Stadtsparkasse München Girokonten und Kompakt Lösungen

Stadtsparkasse München offers a range of giro accounts and compact solutions to meet your banking needs.

Their giro accounts are designed to be flexible and can be tailored to suit your individual requirements.

With Stadtsparkasse München, you can easily manage your finances and make payments online or through their mobile app.

Their compact solutions are perfect for those who want a simple and straightforward banking experience.

At Stadtsparkasse München, banking services are designed to be convenient and accessible from anywhere.

You can manage your account through the Sparkasse app, which offers a range of helpful features.

The app allows you to learn about and use various functions, making it easy to stay on top of your finances.

With your Sparkasse account, you can enjoy excellent banking services.

The Stadtsparkasse München offers tailored financial solutions for new businesses, company takeovers, and participations. They assess whether and how government-backed loans can be integrated into your plans.

They also evaluate if crowdfunding is a suitable option for your project. This means you can get the funding you need without having to go through a traditional bank.

The Stadtsparkasse München offers a range of account options to suit different needs and preferences.

You can choose from a basic account with a low monthly fee of 4.95 euros, or opt for a more premium option with additional features. For example, the Studentenkonto is a great choice for students, with no monthly fee and all transactions free.

If you're not a student, you can still benefit from the low-fee Grundpreis of 11.95 euros per month, or upgrade to a premium account with more features and benefits.

Here are some key features of the different account options:

In Munich, a staggering 500,000 Girokonten exist, which is essentially a type of bank account.

This massive number speaks to the popularity of banking services in the city, with a significant portion of the population relying on these accounts.

Many of these Girokonten are held by customers of the Sparkasse, a bank with a strong presence in Munich.

Over half of the city's residents, or roughly 50% of the population, are customers of the Sparkasse.

The Kompakt option is a great choice if you're looking for a simple and affordable account. The monthly base price is a very reasonable 4.95 Euro.

To give you an idea of what's included in this price, let's take a look at the types of transactions that are free. According to the Sparkasse, you can make unlimited bookings for things like direct debits, standing orders, and payments with your Sparkassen-Card for 10 Euro or more.

Here are some examples of free transactions:

However, there are some limitations to keep in mind. Transactions like online transfers, payments with your Sparkassen-Card for less than 10 Euro, and cash withdrawals from Sparkassen ATMs are not included in the free transactions.

In Bayern, you can find expert advice for founders through the Stadtsparkasse München, led by Regina Stiegeler, who was awarded "Förderprofi 2022".

Regina Stiegeler was recognized as one of the best customer advisors for low-interest funding loans in Bayern.

The BayernLB and Sparkassenverband Bayern, in cooperation with the funding institutes KfW Bankengruppe, LfA Förderbank Bayern, and Landwirtschaftliche Rentenbank, awarded this prize to outstanding employees of the bayerische Sparkassen.

This award highlights the exceptional work of these individuals in providing top-notch advice on incorporating government funding and offering incredibly favorable credit terms.

If you're under 25 and a student or apprentice, you might be interested in the Jugendkonto, or Youth Account.

This account offers free transactions, making it a great option for those who need to manage their finances while in school.

You can also use a credit card with your Jugendkonto, which can be really convenient.

The Sparkassen-Card is included with this account, so you can start using it right away.

Here are the key features of the Jugendkonto at a glance:

Overall, the Jugendkonto is a solid choice for young people who need a reliable and low-cost banking option.

With your Girokonto, you can customize it to fit your needs with additional products and services. You can choose from various Kontopakete that offer different features and benefits.

The Sparkassen-Card is a great option, offering contactless payments and online shopping with just a few clicks. You can even earn rewards with the München-Vorteil cashback program.

If you're looking for a way to save money, consider the Tagesgeldkonto, which allows you to park your money at a rate of 1% p.a. You can also earn higher interest with the Festgeld, which offers up to 2.15% p.a. for a fixed term.

You can also add a Kreditkarte to your Girokonto, which starts at just 15 euros per year. The Sparkassen-App makes it easy to manage your account on the go, and you can even invest in a Depot with no minimum balance required.

To open a Girokonto, you can use the IDnow Online-Ident app, which allows for a paperless process. The Grundpreis for the München-Giro is either 4.95 or 11.95 euros per month, depending on the number of free transactions you need.

Here are the details on the free transactions:

You can also take advantage of the Sparkasse's app, which offers a range of features, including Apple Pay and Mobile Payment. With the Sparkasse's app, you can manage your account, make payments, and even invest in a Depot.

The Stadtsparkasse München offers a wide range of benefits and services to its customers. You can customize your Girokonto with the right products and services, such as the Sparkassen-Card, which offers contactless payments and a personalized design.

The Sparkassen-Card is a convenient way to shop online and abroad, and you can choose from various designs and add-ons, including travel insurance. You can also use your smartphone to make payments with Apple Pay or the Mobiles Bezahlen app.

The Stadtsparkasse München has a dense network of branches in Munich, where you can withdraw cash and receive personalized advice. You can also use the Sparkassen-App to manage your bank accounts and make transactions on the go.

Some of the benefits of the Stadtsparkasse München include:

You can also earn interest on your money with the Stadtsparkasse München's Tagesgeldkonto, which offers a rate of 1% p.a. or park your money at a rate of 2.15% p.a. on a Festgeld account with a fixed term of 1-5 years and a minimum deposit of 500 euros.

Your Girokonto with the Stadtsparkasse München comes with a range of benefits that make it an attractive option. You can enjoy personalized support with a fixed contact person, tailored financial solutions, and the expertise of specialists with many years of experience.

One of the standout features of the Stadtsparkasse München is its wide range of services and products that can be added to your Girokonto. For example, you can upgrade to a Kontopakete, which allows you to customize your account to suit your needs and requirements.

You can also take advantage of the Sparkassen-Card, which offers a range of benefits, including contactless payments and a Munich-themed design. The card is available for as little as €15 per year, and you can add additional features such as international travel insurance.

The Stadtsparkasse München also offers a range of investment options, including a Depot, which can be opened with a minimum of €0 in fees. You can also use the Sparkassen-App to manage your finances on the go, and enjoy secure online banking with the TÜV Rheinland seal of approval.

In addition to these benefits, the Stadtsparkasse München also offers a Cashback-Programm called München-Vorteil, which allows you to earn cashback on purchases made with your Sparkassen-Card at over 1,000 partners.

Here are some of the key benefits of the Stadtsparkasse München's Girokonto:

You can also earn interest on your money with the Stadtsparkasse München's Tagesgeldkonto, which offers a rate of 1% p.a. on balances, and its Festgeld, which offers a rate of up to 2.15% p.a. on fixed-term deposits.

Your hobby can become your passion with the right support. The Stadtsparkasse München offers a solution that fits your hobby and lifestyle, making it easier to turn your passion into a fulfilling experience.

You can find a suitable solution and savings contract by working together with the Stadtsparkasse München. This will help you achieve your goals and make your hobby a true passion.

If you're looking to finance your hobby, the Stadtsparkasse München has a range of options available. They can help you find the best solution for your needs, whether it's through a loan or other financing options.

To protect yourself from scams, be aware that criminals may call you, pretending to be from the Stadtsparkasse München, and ask for your TAN-Freigaben to transfer money from your account. The Stadtsparkasse München will never call you to request TAN-Freigaben, so be cautious and end such calls.

The Stadtsparkasse München offers a range of services to help you achieve your goals, including:

By working with the Stadtsparkasse München, you can turn your hobby into a true passion and achieve your goals.