The United Club MileagePlus Visa Card is a premium credit card that offers a range of benefits and perks for frequent travelers.
With this card, you'll earn 2 miles per dollar spent on United flights, and 1 mile per dollar spent on all other purchases.
You'll also receive a 50,000-mile bonus after spending $2,000 in the first three months, which can help you jumpstart your mileage earnings.
Plus, you'll get two free United Club one-time passes per year, which can be used to access United Club lounges at participating airports.
Card Benefits
The United Club MileagePlus Visa card offers a range of benefits that can enhance your travel experience.
One of the standout features is the complimentary United Club membership, which grants you access to United Club lounges at airports worldwide.
This card also comes with a generous sign-up bonus and an ongoing rewards program, which can help you earn points and miles towards your travel goals.
You'll also enjoy complimentary IHG One Platinum Elite status, which provides perks like room upgrades and free breakfast at participating IHG hotels.
Additional benefits include trip cancellation and interruption insurance, 24/7 concierge service for travelers, and purchase protection on select purchases paid in full with the card.
Here are some of the card's additional travel benefits:
- Trip cancellation and interruption insurance
- 24/7 concierge service for travelers
- Complimentary loss and damage coverage on rental cars paid in full with the card
- Insurance for delayed and lost bags
- Purchase protection on select purchases paid in full with the card
Keep in mind that restrictions, exclusions, and coverage limits may apply to these benefits, and the concierge service may require you to cover out-of-pocket service fees.
Earning and Redeeming Miles
The United Club Infinite Card earns 4 MileagePlus miles per $1 spent on United Airlines airfare purchases, including in-flight purchases, fare upgrades, tickets, and more.
You can earn unlimited miles without any caps or restrictions, and they never expire as long as your account remains open and in good standing.
To redeem your miles, you generally need at least 12,500 MileagePlus miles to redeem for one-ways within the continental U.S. and Canada.
Round-trip fares start at 25,000 miles for most longer-haul trips, and business- and first-class one-ways also start at 25,000 miles.
By earning and redeeming your miles strategically, you can maximize your rewards and enjoy more travel perks.
Earning Miles
You can earn United MileagePlus miles with your credit cards, like the United Club Infinite Card, which earns unlimited 4 miles per $1 spent on United Airlines airfare purchases.
The United Club Infinite Card also earns 2 miles per $1 spent on all other travel purchases and dining purchases, and 1 mile per $1 spent on all other purchases.
There are no caps or restrictions on mileage earnings with the United Club Infinite Card, so you can earn as many miles as you want without worrying about hitting a limit.
Miles earned with the United Club Infinite Card never expire as long as your account remains open and in good standing, which means you can save up your miles for future trips without worrying about losing them.
Redeeming Miles
Redeeming miles can be a game-changer for your travel plans, and the good news is that you can get started with as few as 5,000 miles for a one-way flight within the U.S. in economy class. You can use these miles to book flights on United or with its Star Alliance partners, which include airlines like Air Canada, Avianca, and Singapore Airlines.
One smart way to use your miles is to book flights within the U.S. in economy class for as little as 5,000 miles for shorter one-way flights. This can be a great option for a quick weekend getaway. If you want to venture a little further from home, flights to Caribbean destinations can start at 15,000 miles one-way in economy and 35,000 to 40,000 miles one-way in business class.
Flights to Europe, the South Pacific, or Asia generally cost around 40,000 to 60,000 miles one-way in economy class. This can be a great way to explore new destinations without breaking the bank. By transferring your Chase points to United at a 1:1 ratio, you can get 60,000 United miles after earning a welcome bonus on a credit card like the Chase Sapphire Preferred Card.
You can also use your miles to book flights with other airlines, thanks to United's Star Alliance membership. This means you have access to a wider range of redemption options, including Lufthansa, Air New Zealand, and Turkish Airlines. By taking advantage of these options, you can stretch your miles and plan more trips.
Travel Perks
As a United Club Infinite cardholder, you'll enjoy a United Club membership, granting you access to United Club lounges when traveling on eligible tickets. This is a huge perk, especially for frequent flyers.
You'll also earn miles on your purchases, with 4x miles per $1 on United purchases, 2x miles per $1 on travel and dining purchases, and 1x mile per $1 on all other purchases. This can add up quickly if you use the card for your daily expenses.
In addition to miles, you'll get 2 free checked bags on flights, making it easier to travel with more luggage. You'll also receive Avis President's Club status, which can come in handy for car rentals.
Here are some additional travel benefits you can look forward to:
- Trip cancellation and interruption insurance
- 24/7 concierge service for travelers
- Complimentary loss and damage coverage on rental cars paid in full with the card
- Insurance for delayed and lost bags
- Purchase protection on select purchases paid in full with the card
These benefits can provide peace of mind and extra protection for your travels.
10% Discount on Economy Award Flights
If you're a frequent domestic flyer, you'll love the 10% discount on economy mileage redemptions within the U.S. and Canada. This perk is available to United loyalists and Chase Ultimate Rewards cardholders.
You can use your MileagePlus miles to redeem for United Economy Saver award flights within the continental U.S. and Canada. This will get you a free flight with 10% fewer miles, thanks to United.
The 10% discount on economy mileage redemptions can be a compelling reason to apply for a United Club Infinite card. This card is a great option for frequent domestic flyers.
To take advantage of this discount, you'll need to be a United loyalist or a Chase Ultimate Rewards cardholder.
Additional Travel Benefits
Having a United Club Infinite Card means you've got a safety net when things go wrong during your trip. You're protected by trip cancellation and interruption insurance, which can refund you for non-refundable travel expenses if your trip is cancelled or interrupted.
You'll also have access to a 24/7 concierge service for travelers, which can help you with everything from booking a last-minute hotel to finding a great restaurant. Just be aware that you may need to cover out-of-pocket service fees.
If you rent a car, you'll get complimentary loss and damage coverage on rental cars paid in full with the card. This can give you peace of mind while driving in an unfamiliar area.
You'll also have insurance for delayed and lost bags, which can help you recover if your luggage doesn't make it to your destination. And, if you make a purchase with the card, you'll get purchase protection on select purchases paid in full with the card.
Membership and Qualifying
You can earn up to 10,000 Premier Qualifying Points (PQPs) each year by spending on your United Club Infinite card, which can help you reach top-tier elite status.
To earn these points, you'll receive 25 PQPs for every $500 you spend on your card. This benefit can be a huge help if you're trying to earn your way to elite status.
As a United Club Infinite cardholder, you're entitled to full United Club membership privileges, including access to all United Club locations and participating Star Alliance affiliated lounges worldwide.
Here are some typical lounge perks you can enjoy:
- Free WiFi
- Complimentary snacks or meals
- Complimentary beverages
- Business service centers with printing and other conveniences
Some lounges may also offer shower and spa facilities.
Membership
Membership is a valuable benefit of this card, offering full United Club membership privileges as long as your account remains open and in good standing. This includes access to all United Club locations and participating Star Alliance affiliated lounges worldwide with ticketed travel.
You'll get to enjoy typical lounge perks such as free WiFi, complimentary snacks or meals, and complimentary beverages. Business service centers with printing and other conveniences are also available in some lounges.
Some lounges even have shower and spa facilities, making your travel experience even more comfortable. If you already have a United Club membership, you'll be reimbursed for any unused portion on a prorated basis when your card application is approved.
Authorized users can also receive complimentary United Club access, but only when traveling with the primary cardholder.
Premier Qualifying Points from Spending
Earning Premier Qualifying Points (PQPs) can be a challenge, but United offers a smoother path with their credit cards. You can earn up to 10,000 PQPs each year by spending on your United Club Infinite card.
To earn PQPs through spending, you'll need to spend on your United Club Infinite card. You'll receive 25 PQPs for every $500 you spend.
The more you spend, the more PQPs you'll earn.
Business
If you're a small-business owner, you may be eligible for a United Club membership, which costs $550 to $650, or 75,000 to 85,000 miles, depending on your level of United elite status.
The United Club℠ Business Card offers a United Club membership with a $450 annual fee, making it a more affordable option. This card also comes with a welcome bonus of 75,000 miles and 1,000 Premier qualifying points (PQP) after spending $5,000 on purchases in the first three months.
Cardholders receive two United Club passes per year, a free checked bag for you and a companion, and priority boarding. This can be a huge time-saver and a great perk for frequent flyers.
The United℠ Business Card offers a welcome bonus of 100,000 miles after spending $5,000 on purchases within the first three months, making it an excellent offer for those who want to stock up on miles. This card also comes with two United Club passes per year and a free checked bag for you and a companion.
For small-business owners who want to earn miles, the United Business Card is a great option, offering 2 miles per dollar on United purchases, dining, gas stations, local transit, commuting, and office supply stores. The card also comes with a $0 introductory annual fee for the first year, then $99.
Cardholders can also earn a 5,000-mile bonus every card anniversary if they also have a personal United credit card. This can add up to a significant number of miles over time.
Frequently Asked Questions
What are the benefits of the United Explorer MileagePlus card?
The United Explorer MileagePlus card offers a range of benefits, including a $720 welcome bonus, 2x miles on United Airlines and hotel/restaurant purchases, and perks like free checked bags, priority boarding, and United Club passes. With these rewards, cardholders can earn and redeem miles more efficiently and enjoy a more premium travel experience.
Which United credit card gives lounge access?
The United Club℠ Business Card and United Club℠ Infinite Card offer lounge access to United Club members. These cards also provide additional benefits like 2x miles on select purchases.
Sources
- https://businesstravellife.com/united-airlines-mileage-plus-club-credit-card-review/
- https://www.cnbc.com/select/chase-united-airlines-credit-card-limited-time-bonus/
- https://thepointsguy.com/news/united-cards-sign-up-offers/
- https://upgradedpoints.com/news/united-club-infinite-card-benefits/
- https://www.moneycrashers.com/chase-united-club-infinite-card-review/
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