Transportation Insurance Carriers for Fleets of All Sizes

Whether you're a small startup or a large corporation, having the right transportation insurance carrier is crucial for your fleet's success.

USAA offers a variety of insurance options for small to medium-sized fleets.

For larger fleets, companies like Liberty Mutual and Travelers offer customized insurance solutions that can be tailored to meet your specific needs.

With the right insurance carrier, you can protect your business from financial losses due to accidents, theft, or other unforeseen events.

Transportation insurance carriers offer coverage for various types of vehicles, including cars, trucks, motorcycles, and even boats.

Cars are the most common type of vehicle insured, with over 90% of households owning at least one car.

Trucks are also widely insured, with many businesses relying on them for transportation and delivery.

Motorcycles are another popular type of vehicle insured, with many riders opting for coverage due to the higher risk of accidents.

Boats are also insured by many carriers, with coverage options ranging from basic liability to comprehensive protection.

In fact, the National Association of Insurance Commissioners reports that over 80% of boat owners have insurance coverage.

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Insurance Coverage is a crucial aspect of the transportation industry. IAT Insurance Group offers a comprehensive suite of coverage options designed to protect trucking businesses from various risks.

Their coverage options include essential protection against third-party bodily injury and property damage claims, as well as coverage for drivers when they use their truck for personal, non-business use. This means that even when drivers are not working, they can still be protected in case of an accident.

Protecting vehicles from loss or damage due to collisions, theft, vandalism, or natural disasters is also a key aspect of their coverage. This includes safeguarding the goods being transported, covering loss or damage from a variety of perils, including accidents, theft, and temperature fluctuations.

Here are some examples of the types of coverage offered by IAT Insurance Group:

Their coverage options also include protection against financial loss due to theft, fraud, or other criminal acts impacting the business. This is especially important for trucking operations with both company-owned fleets and owner-operators, who need a custom insurance solution that meets their unique needs.

Insurance Solutions can be tailored to fit the unique needs of your transportation operation. Whether you're a commercial fleet operator or an owner-operator, there are various coverage options available to protect your business.

For commercial fleet operators, insurance experts can design a policy that addresses the specific challenges of your niche, such as truck, bus, or crane operations. This may include first dollar, deductible, captives, and other innovative insurance options.

Owner-operators have unique coverage needs, including Physical Damage, Non-Trucking Liability, Occupational Accident, Contingent Liability, and Workers' Compensation. Insurance solutions can be written on a first dollar to captive basis to meet these needs.

IAT Insurance Group offers a comprehensive suite of coverage options for trucking businesses, including essential protection against third-party bodily injury and property damage claims. This can be combined with coverage for drivers when they are using their truck for personal, non-business use.

Here are some key coverage options to consider:

You'll want to consider the unique needs of your transportation operation when choosing insurance protection. Commercial fleet operators in various specialty niches, such as truck, bus, or crane transportation, require tailored coverage.

For owner-operators, innovative programs include Physical Damage, Non-Trucking Liability, and Occupational Accident coverage. These options can be written on a first-dollar to captive basis.

If you have both company-owned fleets and owner-operators, a custom insurance solution can be built for you. This will ensure that all your transportation needs are covered.

Coverage options for trucking businesses include essential protection against third-party claims and coverage for drivers when using their truck for personal use. This is crucial for owner-operators who may use their vehicles for both business and personal purposes.

Here are some key coverage options to consider:

Amwins has the expertise to provide insurance solutions for unique and complex needs, utilizing domestic and international capacity.

Their brokers specialize in excess auto, primary auto, and inland marine, making them a go-to for clients with diverse transportation needs.

They also have niche expertise in placing coverage for the railroad industry, a specialized area that requires careful consideration.

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As a trucking business owner, you need insurance experts who understand the unique needs of your industry. Experts in Wholesale Trucking Insurance have underwriting leadership with 30 years of experience, working alongside a dedicated team of specialists to provide informed insurance solutions.

Their proven team has longstanding relationships with top-rated admitted and non-admitted carriers, allowing them to tailor a solution to your diverse trucking operations. This means you can get the coverage you need to get safely on the road to greater success.

Their team offers a range of insurance options, including Auto Liability, Motor Truck Cargo, and General Liability. They also provide coverage for new ventures, with limits up to $1,000,000 for Auto Liability and excess coverage available.

To get started, you'll need to provide a complete trucking application, including current driver MVRs and drivers list, complete vehicle list, current loss runs, IFTAs/financials, and a brief narrative of operation.

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Here are some of the key benefits of working with Experts in Wholesale Trucking Insurance:

Some transportation insurance carriers offer exclusive programs for intermodal transportation risks, covering both drayage and over the road risks.

These programs can provide annual premium placements for businesses involved in intermodal transportation.

These specialized programs can help mitigate risks and provide peace of mind for companies operating in this complex and high-risk field.

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Small/Mid-Fleet Trucking is a specialized program designed for motor carriers with a limited number of units, up to 25.

This program is distributed through a select group of retail brokers, offering coverage to eligible carriers.

The program caters to small and mid-sized fleets, providing them with the necessary insurance coverage to operate safely and efficiently.

National trucking programs like this one offer peace of mind to carriers, knowing they have the right insurance in place to handle any situation that may arise during transportation.

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Specialized transportation services play a vital role in ensuring that individuals with special needs, seniors, and those with disabilities have access to essential medical appointments, social services, and other vital destinations.

