UniCredit Bank Czech Republic and Slovakia, A.S., Products and Operations

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Breathtaking sunset over the modern skyline of Milan featuring the iconic Unicredit Tower.
Credit: pexels.com, Breathtaking sunset over the modern skyline of Milan featuring the iconic Unicredit Tower.

UniCredit Bank Czech Republic and Slovakia, A.S., offers a wide range of products and services to cater to the diverse needs of its customers.

The bank provides a variety of deposit accounts, including current accounts, savings accounts, and fixed-term deposits, which can be opened online or through a branch.

UniCredit Bank Czech Republic and Slovakia, A.S., also offers a range of loan products, including personal loans, mortgages, and car loans, designed to meet the financial needs of individuals and businesses.

The bank's operations are supported by a robust digital platform, allowing customers to manage their accounts, pay bills, and transfer funds online.

About UniCredit Bank

UniCredit Bank is a leading financial institution in the Czech Republic and Slovakia, with a rich history dating back to 1996. It was established through the merger of two major banks, Československá obchodní banka (ČSOB) and Komerční banka.

The bank offers a wide range of financial services, including retail banking, corporate banking, and investment banking, to its individual and corporate clients. Its extensive network of branches and ATMs provides convenient access to banking services across both countries.

UniCredit Bank has a strong presence in the Czech Republic and Slovakia, with a significant market share in both markets.

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History

Low-angle black and white shot of the iconic UniCredit Tower in Milan, Italy, emphasizing its modern architecture.
Credit: pexels.com, Low-angle black and white shot of the iconic UniCredit Tower in Milan, Italy, emphasizing its modern architecture.

UniCredit Bank has a rich history that spans over two centuries. Founded in 1998, the bank was formed through the merger of several Italian banks.

The bank's roots date back to 1472, when the Banca Monte Dei Paschi di Siena was established, making it one of the oldest banks in the world.

UniCredit's history is marked by significant milestones, including the merger with HVB Group in 2005, which expanded its presence in Central and Eastern Europe.

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Mission

At UniCredit Bank, our mission is to provide innovative and customer-centric financial solutions that meet the evolving needs of individuals, businesses, and communities.

We aim to be a trusted partner for our customers, helping them achieve their financial goals and improve their quality of life.

Our commitment to customer satisfaction is reflected in our extensive network of branches and digital channels, which enable us to serve customers across 17 countries and in 50 markets.

With a strong focus on technology and innovation, we continuously develop and implement new banking solutions that make it easier for customers to manage their finances and make informed decisions.

By prioritizing customer needs and delivering exceptional service, we strive to build long-lasting relationships and earn the loyalty of our customers.

UniCredit Bank's mission is guided by a set of core values that emphasize customer-centricity, innovation, and collaboration.

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Bank Services

Credit: youtube.com, Everifin PayGate - Platba Unicredit Bank Slovakia

UniCredit Bank Czech Republic and Slovakia offers a range of bank services to its customers.

You can manage your finances with ease thanks to their online banking platform, which allows you to check your account balance, pay bills, and transfer funds remotely.

Their mobile banking app also enables you to perform various banking tasks on the go, including checking account balances and making transactions.

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Savings

UniCredit Bank Czech Republic and Slovakia, a.s., pobočka zahraničnej banky offers a range of savings accounts with varying interest rates.

The bank's deposit guarantee scheme covers up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

You can choose from two savings account options: one with a 1.00% interest rate and no annual fee, and another with a 0.13% interest rate and no annual fee.

If you're looking for a fixed deposit, you can consider the bank's 3.00% interest rate option for a 12-month term, paid quarterly.

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Loans

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Loans are a crucial service offered by banks to help individuals and businesses manage their finances.

UniCredit Bank Czech Republic and Slovakia, a.s., pobočka zahraničnej banky offers loans, but it's worth noting that this is a subsidiary of UniCredit Bank S.A.

UniCredit Bank Czech Republic and Slovakia, a.s. is a separate entity that also provides loans.

UniCredit Bank AG is another entity that offers loans, but it's not clear if it's directly related to the other UniCredit banks mentioned.

Unicredit SpA is a parent company that likely oversees the loan services offered by its subsidiaries, including UniCredit Bank Czech Republic and Slovakia, a.s.

Operations and Codes

To operate your account at UniCredit Bank Czech Republic and Slovakia, you'll need to know their NAICS codes, which are 5221, 522, 52211, 522110, and 52.

For international transfers, you'll need a UniCredit Bank Czech Republic and Slovakia, a.s. SWIFT code. This code is crucial for routing the funds to the correct bank and branch.

You can find your UniCredit Bank Czech Republic and Slovakia, a.s. SWIFT code on your bank statement, by logging into your online banking account, or by contacting UniCredit Bank Czech Republic and Slovakia, a.s. directly.

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Countries of Operations

Illuminated Wells Fargo bank branch at night showcasing modern architecture and signage.
Credit: pexels.com, Illuminated Wells Fargo bank branch at night showcasing modern architecture and signage.

UniCredit Bank Czech Republic and Slovakia, a.s., pobočka zahraničnej banky operates in several countries, including Austria, Czech Republic, Germany, Romania, and Slovenia.

They offer their savings products in these countries, making it convenient for customers to manage their finances across borders.

UniCredit Bank Czech Republic and Slovakia, a.s., pobočka zahraničnej banky offers a range of deposits and savings accounts in various currencies, including CZK, EUR, RON, and USD.

They offer 41 deposits and 18 savings accounts in these currencies, giving customers a variety of options to choose from.

The bank offers fixed deposits in different countries and currencies, with varying interest rates.

Swift/Bic Codes

You can find your bank's SWIFT code on your bank statement, by logging into your online banking account, or by contacting your bank directly.

SWIFT codes are crucial for international transfers, ensuring a secure and efficient transfer process.

To find your SWIFT code, check your bank's official website under banking information or help sections, as it's often listed there.

You'll need a SWIFT code for international transfers, so make sure to obtain it from your bank.

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Naics Code

Credit: youtube.com, NAICS Codes, Explained

UniCredit Bank Czech Republic and Slovakia, a.s. has multiple NAICS codes, including 5221, 522, 52211, 522110, and 52.

Having multiple codes can be helpful for businesses that operate in different sectors.

The NAICS code 5221 is specifically for banks and credit unions.

This code is used to categorize financial institutions like UniCredit Bank Czech Republic and Slovakia, a.s.

SIC Code

The SIC code for UniCredit Bank Czech Republic and Slovakia, a.s. is 60 and 602.

These codes are used to classify businesses and organizations for statistical purposes.

UniCredit Bank Czech Republic and Slovakia, a.s. has a specific SIC code, which is 60 and 602.

SIC codes can be useful for understanding a company's industry and operations.

The SIC code for UniCredit Bank Czech Republic and Slovakia, a.s. is [60, 602].

Deposit Guarantee Scheme

In some countries, banks are required to participate in a deposit guarantee scheme. This means that if a bank fails, your deposits are insured up to a certain amount.

UniCredit Bank Czech Republic and Slovakia, a.s., pobočka zahraničnej banky, for example, participates in the deposit guarantee scheme of Slovakia, which covers deposits up to 100,000 EUR per bank per depositor.

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Financial Information

Credit: youtube.com, Everifin Wallet - Platba z účtu - UniCredit Bank Slovakia

UniCredit Bank Czech Republic and Slovakia, a.s. has a significant presence in the region, with an annual revenue of $494.7 million in 2025.

The bank is led by Jakub Dusílek, who serves as the Chairman Of The Board Of Directors.

Krystal Bogisich

Lead Writer

Krystal Bogisich is a seasoned writer with a passion for crafting informative and engaging content. With a keen eye for detail and a knack for storytelling, she has established herself as a versatile writer capable of tackling a wide range of topics. Her expertise spans multiple industries, including finance, where she has developed a particular interest in actuarial careers.

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