
The Münchener Rück Aktie, or Munich Re stock, is a solid investment option for those looking to diversify their portfolio. With a market capitalization of over €50 billion, it's one of the largest insurance companies in the world.
Münchener Rück has a long history of stability, with a dividend yield of around 2.5% over the past decade. This makes it an attractive option for income investors.
The company's financials are well-managed, with a debt-to-equity ratio of less than 20%. This suggests a strong balance sheet and a low risk of default.
Chart and Analysis
The Dividenden-Chartvergleich for Münchener Rückversicherungs-Gesellschaft shows the real return on investment by comparing the stock price with the dividend payments. This chart is a valuable tool for investors to gauge the actual performance of the stock.
The chart displays the stock price (blau) alongside the dividend yield (grün), giving a clear picture of the stock's overall return. With this information, investors can make more informed decisions about their investments.
Here are the hebel values for different trading strategies: StrategyHebelSteigender Münchener Rückversicherungs-Gesellschaft-Kurs5101520Fallender Münchener Rückversicherungs-Gesellschaft-Kurs5101520
Chart
The chart can be a powerful tool for analyzing a company's performance, like Münchener Rückversicherungs-Gesellschaft. A Dividenden-Chartvergleich can show the actual return on investment by comparing the stock price with the dividend payments.
The chart can help identify trends in the stock price and dividend payments, such as the fact that Münchener Rückversicherungs-Gesellschaft offers a hebel of 51015 for a rising stock price, and 51015 for a falling stock price.
To get a better understanding of the chart, you can check the Dividenden-Chartvergleich, which shows the actual return on investment by combining the stock price and dividend payments.
Here are some specific strategies and hebel values mentioned in the article:
Analysen
Münchener Rückversicherungs-Gesellschaft AG (Munich Re) has received various ratings from analysts. Joh. Berenberg, Gossler & Co. KG (Berenberg Bank) rated the company as Hold on 13.02.2025.
UBS AG rated the company as Neutral on 29.01.2025. Barclays Capital rated the company as Overweight on 28.01.2025 and 13.12.2024. Goldman Sachs Group Inc. rated the company as Buy on 23.01.2025 and 17.12.2024.

JP Morgan Chase & Co. and RBC Capital Markets also provided ratings, with JP Morgan Chase & Co. rating the company as Neutral on 17.01.2025 and RBC Capital Markets rating the company as Sector Perform on the same date.
Credit Suisse Group consistently rated the company as Underperform between 21.10.2022 and 24.01.2022.
Here is a summary of the ratings:
Chartsignale
Chartsignale are a crucial aspect of technical analysis, and they can be a powerful tool for making informed investment decisions. A Candlestick Hanging Man was identified in Münchener Rückversicherungs-Gesellschaft AG (Munich Re) on 13.02.25.
This signal can indicate a potential reversal in the stock's trend. It's essential to keep an eye on such signals and adjust your strategy accordingly.
On 13.02.25, Münchener Rückversicherungs-Gesellschaft AG (Munich Re) also reached a new 4-Wochen Hoch, a new 13-Wochen Hoch, a new 26-Wochen Hoch, and a new 52-Wochen Hoch.
These signals suggest that the stock is experiencing a strong upward trend. It's worth noting that reaching a new high can be a bullish sign.

Here's a summary of the signals mentioned:
It's always exciting to see a stock reach new highs, and it's essential to stay up-to-date with the latest chartsignale to make informed investment decisions.
Fundamentalanalyse
The Fundamentalanalyse section of our Chart and Analysis article is where things get really interesting. Münchener Rückversicherungs-Gesellschaft is considered strongly undervalued, according to recent evaluations.
Positive analyst sentiment has been held since December 24, 2024. The relative 4-week performance of the stock is +1.24% versus the STOXX 600. A positive market trend has been observed since January 17, 2025.
Here's a breakdown of the stock's current ratings from various analysts:
Note that some analysts have been more optimistic about the stock in the past, with some even recommending a "Buy" rating.
Kurs-Umsatz-Verhältnis (KUV)
The Kurs-Umsatz-Verhältnis, or KUV, is a key metric for investors to understand. It measures the relationship between a stock's price and its trading volume.
Münchener Rück's KUV was last reported at 0.72 in 2023, indicating an undervalued stock. Analysts consider KUV values below 1 to be a sign of undervaluation.
However, KUV values are subject to fluctuations and should not be relied on as a single indicator. For Münchener Rück, the KUV has actually increased to 1.08, which suggests the stock may be overvalued.
Financial Data
The financial data of Münchener Rück is quite impressive.
The company's revenue per share has been steadily increasing, reaching €523.46 in 2023.
Münchener Rück's price-to-earnings ratio (KGV) has fluctuated over the years, but it's worth noting that it was as low as 11.54 in 2024.
The company's earnings per share have also been on the rise, reaching €46.86 in 2025.
The dividend yield has been around 4% in some years, but it's dropped to 2.91% in 2025.
Here's a breakdown of the dividend per share for Münchener Rück in recent years:
Company Profile
Munich RE is a leading global reinsurer, founded in 1880 by Carl von Thieme.
The company is known for its combination of reinsurance, life insurance, and health services through Munich Health.
Munich RE overcomes risks from various fields such as life, health, liability, accidents, motor, transport, fire, and aerospace from primary insurers.
ERGO-Versicherungsgruppe plays a significant role in the primary insurance business, focusing strongly on customers in Germany and Europe.

Munich RE has a leading position in Europe in health and legal protection insurance through ERGO.
The company is not only active in the insurance sector but also in asset management, with MEAG GmbH managing the group's global capital investments since 1999.
Munich RE has a global presence and a strong claim to be a global player, as shown by its strategic alliances and partnerships, such as the cooperation with Daman National Health Insurance in the United Arab Emirates since 2005.
The company group employs around 45,000 employees worldwide and serves approximately 5,000 insurance companies.
Münchener Profil
Munich Re, one of the world's leading reinsurers, was founded in 1880 by Carl von Thieme. It's a combination of reinsurance, direct insurance, and the Munich Health area.
The company is listed in the DAX since 1996 and competes with major players like Allianz SE, Hannover Rück AG, Talanx AG, Swiss Re AG, and ING Groep.

Munich Re has a significant presence in Germany and Europe, particularly in health and liability insurance.
The company has a global reach, with over 45,000 employees worldwide and around 5,000 insurance companies being serviced.
Munich Re's asset management is handled by MEAG GmbH, which has been managing the group's global investments since 1999.
Here are some key statistics about Munich Re's stock:
Munich Re's stock has a strong free float, with 99.98% of the shares being freely tradable.
Porträt
Munich Re is one of the largest reinsurance companies in the world.
The company, originally known as Münchener Rückversicherungs-Gesellschaft, was founded in 1880 by Carl Thieme and his partners.
Munich Re has over 200 subsidiaries around the globe.
The company operates in three main segments: reinsurance, primary insurance, and Munich Health.
In the reinsurance segment, Munich Re takes on parts of the risks from other insurers, covering areas such as life, health, liability, accident, and fire risks.

Munich Re also has a significant presence in the primary insurance market through its Ergo insurance group.
Ergo offers a range of insurance products, including life, health, property damage, and accident insurance, often directly to customers.
Munich Re's Asset Management arm, MEAG, is responsible for managing the company's capital and investments, as well as those of external clients.
The company's history dates back to 1880, and it has grown to become the largest reinsurance company in the world.
Munich Re has expanded significantly since the 1990s, with key milestones including the acquisition of American Re and DKV in 1996, and the establishment of MEAG in 1998.
Today, Munich Re is a global leader in the insurance industry, with a diverse range of businesses and operations.
Stock Performance
The Münchener Rück Aktie has had its share of ups and downs in recent times. The stock price has fallen by -1.39% compared to the previous day, with a current price of 566.45 USD.

The performance of the stock has been quite impressive over the past month, with a gain of +8.05%. However, it's worth noting that the stock has been volatile, with a 52-week low of 401.70 EUR and a 52-week high of 557.80 EUR.
The stock's performance is also compared to the DAX, which has seen a decline of -1.20% over the same period. The Münchener Rück Aktie has actually outperformed the DAX with a gain of +5.48%.
Kurs-Gewinn-Verhältnis (KGV)
The Kurs-Gewinn-Verhältnis, or KGV, is a crucial metric for evaluating a company's stock performance. It's calculated by dividing the company's market value by its earnings per share.
For Munich Re, the KGV for 2025 is estimated to be 10.99, but using current data, we can calculate a KGV of 26.46. This discrepancy highlights the importance of considering multiple data points when analyzing a company's performance.
A low KGV can be seen as a positive sign, indicating a "günstiges" or favorable company. However, it's essential to note that a low KGV can also be a warning sign of potential high risks.

