
A Ria Money Transfer agent is a local business partner who helps facilitate international money transfers. They work closely with Ria Money Transfer to provide a convenient and secure way for customers to send and receive money.
Ria Money Transfer agents are usually located in local retail stores, such as pharmacies or convenience stores. This makes it easy for customers to access their services.
To send money through a Ria Money Transfer agent, customers simply need to provide their recipient's information and the amount they want to send. The agent will then handle the rest of the transfer process.
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Services and Fees
Ria's transfer fees vary depending on several factors. You'll need to consider the location you're sending from and to, as well as the amount you're transferring.
When sending money online, fees depend on the location, amount, payment method, and delivery option. For example, paying by bank is typically the cheapest option, while paying by credit card tends to come with the highest fees.
To get an idea of the fees you'll incur, create an account with Ria and input your transfer details on the Send money page. This will give you a clear breakdown of the fees associated with your transfer.
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Fees Costs
Fees can add up quickly when sending money abroad, but understanding how they work can help you save money.
Ria's fees vary depending on several factors, including location and the amount being sent.
The cheapest option for sending money is typically via bank transfer, which is a cost-effective way to send larger amounts.
If you're sending money to a specific country, the fees will depend on where you're sending from and where you're sending to.
Paying by bank transfer is usually the cheapest option, while paying by credit card tends to come with the highest fees.
Here's a breakdown of the factors that affect Ria's fees:
- Location: Fees depend on where you're sending from and where you're sending to.
- Amount: Different fees are charged based on how much you're sending.
- Payment: Paying by bank is typically the cheapest option, while paying by credit card tends to come with the highest fees.
- Delivery: To send cash, fees are generally higher, while receiving money to a bank account can be less expensive.
In some cases, paying with a credit card for delivery as a cash pickup can double the fee, making it the most expensive option.
Features
Ria offers a wide range of currencies for international money transfers. You can send money to over 160 countries, which is one of the largest provider networks in the industry.
The available currencies include AED, ARS, AUD, BAM, BDT, BGN, BHD, BIF, BND, BOB, BRL, BSD, BTN, BWP, CAD, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, EGP, ERN, ETB, EUR, FJD, GBP, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KHR, KMF, KRW, KWD, LKR, MAD, MDL, MMK, MNT, MRU, MUR, MWK, MXN, MYR, MZN, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SCR, SEK, SLL, THB, TOP, TRY, TZS, UGX, USD, UYU, VND, XAF, XCD, XOF, ZAR, and ZMW.
You can pay for your transfer using cash, credit card, debit card, or bank transfer.
How Much?
The maximum amount you can send from the US using Ria's online money transfer service is $2,999.99 a day.
There are some exceptions, though - in Oklahoma, Arizona, and New Mexico, you can only send $999.99 a day due to state regulations.
You can send up to $7,999 every 30 days using Ria's online service.
If you need to send a larger amount, you'll have to visit a Ria agent location in person.
For your interest: Instant Online Money Transfer
Cost and Safety
Ria's transfer fees vary depending on several factors, including the location, amount, payment method, and delivery option. Typically, the cheapest option is to send money via bank transfer.
For online transfers, fees depend on location, amount, payment method, and delivery option. Paying by bank is usually the cheapest option, while paying by credit card tends to come with the highest fees.
Ria has a network of over 507,000 locations in more than 160 countries, making it a convenient option for international money transfers. With a bank-beating rate, Ria can save you money on transfer fees.
Here's a breakdown of Ria's fees:
- Sending $500 from NYC to Mexico for cash pickup: $1 delivery fee
- Using a debit card for the transfer: $4 fee
- Using a credit card for the transfer: $10 fee
Ria prioritizes the safety of its customers' data and money. It uses multiple security features, including identity verification, 24/7 security experts, and secure online storage of credit and debit card information.
Ria's security measures help protect against suspicious activity, such as logging in from various addresses and sending money to multiple locations. This ensures that your account and transactions are secure.
Payment and Delivery
Your recipient can pick up their money in one of three ways: bank deposit, cash pickup at an agent location, or home delivery (if available in their location). They'll need to bring their government-issued photo ID and the transfer's unique PIN.
You can fund your online money transfer with Ria using a bank account, credit card, debit card, or cash (if initiating a transfer at an agent location). I've used this option before and it's really convenient.
Ria offers several payment options, but it's worth noting that some may impose lower transfer limits than online transfers. If you're paying with cash, you'll need to visit a PayNearMe location, which can be found in many 7-Eleven stores, and bring the barcode provided to you online.
