Related reading: Venmo Digital Card

Gift Card Redemption

You can redeem your credit card rewards for gift cards, and it's often a flexible and worthwhile option. Some credit card issuers even offer periodic sales on gift card redemptions, allowing you to get more value for your rewards.

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Not all credit cards allow gift card purchases, and some merchants may not permit it due to fraud concerns. However, many popular credit cards do allow it, and some even offer rewards for doing so.

The American Express Gold Card, for example, lets you earn 4X points at U.S. supermarkets and 4X points at restaurants, which can be redeemed for gift cards. The Blue Cash Preferred Card from American Express offers 6% cash back at U.S. supermarkets, which can also be redeemed for gift cards.

Some of the best credit cards for gift card rewards include the Bank of America Customized Cash Rewards credit card, the Amazon Credit Card, and the Blue Cash Preferred Card from American Express. These cards offer rewards in various categories, including grocery stores, gas stations, and online retailers.

Here are some of the best credit cards for buying gift cards, offering rewards at common gift card sources:

Remember to use your credit card rewards responsibly and not just to earn rewards by buying gift cards.

Gift Card Information

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You can use your rewards to get gift cards starting at just $5 with Discover, and get an added bonus on every card, with a minimum 5% added value.

Redeeming $50 in rewards can get you a gift card worth $52.50, which is a nice bonus. Some gift cards may even have promotions with up to 20% added value, making your rewards go even further.

Types of Gift Cards

There are two main types of gift cards that consumers will come across: Retail or store-specific gift cards and generic gift cards.

Retail or store-specific gift cards are the most common type, and they can only be used at a specific store or chain of stores.

Generic gift cards, on the other hand, can be used at a variety of stores or online retailers, often with no fees or restrictions.

For another approach, see: Tarjetas De Credito on Line

Did You Know?

You can redeem your rewards for gift cards starting at just $5, and get an added bonus on every card, which means you can get a gift card worth more than you put in.

Some gift cards come with promotions that can add up to 20% extra value to your rewards.

Redeeming $50 in rewards can get you a gift card worth $52.50, thanks to the added bonus.

See if you're pre-approved for a gift card before you apply.

Gift Card Locations

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You can buy Target and Walmart gift cards from the stores themselves or their respective websites. Both chains accept credit cards online and in-store.

If you're buying online, ordering gift cards directly from the retailer is probably your best choice, as you should only have to pay the price of the gift card.

Target and Walmart offer relatively solid retail credit cards if you shop there often. This can be a good option if you're a frequent shopper.

You can also try sites like Cardpool.com, where users can buy and sell unused gift cards. However, be aware that third-party sites may try to mark up the price of the gift card.

Gift Card Benefits

Using a rewards credit card to buy a gift card can be a great idea. It's worth noting that many rewards credit cards allow you to redeem rewards for gift cards directly.

You can get flexible and worthwhile redemption options by redeeming rewards for gift cards. Some card issuers also have periodic sales on gift card redemptions, during which you can get even more value for your rewards.

There are several reasons you may want to use a credit card to buy a gift card.

Micheal Pagac

Senior Writer

Michael Pagac is a seasoned writer with a passion for storytelling and a keen eye for detail. With a background in research and journalism, he brings a unique perspective to his writing, tackling a wide range of topics with ease. Pagac's writing has been featured in various publications, covering topics such as travel and entertainment.

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