
Unlocking the potential of Ramp Card Cash Back for your business can be a game-changer.
You can earn up to 3% cash back on all your business expenses, including office supplies, travel, and dining, with no categories to track or rotating rewards to keep up with.
Ramp Card Cash Back is designed to simplify your business finances, making it easier to manage your money and make informed financial decisions.
By consolidating your business expenses into a single card, you can gain valuable insights into your spending habits and identify areas for cost savings.
How It Works
Ramp card cash back rewards are paid out quarterly, with the deadline to earn rewards being the end of each quarter.
You can earn cash back rewards on eligible card transactions, which include purchases, payments, and other card activities.
The rewards rate for Ramp card cash back varies depending on the card tier, with higher-tier cards offering higher rewards rates.
Ramp card cash back rewards are paid out in the form of a direct deposit into your bank account.
To earn rewards, you must have a Ramp card and make qualifying transactions during the quarter.
Benefits
Ramp offers no personal guarantee, so founders aren't personally liable for charges made on their cards, which is a big benefit for financially precarious startups.
You'll get 1.5% cash back on every purchase, which can add up over time, especially if you regularly charge $25,000 every month to your cards.
Ramp's core card offering is free, with no annual fees or monthly user charges, making it a great option for startups watching every penny.
The cash-back rate is solid for a corporate card with no annual fee, and rewards can quickly add up for companies with diversified expenses.
With Ramp, you can track, review, and manage employee spending through its cloud-based expense management software, which provides real-time reporting and alerts for suspicious charges.
The solution also integrates with most accounting systems, including QuickBooks, making it a seamless addition to your existing financial setup.
Advantages Over Traditional
The Ramp Visa Corporate Card has a few advantages over traditional corporate cards. One key benefit is that it's centered around useful expense management technology.

Ramp offers a straightforward 1.5 percent cash back on all purchases, with no caps or category restrictions. This is a solid rate for a cash back business card with no annual fee.
Ramp's expense management tools provide seamless integration with platforms like Quickbooks, which can benefit businesses beyond just providing the protection and convenience of a credit card. This integration can help streamline expense tracking and reporting.
No personal guarantee is required with Ramp, which means founders are not personally liable for charges made on their Ramp cards. This can be a big benefit for startup founders who want to separate their business from their personal assets.
Ramp's cards can be set up in less than 15 minutes, making it a fast and efficient solution for businesses that need an expense management system quickly.
Welcome Bonus
The Ramp Visa Corporate Card doesn't offer a welcome bonus, which is typical for business cards with no annual fees and that earn flat-rate cash back.
Features
The Ramp Visa Corporate Card offers a range of features that make it a solid choice for businesses with diverse expenses.
You can earn up to 1.5% cash back on every purchase, with no caps or category restrictions, making it a straightforward and hassle-free rewards program.
Ramp's expense management tools allow you to track, review, and manage employee spending, including real-time reporting, alerts for suspicious charges, and integration with most accounting systems.
Here are some key features of the Ramp Visa Corporate Card:
Ramp's automated expense budget tools allow businesses to set spending limits and track expenses in real time, making it easier to manage company finances.
Top Picks
If you're looking for a corporate card that's hassle-free, Ramp is a top pick.
The Ramp Visa Corporate Card has no annual fee or interest rate. This means you can use it without worrying about extra costs.
You can provision employee cards and set spending limits with Ramp. This helps keep your company's finances in check.