Providing coverage for non-emergency medical transportation is a crucial aspect of specialized transportation.

Non-emergency medical transportation includes special needs transportation, wheelchair vans, and services for social service organizations.

These services cater to individuals who require transportation to doctor's appointments, therapy sessions, and other medical-related activities.

Comprehensive coverage for non-emergency medical transportation can be tailored to meet the unique needs of each individual, including those with special needs or disabilities.

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Specialized transportation requires tailored coverage options to protect unique cargo.

Dedicated Motor Truck Cargo and Auto Physical Damage coverage is specifically crafted for cannabis exposures.

This type of coverage is designed to address the specific risks associated with transporting cannabis.

It's essential to choose a coverage that addresses the unique needs of your cannabis cargo.

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Freight brokers can rest assured with designed liability coverage to protect against contracted truckers' coverage issues. This type of coverage is specifically designed for truck brokers.

Freight brokers' liability coverage is a must-have in the transportation industry, as it helps protect against unforeseen events. Contingent cargo coverage is also available to protect goods in transit and goods in storage.

Here are some key points to consider when choosing transportation insurance protection:

For trucking operations, having the right workers' compensation and accident solution is crucial. Comprehensive workers' compensation and accident solution for the transportation industry is available.

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Freight Brokers' Liability coverage is designed to protect truck brokers in case one of their contracted truckers has a coverage issue.

This type of coverage is essential for truck brokers who work with independent contractors or owner-operators.

Trucking Occupational Accident coverage provides independent contractors/owner-operators with versatile coverage for work-related injuries.

This coverage is a must-have for trucking companies that hire independent contractors or owner-operators.

Commercial Auto coverage offers protection across various classes and specialties, including the ISO "Pollution Liability-Broadened Coverage for Covered Autos" (CA 9948).

This coverage is available for both trucking and business auto risks, providing a comprehensive solution for companies with diverse fleets.

Marine Cargo & Stock Throughput coverage provides admitted marine insurance coverage for goods in transit and goods in storage.

This type of coverage is crucial for companies that transport goods by sea or store them in warehouses.

Cargo & Physical Damage coverage is a competitive program designed for local, intermediate, and long-haul trucking companies requiring cargo and physical damage coverage.

This coverage is a must-have for trucking companies that transport goods over long distances or store them in warehouses.

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Workers' compensation is a critical aspect of liability and risk management, especially in industries with high accident rates, such as transportation.

The transportation industry is particularly vulnerable to accidents, which is why a comprehensive workers' compensation solution is essential.

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In the transportation industry, workers' compensation is designed to provide financial support to employees who are injured on the job or become ill due to work-related activities.

Accidents can happen in a split second, and the costs can be devastating for both the employee and the employer.

Transportation companies must have a robust workers' compensation plan in place to mitigate these risks and ensure that employees receive the support they need.

Workers' compensation for transportation companies typically covers medical expenses, lost wages, and rehabilitation costs for injured employees.

By investing in a comprehensive workers' compensation solution, transportation companies can reduce their liability and protect their employees and assets.

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Breckenridge Insurance now offers Small Trucking Business insurance, expanding the auto liability market for transportation companies. This new market allows small trucking businesses to access insurance coverage tailored to their specific needs.

Breckenridge Insurance's new auto liability market provides a range of benefits for small trucking businesses, including customized coverage and competitive pricing. This can help businesses manage their risk and stay financially stable.

By offering Small Trucking Business insurance, Breckenridge Insurance is helping to widen the auto liability market for transportation companies. This can lead to more opportunities for businesses to grow and expand their operations.

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Transporting goods across different modes of transportation can be complex and risky.

An exclusive package program, such as the one mentioned for intermodal transportation, can provide coverage for risks involved on either a drayage or over the road basis.

Marine cargo insurance is specifically designed for goods in transit and storage, offering admitted coverage for these risks.

Intermodal transportation risks can be mitigated with a program that covers both drayage and over the road risks.

Goods in storage and transit can benefit from admitted marine insurance coverage, providing financial protection against potential losses.

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Personal and Auto insurance carriers offer robust personal lines auto products to insureds and independent agents in specific states.

In Texas, Florida, and Oklahoma, these carriers provide reliable coverage options for drivers.

Some carriers, like those mentioned, cater specifically to the needs of drivers in these states, offering tailored products that meet local requirements.

Breckenridge Insurance offers personal lines auto products to insureds and independent agents in Texas, Florida, and Oklahoma.

These products are robust and designed to meet the diverse needs of individuals in these states.

You can rely on Breckenridge Insurance for your personal auto insurance needs in Texas, Florida, or Oklahoma.

Their products are specifically tailored for the unique requirements of these states.

If you're looking for a reliable insurance provider in Texas, Florida, or Oklahoma, Breckenridge Insurance is definitely worth considering.

Their personal lines auto products are designed to provide comprehensive coverage and peace of mind for individuals in these states.

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Repossession is an insurance program for professional contractors who work with banks, credit unions, and other reputable lending institutions.

This type of insurance is designed to protect these contractors in case of accidents or damages while repossessing vehicles.

It's a specialized coverage that's specifically tailored to the unique risks involved in repossession work.

Repossession contractors can face serious consequences if they're involved in an accident or damage a vehicle during repossession, so this insurance is crucial for their business.