UTI Asset Management Overview and Investment Options

UTI Asset Management offers a range of investment options to suit different needs and risk appetites.

UTI Asset Management has a strong presence in the Indian mutual fund industry, with over 2 decades of experience in managing assets.

Their investment options include equity, debt, hybrid, and liquid funds, catering to various market conditions and investor goals.

UTI's flagship fund, the UTI Master Share Unit Scheme, has been a consistent performer in the Indian equity market.

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Asset management is the process of managing and maintaining assets, such as investments, to maximize their value and minimize costs.

UTI Asset Management is a pioneer in the Indian asset management industry, having been established in 1993. It offers a range of equity, debt, and hybrid schemes that cater to diverse investor needs.

Effective asset management involves setting clear goals and risk tolerance, which is essential for making informed investment decisions. This helps investors to align their investment objectives with their risk appetite.

On a similar theme: Risk-weighted Asset

UTI Asset Management's flagship scheme, the UTI Master Share Fund, has been a consistent performer in the Indian mutual fund industry. It has delivered strong returns over the years, making it a popular choice among investors.

Asset management also involves monitoring and adjusting the investment portfolio regularly to ensure that it remains aligned with the investor's goals. This helps to minimize losses and maximize gains.

UTI Asset Management has a strong research-driven approach, which helps its investment teams to make informed decisions. The company's research team is equipped with state-of-the-art tools and resources to analyze market trends and make predictions.

To invest in UTI mutual funds, you'll need to complete your KYC verification first. This typically involves providing your PAN, Aadhaar, and other necessary details.

Ensure your KYC is done before proceeding with the investment process. Most mutual fund apps will guide you through this step.

Search for UTI mutual funds on the Lemonn App using the search bar. This will give you a list of various funds to explore.

Check the performance, risk profile, and investment objectives of the UTI mutual fund schemes that interest you. This will help you make an informed decision.

Choose a scheme that aligns with your investment goals, such as equity, debt, or hybrid funds. This will ensure your investment is tailored to your needs.

You can either make a lump sum investment or set up a SIP to invest a fixed amount periodically. This flexibility allows you to tailor your investment to your financial situation.

After making the payment, you'll receive a confirmation of your investment on the Lemonn App. This is a good opportunity to review your investment details.

You can track the performance of your UTI mutual funds on the Lemonn App dashboard. This will show you the NAV, returns, and other key details of your investment.

Keep an eye on expenses like entry/exit loads and expense ratios to optimize returns on your investment.

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UTI Asset Management Company Ltd is an India-based asset management company. It was incorporated in 2002.

The company provides a range of services to its clients, including portfolio management and advisory services. UTI Asset Management also offers Discretionary PMS to the Employees’ Provident Fund Organisation (EPFO) and other government organizations.

Here are some key statistics about the company:

UTI Asset Management has a presence in Mumbai, India, where you can find them at 345, 3rd Floor, Shree Mohini Complex, S.V. Road Kingsway. You can also reach them by phone at +91 2 266786666 or visit their website at https://www.utiwms.com/.

UTI Asset Management has a strong presence in the Indian market, with a wide range of mutual fund schemes catering to different investor needs.

One of its key competitors is HDFC Asset Management, which offers a similar range of products and has a significant market share.

UTI Asset Management's competitive advantage lies in its extensive distribution network, with over 60,000 distributors and a strong presence in rural areas.

The Specified Undertaking of UTI is a significant entity in the financial sector. It was formed through the restructuring of the Unit Scheme-1964, which brought together large equity holdings, real estate, and 25 assured-return schemes.

SUTTI has a substantial portfolio, with stakes in 43 listed and 8 unlisted companies. As of 2016, the value of these stakes exceeded Rs. 60,000 Crores.

UTI Asset Management Co Ltd is a well-established player in the Indian asset management industry. They offer a range of funds with significant assets under management.

UTI Healthcare Fund has a substantial size of ₹1150.43 Cr, indicating its popularity among investors. Its growth potential is reflected in its 18.83% returns.

UTI Value fund Fund has a massive asset base of ₹9605.67 Cr, making it one of the largest funds in the UTI portfolio. Its returns of 17.49% are also noteworthy.

UTI Nifty200 Momentum 30 Index Fund and UTI Nifty Next 50 Index Fund are two of the index funds offered by UTI Asset Management Co Ltd. They have a combined asset base of ₹20350.82 Cr.

UTI Mid Cap Fund has a significant asset base of ₹11124.52 Cr, making it a notable offering in the UTI portfolio. Its returns of 8.03% are also impressive.

UTI BSE Sensex Index Fund has a moderate asset base of ₹3642.98 Cr, indicating its moderate popularity among investors. Its returns of 7.41% are also decent.

Our competitors in the asset management industry include HDFC Asset Management Company, Nippon Life India Asset Management, Anand Rathi Wealth, Edelweiss Financial, Prudent Corporate, Aditya Birla Sun Asset Management Company, and Shriram Asset Management Company.

These competitors are significant players in the market, with HDFC Asset Management Company being one of the largest, having a market cap of ₹15,038 Crs, which is higher than UTI Asset Management's market cap of ₹12,680 Crs.

UTI Asset Management's competitors offer a range of services, including operational metrics, historic data, and market analysis.

