Get the Most Out of Royal Bank Avion Credit Card

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To get the most out of your Royal Bank Avion Credit Card, you'll want to understand the earning potential. You can earn 1.25 points for every dollar spent in your first $6,000 in annual purchases, and 1 point for every dollar spent after that.

The rewards structure is straightforward, with points redeemable for travel purchases. You can also earn points on your everyday purchases, from groceries to gas.

To maximize your earning potential, consider making your travel purchases with the Avion Card. This way, you can earn points on your travel expenses, such as flights, hotels, and car rentals.

The Avion Card also offers a sign-up bonus, which can be a great way to kick-start your rewards earnings.

Earning and Rewards

The RBC Avion credit card has a two-tier earning structure, where you earn 1.25 Avion points for every dollar spent on eligible travel purchases and 1 Avion point for every dollar spent on all other purchases.

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The welcome bonus is a great way to start earning points, but it's worth noting that the earning rate on organic spending is relatively low compared to other credit cards.

You can earn up to 1.25 Avion points per dollar spent on travel purchases, which is a decent rate for a credit card.

The RBC Avion Visa Infinite card has a unique earning structure, but there are other credit cards that offer higher earning rates in specific categories, such as groceries.

Here's a breakdown of the earning rates on the RBC Avion Visa Infinite card:

  • 1.25 Avion points per dollar spent on eligible travel purchases
  • 1 Avion point per dollar spent on all other purchases

You can also earn points on your business spend, with options to redeem for rewards such as flights, hotels, and merchandise.

The RBC Avion Visa Platinum card has a more straightforward earning structure, with 1 Avion point per dollar spent on all purchases.

The RBC Avion Visa Infinite Privilege card has an elevated welcome offer, with up to 70,000 Avion points available.

Here's a summary of the earning and rewards on the RBC Avion credit cards:

Overall, the RBC Avion credit cards offer a range of earning and rewards options, but it's worth considering your individual needs and spending habits to determine which card is the best fit for you.

Fees and Benefits

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The RBC Avion Visa Infinite credit card has an annual fee of $120, which is in line with many comparable cards within the Canadian market.

If you have a RBC Signature No Limit Banking account, you can receive a $35 rebate towards the annual fee on this card, making it a more affordable option.

Customers with a RBC VIP Banking account can receive a $120 rebate towards the annual fee, effectively making the card free.

Curious to learn more? Check out: Bank of America Credit Card Late Fee

Annual Fee

The annual fee for the RBC Avion Visa Infinite credit card is $120, which is in line with many comparable cards in the Canadian market.

This fee can be a bit steep, but there are some ways to offset it. Customers who have a RBC Signature No Limit Banking account can receive a $35 rebate towards the annual fee on this card.

If you have a RBC VIP Banking account, you can receive an even bigger rebate - $120 towards the annual fee. This is a significant discount that can make the card more affordable.

The RBC Signature No Limit banking account itself offers some great perks, including unlimited debit and Interac e-Transfer transactions, plus a $48 annual fee rebate on an eligible RBC credit card.

Insurance Coverage

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The RBC Avion Visa Infinite card offers a range of insurance coverages to protect you on your travels.

Emergency medical insurance is included, which can provide peace of mind while traveling abroad. This coverage can be a lifesaver in case of an unexpected medical emergency.

Travel accident coverage is also provided, which can offer financial protection in the event of an accident while traveling.

The card also offers car rental collision and loss damage coverage, which can help protect you against damages to rental cars.

In addition to these coverages, the RBC Avion Visa Infinite card also offers trip cancellation insurance, trip interruption insurance, and flight delay coverage.

These coverages can provide financial protection against unexpected trip cancellations or interruptions, as well as reimbursement for flight delays.

Other coverages include hotel and motel burglary insurance, purchase security, extended warranty, and mobile device insurance.

Here's a summary of the insurance coverages offered by the RBC Avion Visa Infinite card:

  • Emergency medical insurance
  • Travel accident coverage
  • Car rental collision and loss damage coverage
  • Trip cancellation insurance
  • Trip interruption insurance
  • Flight delay coverage
  • Hotel and motel burglary insurance
  • Purchase security
  • Extended warranty
  • Mobile device insurance

Additional Benefits

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One of the best perks of the RBC Avion Visa Infinite Business card is the ability to combine points earned on all employees' cards into one account. This makes it easy to redeem points and save time.

You can also link your credit card to your Petro-Points card and start saving 3¢/L instantly on gas. This can add up quickly, especially if you have a large team or travel frequently.

The Visa Infinite Business Concierge service is another valuable benefit, offering services like booking event tickets and planning business travels.

With your RBC Avion Visa Infinite Business card, you can enjoy 30% off at Hertz and earn 3x the points. This can be a huge cost savings, especially if you frequently rent cars for business.

Here are some of the exclusive perks you can enjoy with your RBC Avion Visa card:

  • Get a 12-month complimentary DashPass subscription from DoorDash
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

The RBC Mobile app also allows you to lock and unlock your card directly from your phone, which is super convenient in case you misplace your card.