Ramp's robust expense management connects to most accounting systems, making it a breeze to track expenses.
The card also offers 1.5% back on purchases, which can add up to significant rewards over time.
Here are some key features of the Ramp Visa Corporate Card at a glance:
Benefits and Features
The Ramp Visa Corporate Card has a range of benefits and features that make it a great choice for businesses. One of the standout features is its cash back rewards, which can earn you up to 1.5% back on every purchase.
Ramp cardholders also get discounts of up to 50% with popular business services like QuickBooks, UPS, and Amazon Business. This can lead to significant savings for businesses that use these services regularly.
The card's expense management tools are also a major advantage. You can track, review, and manage employee spending through Ramp's cloud-based expense management software, which lets you track spending patterns and identify areas to cut expenses.
Ramp provides real-time reporting, sends alerts for suspicious charges, collects and matches receipts, and integrates with most accounting systems, including QuickBooks. This can help businesses stay on top of their finances and make informed decisions.
Here are some key features of the Ramp Visa Corporate Card:
Ramp's automated expense budget tools allow businesses to track expenses and generate detailed reports based on this information. This can help businesses stay on top of their finances and make informed decisions.
Comparison
The Ramp Visa Corporate Card offers extensive expense management tools that set it apart from other business cards.
The Plum Card from American Express, on the other hand, has no preset spending limit and earns up to 1.5% cash back on purchases.
It's worth noting that the Plum Card has a $250 annual fee but doesn't offer any rewards.
Ramp, however, requires a $75,000 deposit in the bank to apply for an account, but it's a viable option for small to mid-size businesses.
Brex, another business card option, declared it was leaving the small business market in the summer of 2022, but it still serves startups that have raised professional funding.
In contrast, Ramp is still actively servicing small to mid-size businesses, making it a more reliable choice for these companies.
Details
The Ramp card is designed for small businesses and funded startup companies with at least $75,000 in the bank. It's particularly useful for auto-mating expense tracking and earning 1.5% cash back on purchases.
To be eligible for the Ramp card, you'll need to connect a business bank account to your card, and have a minimum bank balance of $25,000.
The Ramp card also offers rewards that can be redeemed for statement credits, airline or hotel loyalty points, or gift cards, although the reward rate varies by customer.
Here's a comparison of the Ramp card and Brex card in terms of rewards:
The Brex card has a welcome bonus of 10,000 points when you spend $3,000 on your card within three months of opening your Brex business account.
Review
The Ramp corporate card is a game-changer for small businesses and funded startup companies. It's particularly useful for companies with at least $75,000 in the bank.
You can use the Ramp card to automate expense tracking, making it a huge time-saver. This feature alone is worth considering.
The card also earns 1.5% cash back on purchases, which can add up quickly.
More Details

The Ramp corporate card has no annual fee or foreign transaction fees, which can save your business money on unnecessary charges.
You don't need to worry about a personal credit check or personal guarantee when applying for the Ramp card, making it a hassle-free option.
One of the unique features of the Ramp card is the ability to issue unlimited virtual and physical cards for each employee, making it easy to manage company expenses.
You can set up spend restrictions by category or merchant to prevent out-of-policy spending, giving you more control over your business expenses.
The Ramp card is a corporate charge card powered by Visa, requiring businesses to pay the monthly balance in full by each statement period.
To qualify for the Ramp card, your business must have at least $25,000 in cash in any U.S. business bank account and most of your operations and corporate spend in the US.

Ramp is only available to corporations, LLCs, and limited partnerships, so if you're a sole proprietor or unregistered business, you won't be eligible.
Here's a summary of the key requirements:
What Is a Brex Credit?
The BREX credit card is a great option for funded companies. It offers a healthy spending limit based on funding and business performance.
You can earn points for spending, including higher rewards for key startup expense categories. This is a nice perk for companies that need to manage their expenses effectively.
The BREX card has an excellent rewards program for well-funded companies.
What Is It?
Ramp card cash back is a type of rewards program that allows cardholders to earn cash back on their purchases.
It's essentially a cashback credit card, but with a twist - it's designed specifically for business owners who need to manage their expenses on the go.
Ramp cards are linked to a business's existing bank account, making it easy to track and categorize expenses.
This feature is particularly useful for businesses with multiple employees, as it helps to streamline expense reporting and reduce errors.
Ramp card cash back rewards are typically tiered, with higher rewards rates offered for certain categories of spending, such as dining or travel.
For example, some Ramp cards offer 3% cash back on dining purchases, while others may offer 2% cash back on travel expenses.
Frequently Asked Questions
How do I get cash back from my card?
You can receive cash back from your credit card at the end of the statement period, redeemable as a deposit, statement credit, check, or gift card, among other options. Check your card's terms for specific redemption details.
What is the percentage of cashback on ramp?
The Ramp Visa Corporate Card earns up to 1.5% cash back on all spending. This means you can earn significant rewards on every business expense.
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