
Walmart offers a variety of cash back rewards and credit cards that can help you save money on everyday purchases.
The Walmart Credit Card offers 3% cash back on Walmart.com purchases, 2% cash back on in-store purchases, and 1% cash back on gas purchases.
You can earn up to $75 in cash back rewards each year on the Walmart Credit Card, with no rotating categories or spending limits.
To maximize your cash back rewards, use your Walmart Credit Card for online purchases and in-store purchases, and consider using other cash back cards for gas purchases.
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Credit Card Options
If you're looking to maximize your cash back rewards with a Walmart card, you'll want to consider pairing it with other cards. The Chase Freedom Flex has no annual fee and offers rewards in rotating categories throughout the year.
You can earn more cash back in a variety of generously boosted categories than you can with the Walmart Rewards Mastercard. Pairing the Chase Freedom Flex with the Walmart Mastercard would be an optimal strategy for covering multiple reward categories.
Here's an interesting read: Freedom Card Cash Back
The Citi Custom Cash card is another great option to pair with the Walmart Mastercard. It can adapt to changes in your spending habits and offers 5 percent back on your top spending category.
Here are some card pairing options to consider:
- The Chase Freedom Flex: no annual fee, rewards in rotating categories throughout the year
- The Citi Custom Cash card: 5 percent back on your top spending category, adaptable to changes in your spending habits
Pairing these cards with the Walmart Mastercard can help you earn rewards on most of your purchases.
Capital One Card
The Capital One Card is a no-annual-fee credit card that offered impressive rewards for Walmart purchases. It provided 5 percent cash back on Walmart.com purchases, including grocery pickup and delivery orders.
You can get a cash advance from the Capital One Walmart Rewards Mastercard at any ATM that accepts cards on the Mastercard network. Simply insert the card, enter your PIN, and choose the cash advance option.
The card also offered 2 percent cash back for in-store Walmart purchases, restaurants, and travel, and 1 percent on all other purchases.
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Capital One Advance
You can get a cash advance from your Capital One card at any ATM that accepts Mastercard. Just insert your card, enter your PIN, and choose the cash advance option.
To get a cash advance, you'll need to input the amount you want to withdraw. Make sure you have enough funds in your account to cover the advance.
You can also get a cash advance at any bank, but be sure to bring a government-issued photo ID with you. This is a good idea, as you'll need to identify yourself to the bank staff.
For another approach, see: Do You Need a Bank Account for Cash App Card
Why to Choose Capital One
Choosing Capital One for your credit card needs is a smart decision, especially when paired with the right cards. The Capital One Walmart Rewards Card, for example, offers a great opportunity to earn rewards on most of your purchases.
One of the benefits of pairing the Capital One Walmart Rewards Card with other cards is that it can help you earn rewards on most of your purchases. This is especially true when paired with a flat-rate cash back card like the Chase Freedom Flex.
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The Chase Freedom Flex, in particular, offers no annual fee and rewards in rotating categories throughout the year. You can earn more cash back in a variety of generously boosted categories than you can with the Walmart Rewards Mastercard.
Pairing the Capital One Walmart Rewards Card with the Citi Custom Cash card is another optimal strategy for covering multiple reward categories. This combination can net you 5 percent back on your top spending category, in addition to earning rewards on Walmart.com purchases.
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Capital One Card Overview
The Capital One Walmart Rewards Mastercard was a popular choice for those who frequent Walmart stores and online shopping. It offered 5 percent cash back on Walmart.com purchases, including grocery pickup and delivery orders.
This card was particularly beneficial for online shoppers, as it allowed them to earn rewards with just minutes of approval. The cash back rewards were instant and could be used right away.
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The card also offered 2 percent cash back for in-store Walmart purchases, restaurants, and travel, and 1 percent on all other purchases. This made it a solid option for those who shop at Walmart regularly.
However, the card's rewards structure was somewhat limited, as it only offered bonus cash back in specific categories.
Card Features
The Capital One Walmart Rewards Mastercard offered 5 percent cash back on Walmart.com purchases, including grocery pickup and delivery orders.
You could earn 2 percent cash back for in-store Walmart purchases, restaurants, and travel.
The card was an instant-use credit card that allowed newly approved applicants to start earning rewards with Walmart within minutes of approval.
It offered 1 percent cash back on all other purchases, but its rewards structure was relatively inflexible compared to other reward cards.
Redemption and Flexibility
The Walmart Rewards card offers a range of redemption options, giving you flexibility in how you use your rewards.
You can redeem your points for statement credits, which can be applied directly to your account.
Gift cards are also an option, allowing you to use your rewards for purchases at Walmart or other participating merchants.
Another option is to use your points to cover a purchase, effectively giving you cash back on your shopping.
If you prefer to travel, you can redeem your points for travel expenses, making it a great option for those who love to explore new places.
You can also redeem your points during checkout at Walmart.com, making it easy to use your rewards online.
Here are some of the redemption options available:
- Statement credits
- Gift cards
- To cover a purchase
- Travel
- During checkout at Walmart.com
Card Comparison and Evaluation
Keeping the Walmart Rewards Mastercard can be a good idea if you shop frequently at Walmart, as it offers unlimited 5% cash back on purchases at Walmart.com, including grocery pickup and delivery.
However, if you prefer shopping at different stores or don't live close to a Walmart, it may not be worthwhile. Consider adding a rewards card to your wallet that offers rewards in broader categories that match your spending habits.
