WebBank Credit Cards Compared and Reviewed

WebBank credit cards offer a range of benefits and features that make them a popular choice among consumers. With low interest rates and no annual fees, these cards are perfect for those who want to avoid unnecessary charges.

WebBank credit cards offer a range of rewards programs, including cash back and travel rewards. The most popular card, the WebBank Capital One Quicksilver Cash Rewards Credit Card, offers unlimited 1.5% cash back on all purchases.

One of the standout features of WebBank credit cards is their low interest rates. The WebBank Credit Card offers a 0% introductory APR for 15 billing cycles, followed by a regular APR of 13.99% - 23.99% (Variable).

WebBank credit cards are also known for their flexible payment options. The WebBank Credit Card allows cardholders to make payments online, by phone, or by mail, making it easy to stay on top of payments.

WebBank credit cards are issued by WebBank, a Utah-chartered Industrial Bank that specializes in online lending and credit card services.

WebBank credit cards are designed for people with average to excellent credit scores, typically ranging from 620 to 850.

These credit cards often have higher credit limits and lower interest rates compared to other credit cards on the market.

WebBank credit cards typically do not charge annual fees, making them a cost-effective option for cardholders.

They offer rewards programs, cashback, and other benefits to cardholders, which can be redeemed for statement credits, gift cards, or other rewards.

WebBank credit cards are available online and can be applied for through the WebBank website or other online platforms.

WebBank offers a variety of credit card options, each with its own unique features and benefits.

Some WebBank credit cards have no annual fee, such as the Capital on Tap Founder Rewards Business Visa, which also offers 1.5% cash back on all eligible purchases and a $200 welcome bonus for spending $15,000 in the first three months.

The Imagine Visa Credit Card is another option, offering cash back rewards on gas, groceries, and utilities, as well as free access to your credit score.

Here are some key features of WebBank credit cards:

The Petal 1 Rise Visa Credit Card has a $59 annual fee, but offers credit-building features such as autopay and free credit-scoring tools, and rewards of 2% to 10% back at select merchants.

The Petal 1 Rise is a credit card option that comes with a $59 annual fee, making it a more expensive choice compared to the Petal 1.

This card has a variable APR of 29.49 percent to 35.24 percent, which is higher than the Petal 1's APR.

One of the benefits of the Petal 1 Rise is its rewards program, which earns you 2 percent to 10 percent back at select merchants.

You can redeem these rewards as statement credits or checks greater than $20.

The Petal 1 Rise also offers credit-building features, including autopay and free credit-scoring tools.

Your credit limit will depend on your credit score, and it can range from $500 to $3,500.

There is no welcome offer for this card, so you won't get any initial bonus or promotion.

The WebBank Capital On Tap Rewards Visa offers a cash back rewards program that earns 1.5% cash back on all eligible purchases. This card doesn't charge an annual fee, making it a great option for those who want to earn rewards without paying extra fees.

The APR for purchases on this card ranges from 18.49% to 35.99%, which is relatively high compared to other credit cards. However, the card's rewards program and no-annual-fee policy make it a good choice for those who want to earn cash back without incurring additional fees.

You can earn a $200 bonus if you spend $15,000 in your first three months with the Capital on Tap Founder Rewards Business Visa, which is a great incentive for new cardholders. Additionally, the card features credit limits of up to $50,000, making it a good option for small business owners who need a larger credit limit.

Here are some key features of the WebBank Capital On Tap Rewards Visa:

Note that the Capital on Tap Regular Rewards Business Visa is a similar card to the Founder Rewards Business Visa, but with a more straightforward rewards program. Both cards offer a 1.5% cash back rate on all purchases, making them great options for small business owners who want to earn cash back without paying extra fees.

Cleo Builder is a subscription service offered by WebBank. For $14.99 a month, you'll get a Cleo Builder subscription that unlocks your card, cash advances, cash back rewards, and priority support on your credit path.

Cleo Builder reports your payment history to credit bureaus at the end of each month. This helps you build credit over time.

If you're looking to build credit, Cleo Builder is a great option. It's a straightforward way to start improving your credit score.

The OneMain Financial BrightWay Card is a great option to consider. You can see if you're pre-approved with no impact to your credit score.

To qualify for rewards, you'll need to meet certain requirements, but if you do, you could get a credit limit increase or APR decrease in as little as six months.

One of the benefits of this card is that you'll earn unlimited 1% cash back on purchases. This can add up over time, especially if you use the card for regular expenses like groceries or gas.

If you're building your credit, the OneMain Financial BrightWay Card reports to the major credit bureaus, so good payment habits can pay off.

To stay on top of your account, you can easily manage it and make payments using the BrightWay App. This is especially convenient if you're on the go.

The BrightWay cards are issued by WebBank, which is the same bank that issues other WebBank credit cards.

The Avant Cash Back Rewards Card is a great option for those who want to earn rewards on their purchases. It offers 2% unlimited cash back on every purchase, everywhere Mastercard is accepted.

One of the best features of this card is that there's no limit on the monthly rewards you can earn. This means you can earn as much cash back as you want, without any restrictions.

The card also has no foreign transaction fees, making it a great choice for international travel. Additionally, the cash advance fee is the greater of $10 or 3% of the amount of the cash advance.

The application process for the Avant Cash Back Rewards Card is fast and easy, and checking your eligibility does not affect your credit score. However, if you are charged interest, the minimum finance charge will be no less than $1.00.

Here are some key features of the Avant Cash Back Rewards Card:

The Avant Credit Cards are a range of credit cards issued by WebBank, offering various features and benefits to cardholders.

To qualify for an Avant Credit Card, you'll need some established credit history, even if it's limited or fair credit (FICO scores of at least 630).

The AvantCard Credit Card has an annual fee of $39, with the potential for monthly costs to vary. There's no security deposit required, and it doesn't earn rewards.

The credit limit for the AvantCard Credit Card starts at $300, which is relatively low compared to other cards in this category.

The Avant Cash Back Rewards Card offers 2% unlimited cash back on every purchase, with no limit on monthly rewards. It also has no foreign transaction fees.

However, the card does come with some fees, including a cash advance fee of the greater of $10 or 3% of the amount of the cash advance.

You can conveniently pay your card through the online portal, 24/7, and checking your eligibility won't affect your credit score.

Here's a comparison of some key features of the Avant Credit Cards:

The Avant Card also offers a fast and easy application process, and you may be eligible for a credit line increase.

Choosing a WebBank credit card can be a bit tricky, but breaking it down into steps makes it more manageable. First, you need to check your current credit score, which can vary from "Poor" to "Excellent".

Your credit score plays a huge role in determining the WebBank credit cards available to you. The higher your credit score, the better your options.

To make the right choice, you need to identify why you need a WebBank credit card and determine the most crucial features your potential credit card must have. This could be a long grace period, no annual fee, or a rewards program that offers cashback.

If you're looking to improve your credit score, look for WebBank credit cards with a long grace period and no annual fee. These features can help you establish a good credit history.

If your goal is to avoid spending money on interest, WebBank credit cards with the smallest interest and introductory rates are your best choice. This can save you a significant amount of money in the long run.

In case you are looking for a credit card with cashback, check the rewards program offered by WebBank. The perfect credit card meets certain characteristics, including a near-zero interest rate, low fees, extended credit limit, and large rewards and sign-up bonuses.

You can easily compare WebBank credit cards in the table below to find the one that suits your needs.

The APR on WebBank credit cards can vary significantly, ranging from 15.49% to 35.99% Variable.

If you're looking for a card with no annual fee, you have several options, including the Petal 2 “Cash Back, No Fees” Visa, Jasper Mastercard, and Petal 1 "No Annual Fee" Visa.

The Jasper Mastercard offers 1% Cash Back on every eligible purchase, with the potential to boost this rate up to 6% back by referring friends to the card.

The Petal 1 "No Annual Fee" Visa offers 2% - 10% Cash Back at select merchants.

The Capital on Tap Founder Rewards Business Visa offers 1.5% Cash Back on all eligible purchases and a $200 Get $200 back if you spend $15,000 in your first 3 months intro offer.

The Gemini Mastercard offers a unique rewards structure, with 3% Cash Back on dining (on up to $6,000 in annual spending; then 1%), 2% Cash Back on groceries, and 1% Cash Back on all other purchases.

Here's a comparison of the annual fees on some WebBank credit cards: