Become a Tennessee Insurance Agent with Our Guide

To become a Tennessee insurance agent, you'll need to meet the state's licensing requirements.

The first step is to apply for a pre-licensing course, which can be completed online or in a classroom.

You'll need to complete 40 hours of instruction on insurance principles, law, and ethics.

After completing the course, you'll be eligible to take the Tennessee insurance licensing exam.

The exam consists of a multiple-choice test that covers insurance concepts, laws, and regulations.

You'll need to score at least 70% to pass the exam.

Once you've passed the exam, you'll be issued a license to sell insurance in Tennessee.

As a licensed agent, you'll be able to sell insurance products from various companies.

You'll also be required to complete continuing education courses to maintain your license.

These courses will help you stay up-to-date on industry developments and laws.

Once you've passed all your exams and your licensing application has been approved, you'll be a qualified insurance agent in Tennessee. You'll have four main steps to take.

To sell advanced life insurance products, you'll need to pass the Securities Industry Essentials (SIE) exam and obtain the relevant securities licenses. This includes the Series 6, 7, and 63 licenses.

You'll have to decide whether you'd prefer working as a captive agent employed by one company or running your own business as an independent agent. This will depend on your personal preferences and career goals.

To succeed as an insurance agent, you'll need to adopt a marketing approach that's effective for you. Finding and sticking to a niche is a great way to do this.

Here are the four main steps to take after getting your Tennessee insurance license:

To keep your license valid, you'll need to complete 24 hours of continuing education (CE) biennially in Tennessee. This includes at least three credit hours spent on ethics courses.

As a Tennessee insurance agent, I've seen many people struggle to find the right insurance for their needs. Let's break down the different types of insurance to make it easier to understand.

At The Allen Thomas Group, we specialize in helping Tennessee homeowners, motorists, and business owners find personalized protection that fits their budget and lifestyle.

There are several types of life insurance to consider, each with its own unique benefits. Term life insurance is a good option if you have young children or a mortgage.

Whole life insurance offers lifelong coverage as long as premiums are paid, and builds cash value over time that can be borrowed against.

Universal life insurance is a flexible policy where premiums and death benefits can be adjusted over time as needs change.

Here are some common types of life insurance:

Ultimately, the right insurance for you will depend on your unique situation and needs.

To apply for an insurance license in Tennessee, you can submit your application online through the National Insurance Producer Registry (NIPR) for a fee of $50 (plus a small transaction charge). This fee applies to each line of authority you've passed the state exam for.

You'll also need to submit a Fingerprint Policy and Acknowledgement Form, which can be done while or after submitting your electronic application with NIPR. Make sure the names on your application and form match each other.

To pass the relevant Tennessee insurance license exam(s), you'll need to obtain a scaled score of at least 70. You can sit for more than one exam at a time, but it's recommended to study for one at a time, averaging between two to six weeks of study time per exam.

Here's a summary of the exam process:

Completing a pre-licensing education course in Tennessee can significantly boost your chances of passing the insurance license exam on your first attempt.

Tennessee does not require aspiring insurance agents to complete a certain number of pre-licensing education hours to sit for the exam, but it's highly recommended to do so.

Kaplan's online courses offer a 93% pass rate and are often used by aspiring insurance agents.

National Online Insurance School provides pre-licensing insurance courses in Tennessee that cover various insurance concepts, definitions, and agent regulations.

Their courses include instructional videos, interactive illustrations, practice exams, and student support.

The recommended course duration varies, averaging between two to six weeks of study time per exam, depending on whether you study full-time or part-time.

You can take multiple exams at once, but it's not recommended, as it can lead to confusing separate line material.

If you fail an exam, you'll need to wait at least 10 days before retaking it, with subsequent failed attempts requiring a waiting period of at least 30 days.

Here are some key factors to consider when choosing a pre-licensing education course:

To complete an application for an insurance license, you'll need to follow a few steps.

First, you'll need to apply through the Vertafore website, where you can click the 'Apply for a license' button from the menu on the left.

You'll then choose 'Resident,' then 'Individual,' and click 'Continue.' Next, enter your email address and continue to the next step.

You'll need to enter your information, choose the state you wish to apply for a license, and click 'Continue.'

It's also important to note that you'll need to select 'Resident Agent' as your license type and continue to the next step.

The types of licenses you wish to apply for will also need to be selected, and you'll need to enter all requested information and submit payment.

In Tennessee, applications are submitted online through the National Insurance Producer Registry (NIPR) for a fee of $50 (plus a small transaction charge).

Make sure the names you include on your NIPR application and Fingerprint Policy and Acknowledgement Form match each other.

Here's a step-by-step guide to submitting your application:

To become a licensed insurance agent in Tennessee, you'll need to meet the eligibility requirements. You must be at least 18 years old and reside in Tennessee.

To ensure you meet all the requirements, check that you're financially responsible and have a good business reputation. This will make the licensing process smoother.

You'll also need to complete a pre-licensing course and pass the state insurance exam for the lines of authority you're applying for. This will demonstrate your knowledge and competence in the field.

Here are the basic requirements to keep in mind:

To get started on your Tennessee insurance license, you'll need to meet the eligibility requirements. You must be at least 18 years old.

Residency is also a must, so you'll need to be living in Tennessee at the time of application. This is a straightforward one – just make sure you've got a valid address in the state.

In addition to age and residency, you'll need to demonstrate that you're competent, financially responsible, and have a good business reputation. This is a good time to reflect on your personal and professional history to ensure you meet these standards.

To give you a better idea of what's required, here are the key eligibility criteria in a nutshell:

Once you've confirmed you meet these basic requirements, you'll be ready to move forward with the next steps in the insurance licensing process.

To become a licensed insurance agent in Tennessee, you'll need to submit a full set of your fingerprints to the Tennessee Department of Commerce and Insurance.

This process, which costs $37.15, will initiate a background check into the Tennessee Bureau of Investigation (TBI) and FBI's records to confirm you meet the state's insurance agent regulations.

You'll need to schedule a fingerprinting appointment through IdentoGO, which can be done online or by phone.

To schedule online, go to the IdentoGO website and select "Schedule a New Appointment", then click on "Don't know your Service Code" and follow the prompts.

You can also call (855) 226-2937 for assistance with scheduling your appointment.

It's recommended to complete fingerprinting at least two business days before applying for a producer license to avoid delays.

Note that any misdemeanors, felonies, or current criminal proceedings may affect the outcome of your licensing efforts.