Travelex Select Insurance Options for Travelers

Travelex Select offers a range of insurance options for travelers, including trip cancellation insurance that covers up to 100% of trip costs.

This insurance can be especially helpful for travelers who have invested a lot in their trip, such as booking expensive flights or accommodations.

One of the benefits of Travelex Select's trip cancellation insurance is that it can be purchased up to 24 hours before departure, giving travelers peace of mind in case something unexpected comes up.

Travelers can choose from a variety of insurance plans, including single-trip and multi-trip options, to find the coverage that best fits their needs.

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The Travel Select plan is a robust travel insurance policy that caters to families. It's a top overall travel insurance policy and our top travel insurance policy for families in 2021.

All coverage categories see a boost relative to Travel Basic, with a significant jump for emergency medical coverage. This means you'll have more comprehensive protection for your family's health and well-being while traveling.

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Kids under the age of 18 are covered for free when traveling with a covered family member. This is a huge cost-savings for families traveling together, especially large ones.

The Travel Select plan includes an optional "Cancel for Any Reason (CFAR)" upgrade, which can be a lifesaver during unexpected travel changes. This upgrade allows you to get your non-refundable deposits back if you have to change your plans for a reason that isn't normally covered.

The Travel Select plan also offers upgrades for several other add-ons, including adventure sports coverage and car rental collision insurance.

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You can purchase a Travelex Select card for a one-time fee of $9.99, which includes a $10 travel reward.

The card can be loaded with a minimum of $500 and a maximum of $10,000.

You can also earn rewards on your purchases, with 1% of your load amount credited back to your card.

The card has no foreign transaction fees, making it a convenient option for international travel.

You can use the card to make purchases at millions of merchants worldwide, including online retailers and travel agencies.

The card also offers purchase protection and return protection, giving you peace of mind when shopping abroad.

Consider the insurance coverages you already have through other sources, like your credit card, directly through your airline carrier and other sources. Review the coverage limits of those alternative insurance sources to find gaps or lack of coverage for certain details of your trip.

If your credit card only covers trip interruption and trip delays, you might want to have emergency medical and dental coverage for your kids.

To select a plan online, visit TravelexInsurance.com and enter a few details regarding your trip, such as destination, departure and return dates, date of your first trip payment, state you reside in, age, and trip cost for one traveler.

You can choose from five travel insurance plans offered by Travelex: Travel America, Travel Basic, Travel Select, Flight Insure, and Flight Insure Plus.

Travel Basic, Travel Select, and Travel America plans include trip insurance as well as post-departure benefits like emergency medical.

Here's a brief overview of the plans:

Keep in mind that coverage eligibility and reimbursement for any claims of loss is determined by the insurer.

If you're planning a trip with kids, consider the Travel Select plan, which covers them for free under 18 years old.

Families can save a lot of money with this plan, especially large ones.

Travel Select offers decent coverage in all categories, with the option to purchase upgrades, making it an excellent choice for families.

For seniors, Travelex is a great option since it covers travelers of any age, as long as they're fit to travel on the date they purchase their policy.

If you're on a tight budget, Travelex's Travel Basic is a good option, offering some medical coverage and post-departure benefits.

However, families should compare quotes for Travel Basic and Travel Select, as Travel Select could be cheaper depending on the number of kids.

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When you purchase Travelex Select, it's essential to understand what's covered and what's not. Some exclusions to be aware of include preexisting medical conditions, which are subject to a 60-day look-back period.

Travelex Select plans exclude losses related to extreme sports and professional sports, mental disorders, and routine medical treatment. This means that if you plan on engaging in any high-risk activities, you might not be covered in case of an accident or injury.

Here are some key exclusions to keep in mind:

It's also worth noting that losses associated with doing anything illegal, riots, civil unrest, and acts of war are excluded from coverage. Be sure to review your plan documents for a complete list of exclusions and contact Travelex Insurance Services with any questions.

Coverage is a crucial aspect of any travel insurance policy. This section outlines the benefits and maximum amounts you can expect in case of an emergency or unforeseen event.

The policy provides 100% trip cancellation coverage, up to a maximum trip cost of $25,000. This means you'll be reimbursed for the full cost of your trip in the event of cancellation.

Trip interruption coverage is also available, paying out 150% of the trip cost. This can be a lifesaver if you need to cut your trip short due to illness or other unexpected circumstances.

Travel delays of five hours or more are covered up to a maximum of $750. This can help you cover expenses like food and lodging while you wait for your flight to depart.

Medical expenses are covered up to $50,000, providing peace of mind in case of a medical emergency.

Emergency evacuations are covered up to $500,000, which can be a huge relief in a crisis situation.

Baggage loss is covered up to $1,000, and baggage delay is covered up to $250 if your luggage is delayed for 12 hours or more.

Accidental Death and Dismemberment (AD&D) coverage is also available, paying out up to $25,000 in the event of a 24-hour period.

Lastly, 24/7 assistance services are included, providing you with help and support whenever you need it.

Exclusions from Coverage can be a bit tricky to navigate, but it's essential to understand what's not covered by your Travelex Insurance plan. Preexisting medical conditions are excluded, but there's a 60-day look-back period to consider.

Some activities are also excluded, such as participating in extreme sports or professional sports. Mental disorders and losses related to drug or alcohol use are also not covered. Routine medical treatment is another excluded category.

If you have a preexisting medical condition, you'll need to consider the 60-day look-back period before purchasing a policy. This can help you avoid any potential exclusions.

Here are some key exclusions to keep in mind:

It's always a good idea to review your plan documents and contact Travelex Insurance Services directly with any questions you may have.

Families need travel insurance, especially if they have kids under 18 traveling with an adult relative. The Travel Select plan covers kids for free, which can be a huge savings for large families.

Seniors can also benefit from Travelex travel insurance, as they cover travelers of any age as long as they are fit to travel on the date they purchase their policy.

If you're looking for comprehensive coverage, Travelex has a solution for you. Their Travel Select plan includes trip protection, emergency medical treatment and evacuation, repatriation, and all the standard benefits like baggage loss and delay.

Budget travelers should not skip travel insurance altogether. Travelex's Travel Basic plan protects your trip while offering some medical coverage and other post-departure benefits.

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The Travelex Select Advantage plan has its own set of limitations. The maximum trip cost for Advantage is $10,000 and maximum trip length is 30 days.

Coverage for kids under 17 is included, but kids over 17 will be charged the corresponding plan cost if the trip cost exceeds $10,000 or the trip length exceeds 30 days.

Pre-existing medical conditions are not covered under Advantage, and you'll need to look into optional upgrades to fill out any coverage gaps.

This plan provides good coverage for all the benefits expected in a travel insurance package plan. Kids age 17 and under are covered when accompanied by a covered adult.

Multiple optional upgrades are available to fill out any coverage gaps allowing you to customize your plan to fit your needs. The pre-existing condition waiver is available if the plan is purchased within 15 days of initial trip payment.

If the child's trip cost exceeds $10,000 or the adult trip cost or trip length exceeds 30 days, the child will be charged the corresponding plan cost.

The Advantage plan offers impressive protection, including up to $10,000 in trip cancellation coverage.

This means you can book your dream vacation without worrying about losing a small fortune if something goes wrong.

Advantage also provides up to $12,500 in trip interruption coverage, giving you peace of mind in case your trip is cut short.

With up to $1,000 in travel delay coverage, you'll be reimbursed for expenses like food and lodging if your flight is delayed or canceled.

Emergency medical expenses are covered up to $50,000, which is a huge relief in case of a medical emergency abroad.

In extreme cases, Advantage offers up to $250,000 in emergency medical evacuation coverage.

Accidental death and dismemberment coverage is also included, providing up to $20,000 in benefits.

If your luggage or personal belongings are lost, stolen, or damaged, Advantage offers up to $1,000 in coverage.

Additionally, you'll receive $200 in coverage for baggage delay, which can be a lifesaver if you're stuck without your essential items.

As with Travelex's other plans, Advantage includes 24/7 travel assistance and access to the Travel On app.

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The Advantage plan has some limitations to be aware of, so let's take a closer look.

State of residence and destination limitations apply, so be sure to check the policy for details before purchasing.

Unlike the Ultimate plan, Advantage does not offer kids-included pricing.

Advantage does not cover pre-existing medical conditions or trip inconvenience coverage.

The maximum trip cost for Advantage is $10,000, and the maximum trip length is 30 days.

Coverage and rates may vary by states, so it's essential to review the policy details.

If there's any conflict between the website and the policy, the policy will govern in all cases.

The product descriptions are only summaries, and the full coverage terms and details can be found in the insurance policy or Description of Coverage.

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Travelex Select is a well-rounded plan that's especially suited to families, given kids under 18 get free coverage. This is a huge advantage for families with young children.

Travel Select also offers the option to upgrade your plan to include extra medical and cancellation for any reason. This can give you added peace of mind and protection for your trip.

If you're looking for a travel insurance plan that offers a good balance of coverage and affordability, Travel Select is definitely worth considering. It's a solid choice for families and individuals who want to protect their travel dollars.

Here are some key features of the Travel Select plan: