United Wholesale Mortgage Stock Market Analysis and Insights

United Wholesale Mortgage (UWM) has been a leading player in the mortgage industry, with a significant presence in the stock market. UWM's stock price has been on a steady rise since its IPO in 2020.

The company's strong financial performance has contributed to this growth, with a net income of $1.3 billion in 2020. Its ability to process and fund mortgages quickly has also helped it stay ahead of the competition.

UWM's focus on technology and innovation has been a key factor in its success, with a digital mortgage platform that allows for faster and more efficient processing. This platform has helped the company reduce its costs and increase its revenue.

As a result, UWM has been able to maintain a strong market share, with a significant presence in the wholesale mortgage market.

As we dive into the financials of United Wholesale Mortgage (UWMC) stock, it's clear that the company has experienced significant growth. Net sales have consistently increased over the years, with a notable jump from $1.74B in 2024 to $3.04B in 2025.

Here's a breakdown of UWMC's net sales and net income over the past few years:

The company's net income has also seen a notable increase, from $16.17M in 2024 to $56.37M in 2025, and then to $80.93M in 2026. This growth in net income suggests that UWMC is becoming a more profitable company over time.

United Wholesale Mortgage (UWM) has had its share of ups and downs, but let's take a closer look at its performance.

The current share price of UWM Holdings is $6.27, which is a 10.39% increase from last month. This is a significant jump, and it's worth noting that the 52-week high was $9.74, while the 52-week low was $5.31.

UWM's beta is 1.71, indicating that it's a relatively volatile stock. Over the past year, the stock has experienced a decline of 11.19%, but it's worth noting that its 3-year change is a positive 40.90%.

Here's a breakdown of UWM's performance over different time periods:

It's also worth noting that UWM's earnings are forecast to grow 71.12% per year, which is a significant increase.

United Wholesale Mortgage (UWM) has a market capitalization of $1.32 billion, which is significantly lower than its enterprise value of $79.4 billion.

The price-to-earnings (P/E) ratio for UWM is 30.6x for 2024, which is a relatively high valuation. In contrast, the P/E ratio is expected to decrease to 10.7x in 2025.

The free-float of UWM is 7.15%, which is a relatively low percentage of the company's outstanding shares.

Here's a snapshot of UWM's valuation measures:

United Wholesale Mortgage stock has been making headlines lately, and for good reason. UWM Holdings Corporation, the parent company, has been actively working on new initiatives to expand its reach and improve its services.

UBS has trimmed its price target on UWM Holdings to $4.75 from $5, while maintaining a sell rating. This suggests that some analysts are cautious about the company's future prospects.

Hawkish hints from investors have also caused a stir, leading to a decline in confidence. This is a common phenomenon in the financial world, where market sentiment can shift quickly.

Analyst recommendations for other companies, such as Broadcom, Fortinet, HP, Snowflake, and Tapestry, were also mentioned in the news. However, these are not directly related to UWM Holdings.

UWM Holdings has successfully priced an upsized $800 million offering of senior notes due 2030. This is a significant move, demonstrating the company's ability to raise capital.

The company has also announced plans to remove all LLPAs (Loan Level Price Adjustments) on government loans, effective November 27. This change is aimed at making its services more attractive to customers.

Here's a summary of recent news and announcements from UWM Holdings:

Keep an eye on these developments, as they may have a significant impact on United Wholesale Mortgage stock in the future.