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Renewing your Tokio Marine motorcycle insurance online is a straightforward process that can be completed in a few minutes. You can log in to your account on the Tokio Marine website and follow the prompts to renew your policy.
To purchase Tokio Marine motorcycle insurance online, you'll need to provide some basic information about yourself and your motorcycle. This includes your personal details, vehicle registration number, and motorcycle's make, model, and engine size.
You can choose from various policy options, including comprehensive and third-party coverage, to find the best fit for your needs. The online application process is designed to be user-friendly and secure.
Tokio Marine offers a range of discounts to help you save on your premiums, such as a no-claims discount for policyholders with a clean claims history.
Purchasing and Renewing Insurance
Purchasing and renewing insurance can be a straightforward process if you know the steps involved. To buy or renew motor insurance online, simply fill in the vehicle number and policy number, verify the details of your policy, and make the payment.
At IFFCO Tokio, the process is designed to be hassle-free, with the ability to generate a quotation, purchase a new policy, or renew an existing policy in just a few clicks. You can even use the "Garage Locator" to find a network garage in your area.
To ensure you're getting the right coverage, consider the following options: third-party liability, own damage, or comprehensive insurance plans. Understand the policy inclusions and exclusions to avoid last-minute confusions, and add relevant add-ons like zero depreciation or roadside assistance for enhanced coverage.
Buy/Renew Online
You can buy or renew your motor insurance policy online, which is a convenient and hassle-free process. At IFFCO Tokio, you can generate a quotation, purchase a new policy, or renew an existing policy in just a few clicks.
To renew your policy, you'll need to fill in your vehicle number and policy number, then verify the details of your policy. After that, you can make the payment.
The online process is designed to be simple and quick, taking just minutes to complete. You can also use the "Garage Locator" to find a network garage in your area if you need to make a claim.
Here are the basic steps to renew your motor insurance policy online:
- Fill in the vehicle number and policy number
- Verify details of policy
- Make the payment
Suzuki Malaysia Appoints Sole Panel Insurer
Suzuki Malaysia has appointed Tokio Marine as its sole panel insurer. This partnership will provide exclusive insurance and motor add-on coverage for Suzuki motorcycle riders.
Tokio Marine Insurans is a Malaysia-based company that has partnered with Suzuki Malaysia Sdn to offer comprehensive insurance coverage for motorcycle owners. This coverage includes roadside assistance and optional motor add-on benefits.
Suzuki motorcycle owners who sign up for Tokio Marine Motorcycle insurance will receive nine complementary add-ons during a promotional period from 5 April until 30 June 2023.
Insurance Benefits and Features
Buying or renewing motor insurance online has its perks, and Tokio Marine motorcycle insurance is no exception. You can buy or renew your policy online, saving you time and effort.
One of the benefits of buying or renewing motor insurance online is that it's quick and convenient. You can do it from the comfort of your own home, or even on the go with your mobile device.
Tokio Marine motorcycle insurance offers a range of benefits, including the option to buy or renew online. This makes it easy to get insured and start riding with peace of mind.
Buying or renewing online also means you can avoid the hassle of paperwork and long queues at the insurance office.
Claims and Exclusions
If you're involved in an accident, Tokio Marine motorcycle insurance has got you covered for third-party losses. Any loss or damage caused by your vehicle to third-party persons or property is covered.
However, there are some exclusions to be aware of. Your vehicle might not get covered under certain circumstances.
To avoid last-minute confusions, it's essential to understand the scope of coverage in your policy. This includes knowing what's covered and what's not included in your motor insurance policy.
How to Claim
To claim your motorcycle insurance with Tokyo Marine, you must ensure that you have all the necessary documents in order. If not, collect them first before proceeding.
The first step in claiming your insurance is to report the damage to the concerned authorities, such as the police, as soon as possible. This is a crucial step that helps establish the facts of the accident.
To make a claim, call Tokyo Marine immediately or log into their Claims Service Portal to inform them of the loss or damage. You can also reach out to their Auto Partner hotline number, 1 800 88 1301 or 03-2053 5800.
In addition to reporting the damage, you'll need to cooperate with adjusters or surveyors appointed by the insurer to assist in the investigation and finalization of the claim.
To expedite the process, it's essential to fill out the claim form accurately and return it along with the required documents to the authority. Here's a list of the necessary documents:
- Duly filled claim form (except for death claims)
- Accident Claim Attending Physician's Statement (completed by the physician)
- Receipts and itemized bills for reimbursements
- Police investigation report
- Claim settlement letter from SOCSO/PERKESO (if applicable)
- Claim settlement letter from employer/other insurance company (if applicable)
After reporting the accident, it's essential to inform the police within 24 hours. You should also contact Tokyo Marine's Auto Partner hotline number as soon as possible to initiate the claims process.
To avoid any complications, do not make any offers to third parties, and forward all correspondence or notices from them to Tokyo Marine immediately.
Exclusions
We aim to provide maximum coverage for your vehicle, but under certain circumstances your vehicle might not get covered.
Exclusions can be a bit tricky to understand, but they're an important part of any insurance policy.
Our motor insurance policy excludes coverage for your vehicle in certain situations. For example, if you drive your vehicle under the influence of alcohol or drugs, your policy won't cover you.
This means that if you're involved in an accident while driving under the influence, you'll need to pay for any damages or injuries out of pocket.
Driving your vehicle without a valid license is another exclusion that can leave you without coverage.
If you're involved in a racing or stunt driving incident, your policy won't cover you either.
This is because our policy is designed to cover everyday driving, not high-risk activities.
Driving your vehicle for commercial purposes without a commercial license is also not covered.
This is an important exclusion to be aware of, especially if you use your vehicle for work or to transport goods.
Unauthorized Modifications
If you make any unauthorized modifications to your vehicle, you're on your own when it comes to repairs. Any damage caused by these modifications will not be covered.
Unauthorized modifications can be sneaky, and it's easy to get caught up in the idea that a tweak here or there won't make a difference. But if you're not careful, you could be left with a big bill for repairs.
Secure payment methods are available to help you manage the costs of unexpected repairs.
Third-Party Losses
Any loss or damage caused by your vehicle to third-party persons or property is covered. This means you're responsible for paying for any damages or injuries you cause to others.
Third-party losses can be costly, so it's essential to understand what's covered and what's not. Any loss or damage caused by your vehicle to third-party persons or property is covered, as mentioned earlier.
Should I Repair My?
If you're involved in an accident, repairing your motorcycle at a panel workshop can make the claims process smoother and easier.
Choosing to repair or service your motorcycle at any Tokio Marine's panel workshop is recommended if you get insured with them. This will guarantee a smoother and easier claim.
Sources
- https://www.policystreet.com/motorcycle-insurance/tokio-marine/
- https://www.bloggermamun.com/2023/11/tokio-marine-motorcycle-insurance.html
- https://e.vnexpress.net/news/business/motul-tokio-marine-vietnam-offers-free-accident-insurance-for-motul-motorcycle-lubricants-customers-4779595.html
- https://insuranceasia.com/insurance/news/suzuki-malaysia-has-appointed-tokio-marine-its-sole-panel-insurer
- https://www.iffcotokio.co.in/motor-insurance
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