Prosperity Bancshares Company Overview and Industry Insights

Prosperity Bancshares is a leading financial services company with a long history. Established in 1983, it has grown to become one of the largest banks in Texas.

Prosperity Bancshares operates in the banking industry, providing a wide range of financial services to its customers. Its headquarters is located in Houston, Texas.

With a strong presence in the Texas market, Prosperity Bancshares has a significant customer base. It offers a variety of financial products and services, including deposit accounts, loans, and investment services.

Prosperity Bancshares has a strong financial position, with a solid balance sheet and a proven track record of profitability.

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Prosperity Bancshares has shown significant growth in its net sales, with a notable increase from 1.03B in 2025 to 1.11B in 2026. The company's net income has also seen a steady rise, reaching 606M in 2026, up from 554M in 2025.

The company's financials have been consistently improving, with net sales reaching 1.87B in 2025 and 2.02B in 2026. In 2026, Prosperity Bancshares' net income reached 606M, a notable increase from 554M in 2025.

Here's a breakdown of Prosperity Bancshares' financial performance over the years:

Prosperity Bancshares, inc (PB) has shown significant growth in its financials over the years.

The company's net sales have been steadily increasing, with a notable jump from 2024 to 2025, reaching 1.29B and 1.4B respectively.

Prosperity Bancshares' net income has also seen a substantial rise, from 554M in 2025 to 606M in 2026.

One of the most striking financial indicators is the company's net income growth, with a notable increase from 799M in 2025 to 875M in 2026.

The company's financials are a testament to its solid performance in the market.

In 2026, Prosperity Bancshares' net income reached 53.02B, a significant jump from 48.42B in 2025.

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Prosperity Bancshares Inc likely spends a significant amount on technology, enabling them to understand the digital strategy.

IT Client Prospector provides intelligence on their likely spend across technology areas, giving a clear picture of their digital strategy.

Their tech priorities are crucial to understanding their digital strategy, but the exact details of their priorities are not specified.

Prosperity Bancshares Inc's ICT spend is a major factor in their digital strategy, and understanding it can help businesses make informed decisions.

Exposure is a key factor in understanding a company's vulnerability to material ESG issues. Exposure refers to the extent to which a company is exposed to different material ESG issues.

Our exposure score takes into consideration subindustry and company-specific factors such as its business model. This helps investors and analysts gauge a company's risk level.

For instance, Prosperity Bancshares, Inc. has a medium exposure score, indicating that it is moderately vulnerable to material ESG issues.

Prosperity Bancshares totally crushed it in the third quarter, with net income skyrocketing to $83.23B in 2025. This is a significant jump from the previous year.

The company's financials show a steady increase in net sales, with 2025's net sales reaching $1.87B. This is a notable improvement from 2024's net sales.

Prosperity Bancshares' net income has consistently increased over the years, with 2025's net income reaching $83.23B. This is a massive jump from 2024's net income of $53.02B.

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The company's financials also show a significant increase in net sales in 2026, reaching $2.08B. This is a notable improvement from 2025's net sales.

Here are some key financial metrics for Prosperity Bancshares in 2025 and 2026:

Prosperity Bancshares' financials are a testament to the company's success and growth. The company's net sales and net income have consistently increased over the years, making it a standout performer in the industry.

Prosperity Bancshares is a Texas-based bank holding company that has made significant strides in the industry.

The company operates through a network of 323 branches across the United States, primarily in Texas, New Mexico, and Oklahoma.

Prosperity Bancshares has a strong presence in its core markets, with a significant share of deposits in the Texas market.

The bank's acquisition of Fidelity Bank in 2014 marked a significant milestone in its growth strategy.

With a total asset base of $28.8 billion, Prosperity Bancshares is a substantial player in the banking industry.

The company's focus on community banking has allowed it to build strong relationships with its customers and maintain a high level of customer satisfaction.

Prosperity Bancshares has a market capitalization of $4.3 billion, making it a significant player in the banking sector.

The bank's diversified loan portfolio and strong deposit base have contributed to its financial stability and growth.

Prosperity Bancshares has a long history of stable earnings, with a compound annual growth rate of 10% over the past five years.

The company's commitment to its core values of customer service, integrity, and community involvement has helped it maintain a strong reputation in the industry.

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Prosperity Bancshares has shown some interesting performance trends over the past few months.

The company's performance over the past day is relatively flat, with a gain of +0.07%.

