Earn Cash Back with the Wells Fargo Cash Back Visa Signature Card

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The Wells Fargo Cash Back Visa Signature Card is a great option for those looking to earn cash back rewards. With this card, you can earn 3X cash back on dining, 2X cash back on gas, and 1X cash back on all other purchases.

The card's rewards program is designed to help you earn cash back in the areas where you spend the most money. By earning 3X cash back on dining, you can rack up rewards quickly at your favorite restaurants.

To get started with the Wells Fargo Cash Back Visa Signature Card, you can apply online or by phone. The application process is quick and easy, and you'll be able to start earning cash back rewards right away.

Card Benefits

The Wells Fargo Cash Back Visa Signature Card offers a range of benefits that make it an attractive option for those looking for a straightforward cash rewards card.

One of the standout features of this card is its unlimited 2% earn on purchases, which means you can earn cash back on every single purchase, without having to worry about tracking categories or rotating rewards.

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Here are some of the key benefits of the Wells Fargo Cash Back Visa Signature Card:

The card also offers a generous intro APR offer, with 0% APR for 15 months on purchases and qualifying balance transfers, which can be a huge help if you need to finance a large purchase or pay off existing debt.

Additionally, the Wells Fargo Cash Back Visa Signature Card has no annual fee, making it a great option for those who want to earn cash back without paying extra fees.

Here's an interesting read: Visa 0 Apr Credit Cards

Rewards and Redemption

The Wells Fargo Cash Back Visa Signature card offers a rewards program that lets you redeem points for various awards. You can redeem your rewards to offset eligible purchases from your credit card account as little as $1.

Redemption options include statement credits, which can help pay down your Wells Fargo credit card account. You can also redeem for cash back, gift cards, or merchandise purchases.

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One unique feature of the Wells Fargo Go Far rewards program is the option to redeem for travel bookings, including flights, hotels, and rental cars. This offers a higher evaluation, especially with the Wells Fargo Propel American Express Card, which provides a valuation of 1.5 cents per Go Far point.

You can redeem your rewards online, via the app, or by phone by calling Wells Fargo Rewards Customer Service at 1-877-517-1358. The minimum redemption for cash from a Wells Fargo ATM is 2,000 points, or $20.

Here are the various redemption options available:

To redeem for cash redemptions, you must have at least 2,500 points (worth $25).

Program and Privileges

The Wells Fargo Active Cash Visa Signature card comes with some amazing benefits, including exceptional Visa Signature privileges. You'll enjoy extra perks with this card.

To earn rewards, you'll need to apply for and open a Wells Fargo credit card that earns rewards, such as the Wells Fargo Active Cash Card, Wells Fargo Autograph Card, Wells Fargo Autograph Journey Card, or Wells Fargo Attune Card.

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The Wells Fargo Rewards program is easy to join - you'll be automatically enrolled once you're approved for a qualifying credit card.

With Wells Fargo Rewards, you can earn points or cash back on nearly all purchases made with an eligible Wells Fargo credit card.

Here are the Wells Fargo credit cards that currently earn Wells Fargo Rewards:

  • Wells Fargo Active Cash Card
  • Wells Fargo Autograph Card
  • Wells Fargo Autograph Journey Card
  • Wells Fargo Attune Card

Security and Protection

With the Wells Fargo Cash Back Visa Signature Card, you can have peace of mind knowing that you're protected from unauthorized transactions. As long as you report them promptly, you won't be held responsible.

Built-in protection features are in place to safeguard your account, giving you one less thing to worry about.

Zero Liability Protection

Having zero liability protection means you won't be held responsible for unauthorized transactions, as long as they're reported promptly.

This protection feature is built-in to prevent financial loss due to fraudulent activity.

How to Access

To access your financial information securely, log in to your online account or use the mobile app.

Man Holding His Credit Card
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You can also visit the website of your bank or financial institution and log in there.

For Wells Fargo customers, logging in online or through the app allows you to view your account summary, including rewards balances.

You can also visit the Wells Fargo Rewards website and log in to view your rewards balance and redeem them.

Features and Details

The Wells Fargo Active Cash(SM) Card offers a strong cash back option with unlimited 2% cash back on qualifying purchases, with no category limits or activations to worry about.

You can earn a bonus of $200 cash back when you spend $1,000 in purchases over your first three months as a cardholder, which is a great incentive to start using the card.

The card has a 0% introductory APR for 15 months after account opening on both purchases and qualifying balance transfers, which can help you save money on interest charges.

Here are the variable APR ranges after the introductory period: 14.99%, 19.99% or 24.99% based on your creditworthiness.

You'll also get $600 of protection against cell phone damage or theft when you use your card to pay your bill, which is a nice added benefit.

Details

Hands holding a leather wallet with cash and a credit card on a wooden surface.
Credit: pexels.com, Hands holding a leather wallet with cash and a credit card on a wooden surface.

The Wells Fargo Active Cash(SM) Card is a strong cash back option with no category limits or activations to worry about. You'll earn unlimited 2% cash back on qualifying purchases.

One of the benefits of this card is the ability to earn a bonus of $200 cash back when you spend $1,000 in purchases over your first three months as a cardholder. This can be a great incentive to use the card for your daily purchases.

The card also comes with a 0% introductory APR for 15 months after account opening on both purchases and qualifying balance transfers. After that, your variable APR will be 14.99%, 19.99% or 24.99% based on your creditworthiness.

You'll also have access to contactless payments and won't be held responsible for any unauthorized transactions that you report. Additionally, you get $600 of protection against cell phone damage or theft when you use your card to pay your bill.

A close-up of hands holding an open wallet revealing credit cards
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Here are the key features of the Wells Fargo Active Cash(SM) Card:

Pay with PayPal

You can shop at millions of online stores and redeem your rewards when you checkout with PayPal.

Redeem your rewards via desktop, mobile, phone, ATM, or in-branch.

Cash redemption options available may vary depending on the method you choose.

How to Earn

To earn rewards with your Wells Fargo cash back Visa Signature card, you can use an eligible card for purchases. This will start accumulating rewards in your account. You can also take advantage of limited-time promotions and welcome offers to earn more rewards, such as tens of thousands of points or a few hundred dollars when you meet spending requirements within the first few months.

There are no categories to track with this card, making it easy to earn rewards on all your purchases. You don't have to worry about keeping track of specific categories or spending limits.

Credit: youtube.com, Wells Fargo Active Cash Credit Card: (BEST BEGINNER CARD)

You can earn rewards with your eligible Wells Fargo credit card by making purchases, and you can also earn rewards with promotions and welcome offers. Here are some ways to earn rewards:

  • Use an eligible Wells Fargo credit card for purchases
  • Take advantage of limited-time promotions and welcome offers

The key is to use your card for everyday purchases and take advantage of any promotions or offers that come your way. By doing so, you can earn rewards and redeem them for cash back, statement credits, or other rewards.

How Does It Compare to Others?

The Wells Fargo Cash Back Visa Signature Card is a great option for those looking for a rewards program, but how does it compare to others? The value of Wells Fargo Rewards points is one cent per point, which is on par with Citi ThankYou Points.

Booking travel with the Wells Fargo Propel American Express Card can give you a higher valuation of 1.5 cents per Go Far point, making it a great option for frequent travelers.

Credit: youtube.com, How the Wells Fargo Active Cash card compares to other cash rewards cards? | Wells Fargo Credit Card

According to Bankrate's latest credit card point and mile valuations, here's how Wells Fargo Rewards points compare to other major credit card rewards programs:

Overall, while the Wells Fargo Cash Back Visa Signature Card has its own strengths, it may not offer the highest rewards valuation compared to other programs.

Best for Cash Back

The Wells Fargo Active Cash(SM) Card is a top contender for those seeking a cash back Visa Signature card. It offers unlimited 2% earn on purchases, which is a significant advantage over some of its competitors.

This card's cash rewards don't expire as long as the account remains open, so you can keep earning and redeeming without worrying about losing your rewards. No categories to track means you don't have to worry about keeping tabs on specific spending areas.

The card's welcome bonus is not explicitly mentioned in the article, but it's worth noting that some cash back cards come with attractive sign-up offers. The Wells Fargo Active Cash(SM) Card has an annual fee of $0, making it an attractive option for those who want to earn cash back without incurring additional costs.

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Here are the key benefits of the Wells Fargo Active Cash(SM) Card at a glance:

Overall, the Wells Fargo Active Cash(SM) Card is a solid choice for those seeking a cash back Visa Signature card with a range of attractive benefits.

Frequently Asked Questions

Is Wells Fargo Visa Signature Card discontinued?

Yes, the Wells Fargo Visa Signature Card is no longer available for new applications, as it was closed for applications in June 2021. However, existing cardholders can continue to use their cards and enjoy the benefits.

What is the cash back on the Wells Fargo cash Wise Visa Signature Card?

Earn unlimited 1.5% cash rewards on purchases, plus 1.8% on digital wallet purchases like Google Pay or Apple Pay for the first 12 months.

What is the difference between Wells Fargo Platinum and Signature Card?

The main difference between Wells Fargo Platinum and Signature Cards is that Signature Cards earn Cash Back rewards, while Platinum Cards offer lower interest rates. Signature Cards have interest rates starting at 9.90%, slightly higher than Platinum Cards.

Harold Raynor

Writer

Harold Raynor is a seasoned writer with a keen eye for detail and a passion for sharing knowledge with others. With a background in business and finance, he brings a unique perspective to his writing, tackling complex topics with clarity and ease. Harold's writing portfolio spans a range of article categories, including angel investing, angel investors, and the Los Angeles venture capital scene.

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