Here are the ways your recipient can pick up their money:
- Bank deposit
- Cash pickup at an agent location
- Home delivery (if available)
You may also want to know that new Instarem customers get a special FX rate and zero-fees on their first transfer, and Instarem offers rewards on every transaction.
Recipient Payment Retrieval

Recipient Payment Retrieval is a straightforward process. Your recipient can pick up their money in one of three ways: bank deposit, cash pickup at an agent location, or home delivery (though this option isn't available everywhere).
To pick up cash, your recipient will need to bring their government-issued photo ID and the transfer's unique PIN. This PIN is also known as the order number, which can be found on the receipt provided when the transfer was initiated.
You can check the availability of a Ria agent location near you and confirm their hours of operation. Make sure your recipient brings the required documents: identification, such as a passport or driver's license, and the order number.
Here are the documents your recipient will need to bring:
- Government-issued photo ID (e.g. passport or driver's license)
- Order number (or PIN)
International Payment Processing Time
International payment processing time can vary greatly depending on the payment method chosen.
Using a credit or debit card can get your money delivered in as little as 15 minutes, but be prepared for higher fees and potential cash advance fees from your credit card provider.
Paying with a bank account is typically the cheapest option, but it's often the slowest way to send money.
For your first transfer through Ria, you may need to verify your account, which can take four or more business days.
After verification, your delivery can take an additional four business days.
For another approach, see: Send Money to Mexico Bank Account
Payment Options
Payment options are quite flexible with Ria. You can fund your online money transfer using a bank account, credit card, or debit card.
Ria also allows you to pay with cash, but only if you initiate the transfer at an agent location. This option is available, but it's not the only way to fund your transfer.
If you've already started your transfer online, you can still pay with cash at a PayNearMe location, which is often found in 7-Eleven stores. Be sure to bring the barcode provided to you online, along with cash to cover the cost.
Here are some payment options available with Ria:
- Bank account
- Credit card
- Debit card
- Cash (when initiating a transfer at an agent location)
Locations and Accessibility

Ria locations offer a range of services, including international money transfers, check-cashing, bill payment, money orders, and cash pickup.
You can find a Ria agent location near you by using the Find Locations tool on Ria's website or mobile app. This tool will help you locate a location that offers the services you need.
To send money from a Ria location, you'll need to bring your government-issued photo ID, cash to cover the amount you're sending plus the service fee, and your recipient's contact information.
Ria has partnered with various retailers like Walmart and Kroger, making it easy to send money in person. You can find a location near you by visiting their websites.
Ria locations are available in many countries, including the US, Canada, the UK, Australia, Vietnam, the Philippines, Dominican Republic, Nicaragua, and Peru.
Here are some of the services you can expect to find at a Ria location:
- International money transfers
- Check-cashing
- Bill payment
- Money orders
- Pay-My-rent
- Cash pickup
Ria also offers online money transfers, allowing you to send or receive money 24/7 through their website.
Online and Mobile
You can send money online with Ria by visiting their website and entering the amount and recipient details.
To start, head to Ria’s website and enter how much you’d like to send and where you’d like to transfer your funds to. You can choose to pay for your transfer by debit card, credit card or bank account.
The Ria Money Transfer App is available on Android and iOS in the United States, Canada, and in most countries in Europe. With over 1,000,000 downloads, the app allows customers to send money through Ria’s global network.
To send a transfer online, you'll need to follow these steps:
- Step 1: Visit the website
- Step 2: Select payment method
- Step 3: Confirm transfer details
- Step 4: Enter recipient’s info
- Step 5: Select delivery method
- Step 6: Send transfer
You can also pay with cash after starting your Ria money transfer online by visiting a PayNearMe location, which can be found in many 7-Eleven stores.
Frequently Asked Questions
How do I become a Ria agent?
To become a Ria agent, visit our "Become an agent" webpage and fill out the initial contact form with your business details. This is the first step to exploring the opportunity of partnering with Ria.
Which bank is connected with Ria Money Transfer?
HABIBMETRO Bank is connected with Ria Money Transfer, allowing beneficiaries to receive cash at its branches across Pakistan.
Sources
- https://www.finder.com/international-money-transfers/ria-locations
- https://www.riamoneytransfer.com/en/blog/how-to-become-a-money-transfer-agent/
- https://www.riamoneytransfer.com/en-us/send-money-in-person/
- https://en.wikipedia.org/wiki/Ria_Money_Transfer
- https://www.finder.com/international-money-transfers/ria-international-money-transfers
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