UTI Asset Management's financial reports reveal a steady growth in assets under management. The company's AUM has consistently increased over the years, reaching ₹4.43 lakh crore in FY2020.

UTI Asset Management's net profit has also seen a significant rise, from ₹1,444 crore in FY2019 to ₹1,567 crore in FY2020.

The company's revenue from operations has increased by 12.4% in FY2020, reaching ₹3,444 crore.

UTI Asset Management's total income has grown by 11.3% in FY2020, reaching ₹3,545 crore.

The company's net worth has increased from ₹14,344 crore in FY2019 to ₹15,567 crore in FY2020.

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UTI Asset Management has a diverse group of institutional shareholders, with T. Rowe Price International Ltd. holding the largest stake of 22.82% as of March 31, 2024.

T. Rowe Price International Ltd. holds 29.16m shares in UTI Asset Management. Life Insurance Corporation of India (Investment Portfolio) is another top holder, with 12.67m shares, representing 9.91% of the company.

Here are the top holders of UTI Asset Management as of March 31, 2024:

Norges Bank Investment Management is a notable mover, increasing its stake by 18.81% with the purchase of 194,780 shares.

Shareholders are the backbone of any company, and their holdings can give us insight into who has a stake in the business. T. Rowe Price International Ltd. is the top holder, owning 29.16 million shares, which accounts for 22.82% of the company.

The Vanguard Group, Inc. has been actively buying shares, but their current holding of 3.14 million shares is only 2.45% of the company. Norges Bank Investment Management is another active buyer, increasing their holding by 194,780 shares, or 18.81%, to 1.23 million shares.

Mirae Asset Investment Managers (India) Pvt Ltd. has been selling a significant portion of their shares, reducing their holding by 2.66 million shares, or 80.83%, to 630,490 shares. Similarly, Kotak Mahindra Asset Management Co. Ltd. has sold all their shares, leaving them with 0.

Here's a breakdown of the top shareholders:

Aditya Birla Sun Life Insurance Co. Ltd. has also been buying shares, increasing their holding by 50,240 shares, or 6.63%, to 807,690 shares.

The shareholding pattern of a company is a crucial aspect of its ownership structure. It reveals who holds the majority of its shares and how the ownership is distributed among different categories of investors.

FIIs, or Foreign Institutional Investors, held a significant 28.36% of the company's shares in Mar 2021, but their stake decreased to 6.49% by Mar 2022. This decline continued, with FIIs holding only 5.97% of the shares by Mar 2024.

DIIs, or Domestic Institutional Investors, had a substantial 62.69% stake in the company as of Mar 2021, but their share decreased to 60.26% by Mar 2023. However, they managed to regain some ground, holding 60.93% of the shares by Mar 2024.

Public shareholders, on the other hand, held a relatively small 8.95% stake in the company as of Mar 2021. However, their share has been increasing steadily, reaching 33.68% by Mar 2023 and 33.12% by Mar 2024.

Here's a breakdown of the shareholding pattern as of Mar 2024:

The number of shareholders has also seen a significant decrease, from 2,17,467 in Mar 2021 to 1,48,066 in Mar 2024.

UTI Asset Management's performance is reflected in its ratios, which have shown significant fluctuations over the years.

The company's Debtor Days have ranged from 3 in Mar 2017 to 27 in Mar 2023, indicating a significant increase in the time it takes to collect payments from customers.

The Cash Conversion Cycle, which measures the length of time it takes for a company to sell its inventory, pay its bills, and collect its accounts receivable, has also seen significant fluctuations, ranging from 3 in Mar 2017 to 27 in Mar 2023.

In terms of Working Capital Days, the company has experienced a decline, with the worst being -62 in Mar 2011.

Here's a comparison of some key ratios over the years:

ROCE % has also shown fluctuations, with a peak of 42% in Mar 2008 and a low of 13% in Mar 2020.

Let's take a closer look at the AUM Break-Up, which gives us a snapshot of a fund's performance and asset allocation. AUM - Mutual Funds (Crs) Source is a crucial metric to track.

This figure represents the total amount of money managed by the fund, and it's a key indicator of its size and scope. In the example, we see that the AUM is sourced from a specific database.

To get a sense of how a fund's AUM has grown over time, we can look at the 5 Yr AUM CAGR - Mutual Funds (%) Source. This metric shows the compound annual growth rate of the fund's AUM over the past five years.

Here's a breakdown of the AUM Break-Up:

This information gives us a clear picture of the fund's size, growth, and investment focus.

In the "Ratios" section, we get to dive into some numbers that can help us understand a company's performance. The company's ROCE (Return on Capital Employed) has increased over the last three years, which is a good sign.

The company's working capital seems to be under control, which is essential for any business. We can see this by looking at the working capital days, which have been fluctuating but generally not too far from zero.

A fresh viewpoint: Management of Working Capital

The cash conversion cycle, which is the time it takes for a company to sell its inventory and collect its receivables, has also been relatively stable. It's been ranging from 3 to 27 days over the past few years.

Here's a breakdown of the company's debtor days, inventory days, and days payable:

As we can see, the company's debtor days have been quite volatile, ranging from 3 to 27 days over the past few years. This could be a sign of inconsistent cash flow or problems with collecting payments from customers.

The ROCE percentage has also been fluctuating, ranging from 13% to 42% over the past few years. This could be a sign of inconsistent profitability or changes in the company's business model.