Looking at the bigger picture, Prosperity Bancshares' performance over the past month has been a bit of a rollercoaster, with a decline of -4.05%.

Here's a quick snapshot of the company's performance over different time periods:

Overall, Prosperity Bancshares' performance has been quite volatile, but there are some positive signs, such as the +4.32% gain over the past 6 months.

The management team at Prosperity Bancshares, Inc. is led by David Zalman, who has been the CEO since 2000. He's also the Chairman, a role he's held since 2005.

David Zalman is 68 years old and has been with the company for a long time. Kevin Hanigan, also 68, is the President, a position he took on in 2019.

The company's Director of Finance/CFO is Asylbek Osmonov, who is 44 years old and has been in the role since 2019. Harrison Stafford and Ned Holmes are also part of the leadership team, with Harrison being 83 and Ned being 80 years old.

Here's a brief overview of the management team:

The company's management of ESG (Environmental, Social, and Governance) material risk is considered average.

Prosperity Bancshares, Inc. recently reported its Q4 2024 earnings, which were released on January 29, 2025.

Prosperity Bancshares' Q4 adjusted earnings and revenue rose, beating FactSet estimates. The company's Q4 revenue was $307.6 million, exceeding FactSet's estimate of $303.6 million.

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Prosperity Bancshares also reported a net charge-off results for the fourth quarter ended December 31, 2024, and its earnings results for the full year ended December 31, 2024.

The company's board approved a stock repurchase program, and Prosperity Bancshares announced an equity buyback for 4,800,000 shares, representing 5% of its issued share capital.

Here are the key dates related to Prosperity Bancshares' recent news:

Prosperity Bancshares' equity buyback plan announced on January 24, 2024 has expired.

Prosperity Bancshares' capitalization has fluctuated over time, ranging from 639 billion to 11.78 billion, with a current capitalization of 7.31 billion.

The company's enterprise value has also varied, reaching as high as 78.47 billion and as low as 639 billion.

One notable trend is the decrease in free-float percentage, which has dropped to 95.78%.

Here is a summary of Prosperity Bancshares' valuation metrics:

Analysts' recommendations for Prosperity Bancshares have been mixed, with RBC adjusting their price target to $85 and Wolfe downgrading the company to Peer Perform.

I've seen some stocks fluctuate wildly over short periods, but what's the overall trend? The 1-month return is -4.05%, which is a significant drop.

If you're looking at the stock's performance over a longer period, the 6-month return is +4.32%, which is a notable gain.

Let's take a closer look at the recent price movement. The stock price has been increasing, with a +0.07% change on 25-02-28, and a +0.34% change on 25-02-27.

Here's a quick summary of the stock's performance over different time frames:

The volume of shares traded can also give us a clue about market sentiment. On 25-02-27, 328,746 shares were traded, which is a significant increase from the previous day.

It's worth noting that the current year return is +1.87%, which is a moderate gain.

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Valuation is a crucial aspect of evaluating a company's financial health and potential. Let's take a closer look at Prosperity Bancshares, Inc.'s valuation metrics.

The company's market capitalization has fluctuated over the years, ranging from 639B to 11.78B.

In terms of price-to-earnings (P/E) ratio, Prosperity Bancshares, Inc. has a P/E ratio of 13.2x in 2025 and 11.8x in 2026.

Enterprise value has also seen significant fluctuations, ranging from 639B to 1,099B.

A closer look at the enterprise value to sales ratio reveals a ratio of 5.65x in 2025 and 5.23x in 2026.

The free-float of the company is around 95.78%.

In terms of yield, Prosperity Bancshares, Inc. has a yield of 3.04% in 2025 and 3.1% in 2026.

Here's a summary of the valuation metrics:

Analysts' recommendations can be a great way to gauge a company's potential, and Prosperity Bancshares is no exception. Analysts at RBC have adjusted their price target to $85, up from $86, while maintaining a Sector Perform rating.

RBC made this adjustment in January 2024, as seen in the table below:

Analysts at DA Davidson have also downgraded Prosperity Bancshares to Neutral From Buy, adjusting their price target to $78 from $80. This change was announced on October 24, 2023.

RBC has also raised their price target on Prosperity Bancshares to $77 from $74, while keeping their Sector Perform rating. This change was made on October 8, 2023.

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Prosperity Bancshares has a history of strategic moves that have shaped its growth. The company has been involved in several key events that have helped it expand its operations and improve its services.

In 2025, