85 000 Chase Sapphire Points: Unlocking Ultimate Rewards

85,000 Chase Sapphire points can be a game-changer for travelers. You can redeem them for a $750 travel credit, which is equivalent to a free flight or hotel stay.

With 85,000 Chase Sapphire points, you can book a round-trip domestic flight on most airlines, or a one-way international flight on some airlines, depending on the airline and route.

The Chase Sapphire Preferred Card has an annual fee of $95, which is not waived. This fee is a standard rate for the card.

You'll also want to know that there are no foreign transaction fees, which can be a big plus for travelers.

The card earns points at the following rates: 5x on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit, 3x on dining at restaurants including eligible delivery services, takeout and dining out, and 2x on other travel purchases.

Here's a summary of the card's benefits:

The card also comes with a 60,000 bonus points offer after spending $4,000 on purchases in the first 3 months from account opening.

You can earn 85,000 Chase Sapphire points by meeting the spending requirements of the Chase Sapphire credit card.

Chase Ultimate Rewards points are highly transferable, allowing you to redeem them with various airline and hotel partners.

Chase transfers are available at a 1:1 ratio, which is a significant advantage over other flexible programs like American Express Membership Rewards or Capital One Miles.

To redeem your points, you'll need to decide which transfer partner you want to use and then move your points via the Chase Travel portal.

The Chase Travel portal provides a convenient way to book trips with your transfer partners, making it easy to use your points for travel.

You can transfer your 85,000 Chase Sapphire points to various airline and hotel loyalty programs through Chase Ultimate Rewards.

The transfer ratio is 1:1, meaning you'll get the same number of points in the partner program as you have in Chase Ultimate Rewards.

Some of the airline transfer partners include Southwest Rapid Rewards, United MileagePlus, and Virgin Atlantic Flying Club.

Virgin Atlantic Flying Club points are worth approximately 2.6 cents each, making them one of the highest-value redemption options.

You can use your points for free flights, hotel stays, or other travel expenses with Virgin Atlantic or its partner airlines.

Here's a list of some of the airline transfer partners and their average point values:

You can also transfer your points to hotel loyalty programs like Marriott Bonvoy, IHG One Rewards, and World of Hyatt.

Marriott Bonvoy points are worth approximately 0.7 cents each, while World of Hyatt points are worth around 2.3 cents each.

World of Hyatt has a smaller footprint worldwide, but you can get significant value from your hotel points and from building loyalty with World of Hyatt.

Here's a list of some of the hotel transfer partners and their approximate point values:

Keep in mind that the transfer ratio is 1:1, so you'll get the same number of points in the partner program as you have in Chase Ultimate Rewards.

This means you can transfer your 85,000 Chase Sapphire points to any of these airline or hotel loyalty programs and get a significant amount of value for your points.

You've got 85,000 Chase Sapphire points, and you're wondering how to make the most of them. First, it's worth noting that Chase Ultimate Rewards points transfer to 14 popular airline and hotel partners at a 1:1 ratio.

These partners include some sought-after programs like Southwest Rapid Rewards, United MileagePlus, and World of Hyatt. You can also redeem your points for flexible options like gift cards, merchandise, or cash back, but transferring to a partner can often get you more value.

Some of the best redemptions come from programs like Southwest Rapid Rewards, United MileagePlus, and World of Hyatt, where you can get an average of 2.6 cents per point. This is significantly higher than the average value of 0.7 cents per point for most other transfers.

Here are some of the Chase airline and hotel partners you can transfer your points to:

Transferring your points to a partner can be a lucrative redemption option, potentially getting you more than 1 cent in value per point.

The Chase Sapphire Preferred Card offers a fantastic opportunity to earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.

This card has a $95 annual fee, which is not waived, and no foreign transaction fees. The primary car rental insurance is also a valuable perk.

You can earn 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services, and online groceries, 2x on all other travel purchases, and 1x on all other purchases. Plus, you get a $50 Annual Chase Travel Hotel Credit.

The card also offers a 25% more value when you redeem for airfare, hotels, car rentals, and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.

Here's a breakdown of the card's earning rates:

Remember, you can get complimentary access to DashPass, which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.

With 85,000 Chase Sapphire points, you have a lot of flexibility when it comes to transferring them to airline or hotel partners. If you're looking for a high-value redemption, consider transferring to Virgin Atlantic Flying Club, which offers an average value of 2.6 cents per point.

To determine the best transfer partner for your needs, consider your travel goals and preferences. Do you prioritize domestic or international travel? Are you looking for luxury resorts or budget-friendly options?

Here are some top transfer partners to consider:

Remember to consider the transfer ratio and approximate value of each partner when making your decision. For example, IHG One Rewards points are worth approximately 0.7 cents each, while World of Hyatt points are worth around 2.3 cents each.

The in-branch offers for the Sapphire Preferred and Sapphire Reserve can be quite attractive, sometimes beating the online offer.

We've seen the Sapphire Preferred offer reach as high as 100K points in the past, making the current 85K offer still a great deal.

Going to a Chase branch can be a hassle, but it might be worth it for the Sapphire Preferred's in-branch offer.

A household referral from a player 2 can add 10,000 points to the total haul, effectively matching the in-branch offer without the need to visit a physical location.

Choosing a Transfer Partner can be a daunting task, especially with so many options available. There are currently 14 airline and 3 hotel loyalty programs that you can transfer your Chase Ultimate Rewards points to.

Aer Lingus (Avios) is one of the airline transfer partners, but its average point value is a mere 0.0 cents, making it one of the lowest-valued options.

The airline transfer partners with the highest average point values are Virgin Atlantic Flying Club (2.6 cents) and Singapore Airlines KrisFlyer (1.6 cents).

You can also transfer your points to hotel loyalty programs, such as IHG One Rewards, Marriott Bonvoy, and World of Hyatt. IHG One Rewards points are worth approximately 0.7 cents each, while World of Hyatt points are worth around 2.3 cents each.

If you're looking for a hotel partner for domestic travel, World of Hyatt might be a good choice, with free nights starting at just 3,500 points for a Category 1 property.

Here's a quick rundown of the top transfer partners:

Remember, the best transfer partner for you will depend on your individual travel habits and preferences. Take some time to research and compare the different options to find the one that best suits your needs.