
RBC Com USA Banking for Canadians and Americans offers a range of services, including personal and business banking, credit cards, and investment products.
For Canadians living in the US, RBC Com USA provides access to a Canadian bank account, allowing them to manage their finances from abroad. This includes the ability to pay bills, transfer funds, and access account statements.
RBC Com USA also offers a range of credit cards, including the RBC Avion Visa Card, which offers rewards points for travel purchases. These cards are available to both Canadians and Americans.
RBC Com USA has a dedicated customer service team to assist with banking needs, including phone and online support.
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RBC Banking Services
With RBC, you can enjoy freedom and flexibility with their Visa Debit card, allowing you to make purchases online or over the phone wherever Visa is accepted.
You can also pay bills through online banking or set up ACH payments, eliminating the need for wire transfers or bank drafts.
Having a U.S. dollar chequing account with RBC can be a great option if you need to travel outside of Canada, as you can keep your U.S. cash safe and easily accessible.
Your account is CDIC-insured for up to $100,000, and RBC's Security Guarantee protects you against unauthorized transactions.
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U.S. Dollar Chequing Account
Having some extra U.S. cash can be a lifesaver when traveling outside of Canada. You can keep your greenbacks in a U.S. Personal Banking account, so you always have U.S. Dollars on hand.
This type of account is designed to make your life easier, especially when it comes to managing your finances across the border. Your account is CDIC-insured for up to $100,000, which means your money is protected in case of any issues.
You can trust that your money is safe with RBC's Security Guarantee, which protects against unauthorized transactions. This gives you peace of mind when using your account.
If you're looking for a convenient way to manage your U.S. dollars, consider opening a U.S. Personal Banking account with RBC.
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RBC Chases Rich and Famous in Banking Do-Over
RBC has been aggressively targeting high-net-worth clients in its quest to become the top bank in Canada.
The bank has been actively recruiting top wealth managers from rival banks, including CIBC and TD Bank.
RBC has also been expanding its private banking services to cater to the needs of the rich and famous.
It has launched a suite of premium banking services, including a dedicated client service team and priority access to investment advice.
RBC's private banking services have attracted a number of high-profile clients, including celebrities and business leaders.
The bank's private banking division has seen significant growth in recent years, with assets under management increasing by 20% in the past year alone.
RBC's aggressive pursuit of high-net-worth clients has been driven by a desire to increase its market share in the competitive Canadian banking market.
The bank's private banking services are designed to provide personalized attention and tailored financial solutions to its high-net-worth clients.
RBC's private banking division has a team of experienced wealth managers who work closely with clients to understand their financial goals and develop customized investment strategies.
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Benefits for Canadians
Having a U.S.-based bank account, like RBC's, can be a game-changer for Canadians who frequently travel or live in the U.S. This type of account is designed specifically for Canadians, making it a great fit for their banking needs.
One of the key benefits of a U.S.-based bank account is that it's tailored to the needs of Canadians, unlike some other banks that may be more geared towards American customers. This means that RBC's account is designed with features that are specifically relevant to Canadians who live, travel, shop, and work in the U.S.
Having a U.S.-based bank account can make it easier to manage your finances while traveling or living in the U.S. By having a bank account that's specifically designed for Canadians, you can avoid some of the complications that can come with using a Canadian bank account in the U.S.
The RBC U.S.-based bank account offers many benefits, including the ability to earn rewards on your purchases and to take advantage of competitive exchange rates.
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RBC Bank Usa History
RBC Bank USA has a rich history that dates back to 2001. It was formed when Royal Bank of Canada acquired Centura Bank in June of that year.
Peoples Bancorp and Planters Corp. of Rocky Mount, North Carolina merged to form Centura Bank on November 2, 1990. This merger laid the groundwork for the eventual acquisition by Royal Bank of Canada.
RBC Centura was rebranded as RBC Bank in April 2008, marking a significant change for the company. Over 1000 employees continued to work in Rocky Mount, focusing on areas like information technology and mortgage processing.
Here's a brief timeline of RBC Bank USA's history:
RBC Bank USA operated as a subsidiary of Royal Bank of Canada, serving the southeastern United States with retail banking services.
Premium Banking Options
RBC U.S. Premium Checking offers a cost-effective option for banking. You can save $99.50 per year with eStatements or $119.50 per year with paper statements if you pay annually.
The monthly payment option is also available, costing $9.95 per month with eStatements or $11.95 per month with paper statements. Unlimited debit transactions in the U.S. are included with no extra fees.
Here's a breakdown of the monthly payment options:
With RBC U.S. Premium Checking, you can tap, click, and swipe without extra fees, and get a preferred foreign exchange rate when transferring CAD to USD online.
Freedom and Flexibility with RBC Visa Debit
With an RBC Visa Debit, you can make purchases online or over the phone wherever Visa is accepted. This is especially convenient when shopping from the comfort of your own home.
You can pay for goods and services without the need to send wire transfers or bank drafts from Canada. This saves time and reduces the hassle of international transactions.
Using your RBC Visa Debit for online purchases is a breeze, and you can also set up ACH payments for recurring transactions. This adds an extra layer of flexibility to your banking routine.
Your RBC Visa Debit is a trusted and reliable payment method, accepted by millions of merchants worldwide.
U.s. Premium Checking
U.S. Premium Checking is a great option for those who want to avoid extra fees on debit transactions. You can make unlimited debit transactions in the U.S. without incurring any extra charges.
One of the benefits of this account is the preferred foreign exchange rate when transferring CAD to USD online. This can save you money on international transactions.
Another perk is that you don't need to maintain a minimum balance, but you will need to make a $50 deposit to open the account. Shipping and handling charges may apply if you order your first 40 checks for free.
You can choose to pay annually or monthly for your account, with the option to save money by opting for eStatements. The annual fee is $99.50 with eStatements or $119.50 with paper statements, while the monthly fee is $9.95 with eStatements or $11.95 with paper statements.
Here are the fees associated with RBC U.S. Premium Checking:
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