
The TD Bank Travel Credit Card is a solid choice for travelers who need insurance and travel-related benefits. It offers travel insurance, which can provide up to $1 million in medical coverage.
With this card, you also get trip cancellation and interruption insurance, which can help you recover non-refundable trip expenses if your trip is cancelled or cut short. This can be a huge relief if you've already paid for your trip.
The card also comes with travel assistance services, including help with lost or stolen travel documents, and emergency medical evacuations. These services can be a lifesaver if you're in a foreign country and need help.
The TD Bank Travel Credit Card can be a great option for travelers who want extra peace of mind when booking their trips.
Benefits and Rewards
With a TD Bank travel credit card, you can enjoy a range of benefits and rewards that make traveling easier and more enjoyable.

You can redeem your rewards points for travel purchases at any time of the year, for the flights you want and on the days you like. This flexibility is a big plus, especially when you have specific travel plans in mind.
Travel with confidence knowing that you have a suite of insurance coverages offered with TD Travel Rewards credit cards. These coverages include Emergency Travel Assistance Services, Delayed & Lost Baggage Insurance, and Trip Interruption Insurance.
Here are some of the key travel benefits you can expect with a TD Bank travel credit card:
- Flight/Trip Delay Insurance: up to $500 in coverage if your flight/trip is delayed more than 4 hours
- Delayed and Lost Baggage Insurance: up to $1,000 overall coverage per insured person
- Common Carrier Travel Accident Insurance: up to $500,000 of coverage for covered losses while travelling on a common carrier
- Auto Rental Collision/Loss Damage Insurance: use your eligible Canadian TD Credit Card to charge the full cost of a car rental and get the insurance at no additional cost
- Emergency Travel Assistance Services: help is just a call away with toll-free access to assistance in the event of a personal emergency while travelling
- Hotel/Motel Burglary Insurance: up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room
With a TD Bank travel credit card, you have the freedom to redeem your rewards points for the rewards you want, whether that's everyday perks, eGift cards, education credits, cash credits, or travel.
Travel and Insurance
Travel and insurance go hand-in-hand when planning a trip.
Travel medical insurance is a must-have, providing coverage for eligible medical expenses while on a covered trip. This can be a lifesaver in case of unexpected medical emergencies.

TD travel credit cards offer a range of insurance coverages, including travel medical insurance, trip cancellation insurance, common carrier travel accident insurance, and delayed and lost baggage insurance. These coverages can provide peace of mind and financial protection in case things go wrong.
Here are some of the insurance coverages you can expect from TD travel credit cards:
- Travel medical insurance
- Trip cancellation insurance
- Common carrier travel accident insurance
- Delayed and lost baggage insurance
If you're renting a car in Europe, make sure to check if your TD credit card provides automatic vehicle rental insurance coverage. Some rental car companies require written proof of vehicle rental insurance, so it's a good idea to contact TD Insurance before your trip to confirm coverage.
Travel Ready
To be travel ready, it's essential to confirm your daily ATM withdrawal limit for your TD Credit Card. This will ensure you can access the amount you need when you need it, especially when traveling abroad.
To confirm your current daily ATM withdrawal limit, simply call TD Credit Card customer service at 1-800-983-8472 (North America) or 416-307-7722 (outside of North America).

Additionally, ensure that your TD Credit Card PIN number is not longer than four digits, as some ATMs outside of North America may only accept four-digit PINS. You can change your PIN at any TD Canada Trust branch or TD Canada Trust ATM.
As a TD Visa Cardholder, you have access to over one million ATMs in over 200 countries worldwide through the PLUS network.
If you're planning to rent a car in Europe, be aware that some rental car companies may require written proof of vehicle rental insurance. TD Credit Cardholders with eligible cards, such as TD First Class Travel Visa Cards or TD Platinum Travel Visa Cards, can contact TD Insurance to receive an email confirming vehicle rental insurance coverage.
TD Credit Cardholders can also request proof of insurance by calling TD Insurance at 1-800-880-6497, with hours of operation being Monday-Friday 8am-8pm EST, Saturday 12pm-6pm EST, and Closed Sunday.
Here are some key travel insurance coverages that a TD credit card can come with:
- Travel medical insurance: designed to provide coverage for eligible medical expenses while on a covered trip.
- Trip cancellation insurance: provides coverage if your trip is cancelled for an eligible cause.
- Common carrier Travel Accident Insurance: provides coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental).
- Delayed and lost baggage insurance: covers costs related to a delay or loss of baggage while travelling.
Purchasing Gas at U.S. Pumps

If you're planning to travel to the US, it's essential to know how to purchase gas at U.S. pumps using your credit card.
You can pay for gas at the pump with your TD Credit Card, but if you live in Canada, you won't have a Zip Code to enter. Simply take the three digits of your postal code and add two zeros to make a five-digit code.
This trick will help you complete the purchase at the pump without any issues.
Card Details and Application
To apply for a TD Travel Credit Card, you can start the process by logging in with EasyWeb. If you're new to TD, getting started is quick and easy.
You'll need to select the card that matches your goals, as there are different options available. It's a good idea to review the specific features and benefits of each card to ensure you choose the one that best fits your needs.
Once you've chosen your card, you can begin the application process through EasyWeb.
Choose the Right Card

Choosing the right travel credit card can be overwhelming, but let's break it down. The card you choose will determine the perks and benefits you receive, such as complimentary first checked bags or access to airport lounges.
Some cards offer welcome bonus points, which are awarded after your credit card application is approved, so be sure to look for that. These points can add up quickly and make your travel even more rewarding.
To earn points, you'll need to make eligible purchases, and the earn rate varies depending on the card. For example, some TD Travel Credit Cards offer a variety of earn rates for TD Reward points or Aeroplan points on your everyday eligible purchases.
You'll also want to consider redemption flexibility, which allows you to use points for travel-related purchases, gift cards, or other rewards. This flexibility can be a game-changer for travelers who want to use their points in different ways.

Not all cards are created equal, and some may charge an annual fee, while others come with no annual fee at all. Some cards even offer a first year no annual fee rebate for new cardholders, which can be a great perk.
Finally, don't forget to check the eligibility requirements, which typically depend on your credit score and income requirements. This will ensure you're approved for the card and can start earning points right away.
How to Apply for Loans
To apply for a loan, simply log in with EasyWeb and start the process.
If you're new to TD, getting started with your application is quick and easy.
Select the loan that matches your goals.
You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.
Security and Safety
Mobile Device Insurance provides up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.

Your TD Visa card comes equipped with Chip & PIN technology, offering an added level of security through the use of a Personal Identification Number (PIN).
Visa Secure provides increased security and convenience when shopping online, making it a great feature for frequent online shoppers.
Paying online with your TD Visa card is easy and secure, thanks to Click to Pay, which allows you to quickly and safely make payments online.
You can also receive Instant Alerts, including TD Fraud Alerts, to your mobile phone if suspicious activity is detected on your Canadian TD Platinum Travel Visa Credit Card.
Purchase Security and Extended Warranty Protection are automatically included with your card, covering most eligible new items you've purchased within 90 days of purchase.
Your card is also equipped with contactless and chip technology, making it more secure and easier to use around the world.
If you're a victim of unauthorized charges, Visa Zero Liability guarantees you won't be held responsible.
You can easily track your spending with TD's online and mobile banking tools, keeping tabs on your card transactions and account activity.
Lost luggage? If you purchased tickets with your TD Visa Signature Credit Card, you may be covered, subject to restrictions and terms outlined in your TD Visa Guide to Benefits.
Helpful Related Questions

To receive the TD Travel Credit, your TD Bank account must be open, active, and in Good Standing.
Third-party sites may have different Privacy and Security policies than TD Bank Group, so be sure to review them before providing personal or confidential information.
The TD Travel Credit is only available for Eligible Travel Credit Purchases made with Expedia For TD.
An Eligible Travel Credit Purchase means a Hotel, Motel, Lodging, or Vacation Rental Purchase of $500.00 CAD or more, or a Vacation Package Purchase of $500.00 CAD or more that includes a Hotel, Motel, Lodging, or Vacation Rental booking packaged with a transportation booking.
You can find more details on Eligible Travel Credit Purchases in your TD Rewards Program Terms and Conditions.
General Information
TD Bank Travel Credit Card offers a range of benefits and features that make it an attractive option for travelers.
The card has no foreign transaction fees, which means you won't be charged extra for making purchases abroad.

TD Bank Travel Credit Card has a rewards program that earns 3 points for every dollar spent on travel purchases, and 1 point for every dollar spent on other purchases.
Travel-related expenses such as flights, hotels, and car rentals qualify for the 3 points per dollar reward rate.
You can redeem your points for travel credit, gift cards, or cash back.
The card has a variety of travel insurance benefits, including trip cancellation and interruption insurance, and travel medical insurance.
Frequently Asked Questions
Is TD travel Visa worth it?
The TD First Class Travel Visa Infinite Card is a solid choice for travel enthusiasts, offering a generous welcome bonus and strong earning rates. If you frequently travel, this card may be worth considering for its benefits and rewards.
What is the $100 annual travel credit for TD?
You'll receive a $100 TD Travel Credit annually, redeemable on Eligible Travel Credit Purchases of $500 or more made with Expedia For TD. This credit offers up to $2 million of coverage for the first 21 days of travel.
Which credit card has the best travel benefits?
The American Express Platinum Card offers premium travel benefits, including airport lounge access and travel insurance, making it a top choice for frequent travelers. However, the best card for you will depend on your individual travel habits and preferences.
Sources
- https://www.td.com/ca/en/personal-banking/products/credit-cards/td-travel-rewards
- https://www.td.com/ca/en/personal-banking/advice/day-to-day-banking/credit-card-tips-travelling
- https://www.td.com/ca/en/personal-banking/products/credit-cards/travel-credit-card-basics
- https://www.td.com/ca/en/personal-banking/products/credit-cards/travel-rewards/platinum-travel-visa-card
- https://www.td.com/us/en/personal-banking/travel-tips
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