The Capital One Walmart Rewards Mastercard may eventually update its rewards program to remove your boosted rewards rate, so it's essential to be prepared.
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American Express Blue Cash Everyday Card
The American Express Blue Cash Everyday Card is a great option for those who want to earn cash back on their purchases. It has an annual fee of $0, which is a major plus.
The welcome offer is a $200 statement credit after spending $2,000 in purchases within the first 6 months. This is a significant incentive to sign up for the card.
The card offers 3% cash back on U.S. online retail purchases, which includes purchases made at Walmart.com. You can earn up to $6,000 in rewards per year, but be aware that there's an annual spending cap.
You'll also earn 3% cash back at U.S. supermarkets, but not at all Walmart locations. However, some Walmart Neighborhood Market locations may qualify.
Additionally, you'll earn 3% cash back at U.S. gas stations, and 1% back on other purchases. This card is a great option for those who want a broad range of cash back categories without being locked into a specific ecosystem.
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Capital One Alternatives Review
If you're looking for alternatives to the Capital One Walmart Rewards Mastercard, there are several options available.
The Chase Freedom Flex has no annual fee and offers rewards in rotating categories throughout the year. You can earn more cash back in a variety of generously boosted categories than you can with the Walmart Rewards Mastercard.
Pairing the Citi Custom Cash card with the Walmart Mastercard is an optimal strategy for covering multiple reward categories.
The Citi Custom Cash can adapt to changes in your spending habits, earning 5 percent back on your top spending category on up to $500 each billing cycle, then 1 percent.
If you value cash back above other rewards, consider pairing the Capital One Walmart Rewards Card with a flat-rate cash back card or another cash back card that offers boosted rewards in different categories.
Our Rating of This Card
This card is a solid choice for those who frequently shop online at Walmart, earning unlimited 5% cash back on purchases at Walmart.com, including grocery pickup and delivery. The no-annual-fee structure makes it accessible.
However, it's not ideal for those who prefer shopping at different stores or don't live close to a Walmart, as it only offers rewards on purchases made at the big-box retailer. The card's limited rewards structure may not be worth keeping for those with diverse shopping habits.
Pairing this card with another rewards card can help maximize earnings, such as the Chase Freedom Flex, which offers rewards in rotating categories throughout the year.
Here's a comparison of the Capital One Walmart Rewards Mastercard with some alternative cards:
While this card has its perks, it's essential to consider whether the rewards structure aligns with your spending habits. If not, it may be worth exploring alternative cards that offer broader rewards categories.
Card Information
The Capital One Walmart Rewards Mastercard was a no-annual-fee credit card that offered impressive rewards for online shopping and in-store purchases at Walmart.
It provided 5 percent cash back on Walmart.com purchases, including grocery pickup and delivery orders, which is a great incentive for frequent online shoppers.
The card also offered 2 percent cash back for in-store Walmart purchases, restaurants, and travel, and 1 percent on all other purchases.
This card was an instant-use credit card, allowing newly approved applicants to start earning rewards within minutes of approval.
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No Annual Fee
The Capital One Walmart Rewards Mastercard has no annual fee, a big plus for those who want to avoid extra charges.
If you're an Amazon Prime member, you might think the Amazon Prime Visa has no annual fee, but it actually requires a $139 a year Prime membership to get the card's benefits.
You can get the Capital One Walmart Rewards Mastercard without a membership requirement, making it a more straightforward choice.
The Amazon Prime Visa's annual fee equivalent is essentially the cost of the Prime membership, which may be worth it for the free shipping and other perks.
Expand your knowledge: Citi Custom Cash Card Annual Fee
Card
The Capital One Walmart Rewards Mastercard is a great option for those who frequently shop online or in-store at Walmart. It offers 5% cash back on Walmart.com purchases, including grocery pickup and delivery orders.
This card also offers 2% cash back for in-store Walmart purchases, restaurants, and travel, and 1% on all other purchases. The card has no annual fee, making it a very appealing option for those who want to earn rewards without paying extra.
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One of the benefits of this card is that it allows instant use, so you can start earning rewards with Walmart within minutes of approval. However, it's worth noting that the card lacks flexibility in terms of reward categories.
If you're looking to pair this card with others to maximize your rewards, consider the Chase Freedom Flex, which offers rewards in rotating categories throughout the year. You can earn more cash back in a variety of categories with the Freedom Flex than you can with the Walmart Rewards Mastercard.
Alternatively, you could pair the Capital One Walmart Rewards Mastercard with the Citi Custom Cash card, which adapts to your spending habits and offers 5% back on your top spending category. This strategy could net you 5% back on your top spending category and Walmart.com purchases.
Here are some key benefits of pairing these cards:
* Earn 5% cash back on Walmart.com purchases with the Capital One Walmart Rewards Mastercard.Earn 5% cash back on your top spending category with the Citi Custom Cash card.
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Sources
- https://wallethub.com/answers/cc/walmart-credit-card-cash-back-2140653260/
- https://www.nerdwallet.com/article/credit-cards/best-credit-cards-to-use-at-walmart
- https://www.nerdwallet.com/article/credit-cards/walmart-credit-card-should-you-get-it
- https://wallethub.com/answers/cc/what-credit-card-gives-5-cash-back-on-walmart-2140830873/
- https://www.bankrate.com/credit-cards/reviews/walmart-rewards-card/
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