Travel Insurance with Medical Evacuation: Protecting Your Health Abroad

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Traveling abroad can be a thrilling adventure, but it's essential to be prepared for any unexpected medical emergencies. Medical evacuation, which can cost upwards of $50,000, is a significant financial risk to consider.

Travel insurance with medical evacuation coverage can provide peace of mind and financial protection in case of a medical emergency. According to the article, medical evacuation is not always a straightforward process, and it's crucial to understand the insurance provider's policies and procedures.

If you're planning to travel to a country with limited medical facilities, medical evacuation coverage is a must-have. In some cases, medical evacuation may be required if you're traveling to a country with high-risk medical conditions, such as altitude sickness or infectious diseases.

Policy and Coverage

If you're looking for a policy with Medical Evacuation & Repatriation coverage, you can enter your trip information on a custom quote form to find the best policy for your trip.

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AXA Travel Insurance offers coverage for emergency evacuations, which can be a lifesaver if you suffer from an accidental injury or illness during your trip.

The maximum coverage per person for Emergency Evacuation is up to $1,000,000, with a Hospital Companion benefit of up to $10,000.

All three of AXA's travel plans include Emergency Evacuation coverage, which is essential for travelers going to remote destinations or areas with limited medical facilities.

The cost of medical evacuation insurance varies depending on several factors, including your destination, length of stay, and overall trip cost.

Here are the emergency evacuation and repatriation benefit limits per person for each of AXA's plans:

Travelers who may benefit from medical evacuation insurance include those traveling on a cruise, to remote destinations, or as foreign aid workers or missionaries.

Emergency Assistance

Emergency assistance is just a call away. You can reach our 24/7 travel assistance provider at any time, whether you're in Thailand at 3 a.m. or in London at 2 p.m.

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Our assistance team will make all the arrangements for your evacuation and approve the costs for coverage to apply. This includes emergency medical evacuation or repatriation coverage, which is designed to help pay for the expense to transport you from a remote area or to a medical facility.

If something goes wrong during your trip, don't hesitate to call for help. We've helped evacuate a lot of travelers in our time, so we know how to get you the help you need.

What Is an Emergency?

An emergency is a situation that requires immediate attention to prevent harm or injury.

Emergency evacuation is a type of emergency assistance that helps transport you from a remote area to a medical facility or back to your home country.

Accidental injuries or sicknesses can warrant immediate transportation, triggering emergency evacuation or medical emergency evacuation.

Medical evacuation insurance is usually included in a travel plan insurance, and can also be referred to as "medical evacuation insurance" or "repatriation insurance".

24/7 Assistance

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Having a 24/7 assistance team is a game-changer when you're traveling, especially during an emergency.

You can call our emergency assistance line at any time, no matter where you are in the world. Our team is available 24/7 during your trip.

We've helped evacuate many travelers in the past, so we know how to get you the help you need. Whether it's an emergency medical issue at 3 a.m. or travel assistance at 2 p.m., we're here to help.

Our team will make all the arrangements for your evacuation and approve the costs for coverage to apply. This way, you can focus on getting back to safety.

You don't have to worry about calling at a "bad time" – our team is always available to assist you.

Transportation of Minors and Hospital Companions

If you're traveling with minor children and an emergency evacuation is required, don't worry - we've got you covered. We'll ensure the safe return of your unattended minor child(ren) to the home of record of your emergency contact, indicated on your emergency contact form.

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For children under the age of eighteen, this service is available if you're expected to be in the hospital for more than seven days following a covered evacuation. This is a huge weight off your mind, allowing you to focus on your recovery.

Should you be abroad alone and hospitalized for more than seven days, AXA's emergency medical assistance can also arrange for your spouse or loved one to visit you, covering their travel expenses to get them there. This is a thoughtful touch that shows we're committed to supporting your loved ones in times of need.

The maximum benefit for this service is $100,000, and an additional $10,000 is available for a hospital companion.

Planning and Preparation

Travel insurance with medical evacuation is not just a good idea, it's a must-have for any trip. AXA's Medical Expense and Evacuation Repatriation Travel Insurance benefit can offer coverage for you if you need long-term medical care or rehabilitation while abroad.

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Don't assume you can just hop on a plane back home if you get sick or injured. AXA will coordinate with medical professionals and keep your family informed of your progress and any decisions about your ongoing treatment. In some cases, medical evacuation to a more suitable facility may be arranged, either in the country you're in or back home when necessary.

With a maximum benefit of $1,000,000, you can have peace of mind knowing you're covered in case of an emergency.

Plan from Tme

Planning from TME can be a great option for those who want coverage for emergency medical evacuations. TME's 'Hospital of Choice' Medical Evacuation plans are perfect for extended stays, expats, RVers, missionaries, and anyone who wants to protect against the high cost of an emergency medical evacuation.

TME's plans ensure that transportation arrangements are made with precision and care. This includes working with the attending physician to recommend medical repatriation, complying with conveyance regulations, and getting authorization in advance.

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If you're traveling to a remote destination within the U.S., such as a remote ski resort, dude ranch, or backcountry trip, it's still a good idea to purchase Medical Evacuation insurance. This is because your health insurance may not cover the cost to transport you out of the remote area to get treatment.

You can consider purchasing Medical Evacuation insurance if you're traveling on a cruise, to a remote destination, or as a foreign aid worker or missionary. You can also consider it if you're an international business traveler or if you're traveling to a remote area within the U.S.

Here are some examples of who may benefit from Medical Evacuation insurance:

  • Traveling on a cruise
  • Remote destinations
  • Foreign aid workers and missionaries
  • International business travelers
  • Domestic U.S. trips that are remote

Planning for Long-Term Care Abroad

If you're traveling abroad and need long-term medical care or rehabilitation, AXA's Medical Expense and Evacuation Repatriation Travel Insurance benefit can provide coverage for you.

This benefit can offer assistance with local medical providers to get you the care you need, including hospital stays, special treatments, and rehabilitation services. AXA will coordinate with medical professionals to ensure you receive the best possible care.

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In some cases, medical evacuation to a more suitable facility may be arranged, either in the country you're in or back home when necessary. AXA will keep your family informed of your progress and any decisions about your ongoing treatment.

AXA's policy will continue to cover approved treatments until you're stable enough to travel back home. Maximum benefit for this coverage is $1,000,000.

If you're hospitalized for more than seven days, AXA's emergency medical assistance can also arrange for the safe return of your unattended minor child(ren) or a hospital companion to visit you.

Insurance Providers

There are several insurance providers that offer travel insurance with medical evacuation coverage.

Allianz Global Assistance is one such provider that offers a range of travel insurance policies, including those that cover medical evacuation.

Some policies from Allianz Global Assistance can cover medical evacuation costs up to $500,000.

AXA Travel Insurance is another provider that offers medical evacuation coverage as part of its travel insurance policies.

Why Choose AXA

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AXA is a great choice for travel protection due to its global presence, with a team of travel experts available 24/7.

With a presence in over 30 countries, AXA has extensive knowledge of local health risks and medical facilities, allowing for swift response in medical emergencies.

AXA's global team of travel experts offers assistance and assurance while traveling, providing peace of mind for travelers.

You can get a free quote within minutes or call AXA's licensed Travel Insurance Advisors at 855-327-1441, available Monday-Saturday from 8AM-7PM Central Time.

It's essential to review the terms and conditions of your policy, as specifics for Emergency Evacuation will depend on the policy selected, date of purchase, destination, and state of residency.

AXA Partners is available to answer any questions or concerns you may have about your policy.

Insurance Providers

Insurance Providers can be a lifesaver in case of a medical emergency abroad. They often include emergency medical evacuation in their plans, which can transport a seriously injured or ill person to a nearby medical facility, a hospital near home, or even a hospital of their choice.

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Emergency medical evacuation is usually included with both travel medical insurance and trip protection plans. This means that if you're injured or ill while traveling, you can rely on your insurance provider to get you to the medical care you need.

Some insurance providers, like MedEvac Insurance and Medjet Assist, give you the ability to choose your evacuation hospital if you're hospitalized outside your home country or more than 150 miles from home. This is a great option if you have a preferred hospital or would like to be closer to family and friends.

It's essential to note that you shouldn't arrange a medical evacuation yourself, as you may not be reimbursed for it. Instead, involve your insurance company in the decision-making process, as they contract with emergency evacuation providers worldwide.

Patriot from Group

Patriot from Group offers a range of insurance plans that provide medical and emergency medical evacuation coverage for travelers. Their plans are designed to meet the needs of different types of travelers, whether they're heading to the US or traveling internationally.

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Emergency medical evacuation is a crucial aspect of their plans, and it covers the cost of transporting a seriously injured or ill person to a nearby medical facility, a hospital near home, or even the hospital of their choice. This coverage is usually included with both travel medical insurance and trip protection plans.

Patriot International from International Medical Group is one of their plans that provides medical and emergency medical evacuation insurance for people traveling outside their residence country whose destination excludes the US or its territories.

Patriot Platinum International from International Medical Group offers a complete package of international benefits, including up to $8 million medical coverage for US citizens traveling outside the US. This plan includes additional enhanced benefits and services to meet the needs of discerning travelers.

Patriot America from International Medical Group provides medical and emergency medical evacuation for people traveling outside of their home country whose destination includes the US or its territories. This plan offers a range of coverage options, from $50,000 to $1 million, and deductible options from $0 to $2,500.

Here's a summary of the Patriot from Group plans:

Abraham Lebsack

Lead Writer

Abraham Lebsack is a seasoned writer with a keen interest in finance and insurance. With a focus on educating readers, he has crafted informative articles on critical illness insurance, providing valuable insights and guidance for those navigating complex financial decisions. Abraham's expertise in the field of critical illness insurance has allowed him to develop comprehensive guides, breaking down intricate topics into accessible and actionable advice.

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