PSECU Banking Options for Students and Businesses

PSECU offers a range of banking options for students, including a student checking account with no monthly maintenance fee.

For students, PSECU's student checking account comes with a debit card, online banking, and mobile banking access. This makes it easy to manage finances on the go.

The account also includes a free ATM card, allowing students to access their money at over 30,000 ATMs nationwide.

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PSECU is a not-for-profit credit union that has been serving its members since 1934.

Founded by a group of 22 state employees, PSECU has grown to become one of the largest credit unions in the United States.

PSECU has over 440,000 members and manages assets of over $6 billion.

PSECU offers a range of financial services, including checking and savings accounts, loans, and credit cards.

PSECU is headquartered in Harrisburg, Pennsylvania, and serves its members through a network of over 60 branch locations and online banking services.

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You'll be happy to know that PSECU offers a truly free account with no minimum balance requirements, no monthly fees, and no maintenance fees. This means you can bank without worrying about extra charges.

Here are the details of what you get with a PSECU account:

PSECU also pre-funds your account with five dollars when you open a checking account, giving you a head start on managing your finances.

PSECU offers comprehensive banking services to the Kutztown University community.

You can visit their Financial Education Center located in the McFarland Student Union room 280, which is available year-round.

Their ATMs are conveniently located in the MSU, Academic Forum, and South Dining Hall.

Members receive a free account with no minimum balance requirements, no monthly fees, no maintenance fees, no complicated rules, and no surprise charges.

Here are the benefits of opening a PSECU account on campus:

Additionally, members can take advantage of scholarship opportunities, earn commission as Campus Brand Ambassadors, and access financial education services.

At Susquehanna University, you can take advantage of a convenient on-campus ATM located in the lower level of the Degenstein Campus Center. This makes it easy to access your money when you need it.

PSECU has partnered with Susquehanna University to provide comprehensive banking services and financial education to the campus community since 2014.

Debit Card Rewards are a great way to earn cash back on your purchases.

For every eligible debit card purchase of $10 or more, you'll earn either $0.05 or $0.10 in cash rewards, depending on qualifying factors.

You can use your debit card as many times as you want without any transaction restrictions.

This means you can make all your purchases, large or small, with confidence.

Overdraft transfer service is also included, and you don't have to pay to use it.

When you're running a business, you need a checking account that's flexible and affordable. PSECU Business Checking offers no minimum required balance, no monthly check limits, and no monthly service charge.

With PSECU Business Checking, you can make bill payments without worrying about extra fees. The first 50 bill-payment transactions per month are free, making it easy to manage your business expenses.

If you need to make more than 50 bill payments in a month, you'll pay a small fee of 50 cents per bill for each transaction beyond the first 50.

PSECU Business Checking also gives you access to a huge network of over 70,000 Surcharge-Free ATMs Nationwide, making it easy to manage your business finances on the go.

Here's a quick rundown of the bill payment fees with PSECU Business Checking:

At PSECU, you have several account options to choose from, including checking, savings, and money market accounts.

You can open a checking account with PSECU and enjoy features like online banking, mobile banking, and bill pay. Plus, you can access your account 24/7.

PSECU also offers a savings account with a high-yield interest rate, which is a great option for building your savings over time.

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With our account options, you can enjoy a range of benefits that make managing your finances easier and more convenient.

You can access your money without incurring extra fees at one of our 30,000 surcharge-free ATMs nationwide.

We also offer free on-campus withdrawal and depository services at our PSECU ATM in Lower Deck.

If you use a non-network ATM, we'll rebate your surcharge fees, with a maximum rebate of $20 per month for members with direct deposit.

Without direct deposit, the maximum rebate is $8 per month.

Here's a breakdown of our surcharge fee rebates:

Business Checking offers a lot of flexibility. You don't need to worry about a minimum required balance or monthly check limits, and you won't pay a monthly service charge.

The first 50 bill-payment transactions per month are free, which can be a big help for small businesses. After that, it's just 50 cents per bill, so you can keep track of your expenses easily.

With over 70,000 Surcharge-Free ATMs Nationwide, you can access your money wherever you go. This can be a huge convenience, especially if you're on the road a lot.

Here's a breakdown of the bill-payment transaction fees:

PSECU offers a variety of checking accounts to suit different needs, including the Essential Checking, Premium Checking, and Student Checking. PSECU's Essential Checking has no monthly maintenance fees for accounts with direct deposit.

You can earn interest on your balance with the Premium Checking account, which also offers a higher interest rate than the Essential Checking account. The Premium Checking account has a $25 monthly maintenance fee, but it can be waived with a minimum daily balance of $1,500.

PSECU's Student Checking account is designed for students, with no monthly maintenance fees and no minimum balance requirements. This account also includes a free debit card and online banking.

PSECU offers a wide range of services with its checking accounts, including online banking, mobile banking, and bill pay.