The KGV is not a definitive indicator of whether a stock is worth buying or not. It should be used as a tool for orientation, rather than a standalone decision-making factor.
Munich Re's KGV is particularly interesting, given its unique position as a leading reinsurer. With a history dating back to 1880, the company has established itself as a major player in the industry, offering a wide range of reinsurance, insurance, and risk management solutions.
Performance
The performance of a stock is a crucial aspect to consider when investing. It reflects the company's financial health and future prospects.
One way to gauge a stock's performance is by looking at its daily fluctuations. According to the article, Munich Re's stock fell by -1.39% on the previous day, with a price drop of -8.00 USD.
The stock's performance can also be evaluated over a longer period. Over the past month, Munich Re's stock has gained 8.05%, while over the past year, it has increased by 26.59%.
Here's a breakdown of the stock's performance over different time periods:
This information can be useful for investors who want to understand the stock's overall performance and make informed decisions.
Ownership and Insider Trades

Münchener Rück's Vorstand member Mari-Lizette Malherbe made a significant insider purchase on January 13, 2025, buying 196,308 euros' worth of shares at 478.80 euros per share.
The company's Aufsichtsrat member Dr. Jens Weidmann also made an insider purchase on December 12, 2024, buying 51,860 euros' worth of shares at 518.60 euros per share.
Here are some key details about these insider trades:
Anteilseigner
The ownership structure of Münchener Rückversicherungs-Gesellschaft is quite diverse. The company has a strong tradition of shareholder-friendly policies, with a significant portion of shares held by institutional investors.
The largest shareholder is the Streubesitz, holding a substantial 83.80% of the company's shares. This type of ownership structure is often seen in large, publicly traded companies.
The Vanguard Group, Inc. is another significant shareholder, holding 3.48% of the company's shares. BlackRock Fund Advisors also holds a notable 2.19% stake in the company.
Here's a breakdown of the top shareholders:
These institutional investors have a significant influence on the company's decision-making processes, but it's worth noting that the company's dividend policy is also influenced by its strong financial performance.
Insider Trades
Insider Trades are a type of transaction where individuals with access to confidential information about a company buy or sell its shares. These individuals, often executives or board members, have a unique perspective on the company's performance and future prospects.
Mari-Lizette Malherbe, a member of the executive board, made a significant insider purchase on January 13, 2025, buying shares worth €196,308 at a price of €478.80 per share.
Insider purchases can be a sign of confidence in the company's future prospects. Dr. Jens Weidmann, a member of the supervisory board, also made an insider purchase on December 12, 2024, buying shares worth €51,860 at a price of €518.60 per share.
Clarisse Hervet ép. Kopff, another executive board member, made three insider purchases on November 15, 2024. She bought shares worth €144,437.50 at a price of €470.48 per share, €41,367.50 at a price of €470.09 per share, and €50,795 at a price of €470.32 per share.
Here's a summary of the insider trades made by these individuals:
Investment Decision

Investing in Munich Re's stock offers a chance to be part of one of the world's leading reinsurance companies.
Investors should consider the specific risks of the reinsurance business and how global events and trends may impact the company.
It's essential to weigh these potential downsides against the potential for long-term growth and stability in the insurance industry.
Kaufen
To make an informed investment decision, it's essential to understand the basics of buying stocks, like Münchener Rück. You can find real-time information on the stock market, including Münchener Rück's current price, through the Börsen section.
The Börsen section offers a range of tools, including Realtime data, Chart & Signale, and Indizes. This information can help you track the stock's performance and make a more informed decision.
Before buying a stock, it's crucial to consider the company's financial health. The Unternehmen, Bilanz & GuV section provides detailed information on Münchener Rück's financial statements and governance.

Insidertrades can also be a valuable indicator of a company's prospects. By checking the Insidertrades section, you can see if any key executives or investors have been buying or selling Münchener Rück shares.
Here's a summary of the key points to consider when buying Münchener Rück stock:
- Real-time market data and stock charts
- Company financial statements and governance
- Insider trades and executive buying/selling activity
Fazit
Investing in Munich Re offers a chance to be part of one of the world's leading reinsurance companies.
The company's stability and long-term growth potential make it attractive to investors interested in the insurance industry.
Investors should consider the specific risks associated with reinsurance business.
Global events and trends can significantly impact Munich Re's performance.
Investors should carefully weigh the pros and cons before making a decision.
Ultimately, investing in Munich Re requires a thorough understanding of the company's strengths and weaknesses.
Sources
- https://www.finanzen.net/aktien/munich_re-aktie
- https://www.onvista.de/aktien/Muenchener-Rueck-Aktie-DE0008430026
- https://www.finanzen100.de/aktien/munich-re-wkn-843002_H801088530_83258/
- https://www.boersennews.de/markt/aktien/detail/de0008430026/
- https://www.wallstreet-online.de/aktien/muenchener-rueck-aktie
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