Who Needs This

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If you're looking for a credit card that offers valuable rewards, the Royal Bank Avion Credit Card is worth considering. Those who want points of the more lucrative type that can provide outsized and unlimited value will likely be interested.

The card offers valuable RBC Avion points, which can be redeemed for travel, merchandise, or other rewards. This can be especially useful for those who want to earn points that can be redeemed for high-value rewards.

If you're looking for excellent insurance coverage, the Royal Bank Avion Credit Card is a good option. This card provides robust insurance benefits that can help protect you in case of unexpected events.

Here are the types of individuals who may benefit from this card:

  • Those who want points of the more lucrative type that can provide outsized and unlimited value
  • Those who want valuable RBC Avion points
  • Those who want excellent insurance coverage

The offer for this card is currently available until June 3, 2025, so be sure to apply before it's too late.

Details

The Royal Bank Avion credit card is a premium travel rewards card that offers a wealth of benefits to its holders.

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You can earn 25,000 Avion points after spending $3,000 in the first 3 months, which can be redeemed for a travel reward worth up to $500.

The card has a $139 annual fee, which is a relatively high cost but may be justified for frequent travelers who can maximize the card's rewards.

Avion points can be redeemed for travel rewards, including flights, hotel stays, and car rentals, with no blackout dates or restrictions.

With the card's travel insurance, you can get reimbursed for trip cancellations, interruptions, or delays, giving you peace of mind when planning your trips.

You can also get travel concierge services, which can help you book flights, hotels, and other travel arrangements, making your travel planning easier and more efficient.

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Offer

The Royal Bank Avion credit card offers an incredible rewards program. You can earn up to 55,000 Avion points, which is a value of up to $1,100.

To get started, you'll receive 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. This is a great opportunity to boost your points balance quickly.

Credit: youtube.com, RBC ION+ Visa & RBC Avion Visa Infinite Combo Explained! Better than the Cobalt Card?

You'll earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases. This means you'll get more points back on your travel expenses, which can be redeemed for flights, hotels, or other travel-related costs.

Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions. This flexibility is a huge advantage over other credit cards.

Your Avion points never expire, so you can save them up for a big trip or use them for smaller rewards whenever you need to. The Avion Rewards program gives you the freedom to use your points however you want.

Here are some of the benefits you can enjoy as an Avioner:

  • Earn points that never expire
  • Redeem points for travel and more
  • Convert points to other loyalty programs
  • Link your RBC card with a Petro-Points membership for fuel savings
  • Link your RBC card with a Rexall Be Well account for rewards on eligible purchases
  • Get access to RBC offers for earning points faster
  • Enjoy extensive insurance benefits
  • Get access to luxury Visa Infinite benefits

With the Avion credit card, you'll also get access to exclusive offers and benefits, including a 12-month complimentary DashPass subscription±, which is a value of almost $120. This will give you $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card.

Why Choose

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The RBC Avion Visa Infinite Card is a top choice for travelers looking to earn valuable rewards. You can earn up to 55,000 Avion points with this card, which is equivalent to 55,000 British Airways Avios or 550 WestJet Dollars.

This card offers a flexible points currency, allowing you to transfer your Avion points to frequent flyer programs like British Airways Avios, or redeem for fixed points travel. With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.

The card also comes with excellent travel insurance coverage, including trip cancellation and interruption insurance, out-of-province or out-of-country emergency medical care insurance, collision and damage insurance for rental vehicles, and mobile device insurance.

You can earn a welcome bonus of approximately $780, which is a record-high increased offer. The card also offers good benefits on gas and food delivery.

Here are some key benefits of the RBC Avion Visa Infinite Card:

  • Excellent welcome bonus of ≈ $780
  • Extremely valuable RBC Avion points that offer outsized value and unlimited value
  • Option for partial welcome bonus with no minimum spend requirement
  • Excellent travel insurance coverage
  • Good benefits on gas & food delivery

Frequently Asked Questions

Is rbc avion a good travel card?

The RBC Avion card is a strong travel card option, but its value proposition may not match American Express for those who frequently shop at merchants that accept AMEX. Consider your spending habits before deciding if the Avion card is right for you.

What are the benefits of the RBC avion card?

Earn 1 Avion point for every dollar spent, with no blackout dates or restrictions on booking or seating

What credit score is needed for a RBC credit card?

In Canada, a credit score of at least 660 is typically required for approval for most RBC credit cards. However, approval is not solely based on credit score, and other factors are also considered.

Ruben Quitzon

Lead Assigning Editor

Ruben Quitzon is a seasoned assigning editor with a keen eye for detail and a passion for storytelling. With a background in finance and journalism, Ruben has honed his expertise in covering complex topics with clarity and precision. Throughout his career, Ruben has assigned and edited articles on a wide range of topics, including the banking sectors of Belgium, Luxembourg, and the Netherlands.

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