
You can manage your everyday banking essentials with Wells Fargo Com Checks. With online banking, you can check your account balance, view transaction history, and even transfer funds between accounts.
Wells Fargo Com Checks allow you to pay bills online and set up automatic payments. This feature is convenient for managing your finances and staying on top of your bills.
With Wells Fargo Com Checks, you can also order checks online and have them shipped directly to your home. This is a convenient option for those who need to order checks quickly.
You can access your account information 24/7 with Wells Fargo Com Checks, making it easy to check your balance or view your transaction history at any time.
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Online Check Images
Online Check Images are available for checking and some savings accounts with check writing features. You can view an image of your check through Wells Fargo Business Online immediately, while it can take up to 10 business days to receive a paper copy by mail.
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To view a Wells Fargo Online check image, you can click the check icon next to the check number on the Account Activity page for checks that posted within the past 90 days. For older checks, you can search by check number and the date it posted.
Wells Fargo Online check images are provided with no charge and there is no limit to the number of checks that you can view online, print, or save. You can also print a copy of the check by signing on to Wells Fargo Online and clicking the icon beside the check number on the Account Details page.
Here's a quick guide on how to access Online Check Images:
- For checks that posted within the past 90 days, click the check icon next to the check number on the Account Activity page.
- For older checks, search by check number and the date it posted.
- You will be able to view the front and back of the check, print it, or save it.
Please note that Online Check Images are not available from Saturday 10 pm Pacific Time to Sunday 2 am Pacific Time so that our images systems can be updated.
Why Need Online Check Images?
Online Check Images are available for checking and some savings accounts with check writing features. This means not all accounts offer this service.
It's quicker to view an image of your check through Wells Fargo Business Online immediately, rather than waiting up to 10 business days for a paper copy by mail.
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Printing Image
Printing your check image is a breeze. You can do it automatically when you print the image from your browser.
To print a copy of the check, you can simply print the image from your browser, and a printer-friendly version will be generated.
If you need to print a check image from your account, you can access it online through Wells Fargo Online.
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Mobile Deposit Service
You can make a deposit directly into your eligible checking or savings account using the Wells Fargo Mobile app with the mobile deposit service.
Mobile deposit lets you submit photos of the front and back of your endorsed, eligible check. You can save time with fewer trips to a Wells Fargo ATM or branch.
Wells Fargo Online passwords are not stored on your mobile device, and check photos are not stored on your mobile device either.
To make an account the default for mobile deposit, select the account from the Deposit To drop-down, and check the Make this account my default box. If you have only one account eligible for mobile deposit, it will automatically be your default account.
You can view accounts by nicknames you can define, not by account numbers, and 128-bit encryption masks your sensitive information.
To use mobile deposit, you'll need to have the Wells Fargo Mobile app, which is available through the app store. You may need to update it with the most recent version.
For more insights, see: Mobile Check Payment
Deposit and Endorsement
To deposit a check using the Wells Fargo Mobile app, you can deposit checks payable in U.S. dollars and drawn at any U.S.-based bank. This includes personal, business, and most government checks.
The check must be payable to and endorsed by the account holder. This is a crucial step to ensure the deposit is processed correctly.
You can deposit checks using the Wells Fargo Mobile app, which allows you to submit photos of the front and back of your endorsed, eligible check.
Here are the types of checks that are not eligible for Mobile Deposit:
- International checks
- U.S. savings bonds
- U.S. postal money orders
- Remotely created checks
- Convenience checks
- Non-American Express traveler’s checks
- Cash
- Checks that are illegible or contain MICR data that is not machine-readable
- Duplicate checks
Remember to always sign off completely when you finish using the Wells Fargo Mobile app for added security.
Account and Fees
The Everyday Checking account has a $10 monthly maintenance fee, which can be avoided if the primary account holder is 17-24 years old or by maintaining a $500 minimum daily balance.
You can also avoid the fee by making at least $500 in qualifying direct deposits a month, linking the account to a Wells Fargo Campus ATM card or Campus Debit card (for college students), or receiving a qualifying monthly military direct deposit.
Other fees an Everyday Checking account holder might incur include overdrafts ($35) and ATM fees ($3 for every cash withdrawal from a non-Wells Fargo ATM in the U.S.).
Here are the ways to avoid the $10 monthly maintenance fee:
- Maintaining a $500 minimum daily balance
- Making at least $500 in qualifying direct deposits a month
- Linking the account to a Wells Fargo Campus ATM card or Campus Debit card (for college students)
- Receiving a qualifying monthly military direct deposit
Everyday Fees
As you navigate the world of banking, it's essential to understand the fees associated with your account.
One of the most important things to know is that not all accounts offer Wells Fargo Online Check Images. Specifically, it's available for checking and some savings accounts with check writing features.
If you're wondering whether there's a charge for viewing these images, the good news is that there is no fee to view checks through Wells Fargo Online Check Images for Wells Fargo customers.
However, it's worth noting that mobile carrier's message and data rates may apply if you're viewing Online Check Images on a mobile device.
Now, let's talk about Everyday Checking fees. The Everyday Checking account has a $10 monthly maintenance fee, which can be avoided in several ways.
To avoid the fee, you can maintain a $500 minimum daily balance or make at least $500 in qualifying direct deposits a month. Alternatively, you can link the account to a Wells Fargo Campus ATM card or Campus Debit card (for college students) or receive a qualifying monthly military direct deposit.
Some other fees you might incur with an Everyday Checking account include overdrafts (if no accounts linked to cover transaction), which cost $35, and ATM fees, which are $3 for every cash withdrawal from a non-Wells Fargo ATM in the U.S.
Here's a quick rundown of the fees associated with Everyday Checking:
- $10 monthly maintenance fee
- $35 overdraft fee
- $3 ATM fee for non-Wells Fargo ATM withdrawals
Selecting a Default Account for Mobile Deposit
If you're using the Wells Fargo Mobile app for mobile deposit, you can select a default account to make things easier.
To make an account the default for mobile deposit, select the account from the Deposit To drop-down, and check the Make this account my default box.
If you have only one account eligible for mobile deposit, it will automatically be your default account.
Everyday
The Everyday Checking account from Wells Fargo is a popular choice for day-to-day banking. It offers check writing, overdraft protection, and 24/7 fraud monitoring, as well as convenient features like the Wells Fargo Mobile app.
You can open an Everyday Checking account with a $25 minimum deposit. To avoid the $10 monthly maintenance fee, you'll need to meet certain requirements, such as maintaining a $500 minimum daily balance or making at least $500 in qualifying direct deposits a month.
Here are some ways to avoid the $10 monthly maintenance fee:
- Maintaining a $500 minimum daily balance
- Making at least $500 in qualifying direct deposits a month
- Linking the account to a Wells Fargo Campus ATM card or Campus Debit card (for college students)
- Receiving a qualifying monthly military direct deposit.
If you do incur the monthly maintenance fee, don't worry, it's not the only fee you might face. Overdrafts, for example, will cost you $35 if no accounts are linked to cover the transaction.
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How to Order a Cashier's Check
To order a Cashier's Check, you can do so online or in person. Wells Fargo checking and/or savings customers can order checks online or visit a Wells Fargo location near them.
You can order Cashier's Checks through Wells Fargo Online if you're looking to purchase checks valued up to $2,000 each.
The amount of the Cashier's Check(s) and any applicable fees will be charged to your account.
To order new blank deposit slips, simply call 1-800-TO-WELLS (1-800-869-3557).
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How to Search for Something
Searching for something can be a breeze, especially when you know the right steps to take. To search for a check, you'll need to sign on to your Wells Fargo Online account.
If you already have online access, you can click on Checks from the Account Activity page. This will give you a list of options to search for your check.
You can use the Search feature to view more transactions, but you'll need to enter either a check number or a dollar amount to complete the search.
To view a check, select the check icon next to the transaction.
Image Availability and Status
You can access check images through Wells Fargo Business Online, but first, you need to check if the check has posted. To determine this, look for the check number in your Account Activity.
If the check number is displayed, it means the check has already posted to your account. Check images are available after 7:00 am, and the exact time may vary depending on your location.
You can view an image of your check through Wells Fargo Business Online immediately, which is much quicker than requesting a paper copy that can take up to 10 business days to arrive by mail.
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Ordering and Retrieval
You can order a Cashier's Check through Wells Fargo Online, or by visiting a Wells Fargo location near you. This service is available for customers with a checking or savings account.
To order a Cashier's Check, you'll need to charge your account for the amount of the check, plus any applicable fees. This is a straightforward process that can be completed online or in person.
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You can also order new blank deposit slips by calling 1-800-TO-WELLS (1-800-869-3557). This is a convenient option if you need additional deposit slips for your business.
If you're looking for a paper copy of a check, you can order one through Wells Fargo Business Online. You can also request a paper copy from the Wells Fargo Phone Bank or your branch, but be aware that fees may apply.
You can view a copy of a cancelled check online through Wells Fargo Online. This service is available for checks that have posted to your account within the past 90 days.
To view a Wells Fargo Online online check image, follow these steps:
- For checks that posted within the past 90 days, click the check icon next to the check number on the Account Activity page.
- For older checks, search by check number and the date it posted.
- You will be able to view the front and back of the check, print it, or save it.
If you need a copy of a check that is up to seven years old, you can order a photocopy. However, this service may incur a fee, and it may take up to ten business days for delivery.
Frequently Asked Questions
How do I reorder checks from Wells Fargo?
To reorder checks, call Wells Fargo at 1-800-869-3557 for personal accounts or Harland Clarke Corp. at 1-800-237-8982 for business accounts.
Can I get free checks from Wells Fargo?
Yes, Wells Fargo offers free standard wallet checks to its Premier Checking and Prime Checking account holders. Check your account type for eligibility and details on free checks.
How do I get a check from Wells Fargo Bank?
To get a check from Wells Fargo Bank, visit a branch with sufficient funds in your account to cover the check amount. The bank will withdraw the funds and issue the check.
Sources
- https://www.wellsfargo.com/help/checking-savings/check-images-faqs/
- https://www.wellsfargo.com/help/mobile-features/mobile-deposit-faqs/
- https://www.bankrate.com/banking/checking/wells-fargo-checking-accounts/
- https://www.wellsfargo.com/help/checking-savings/order-checks-faqs/
- https://www.wellsfargo.com/biz/help/faqs/check-images/
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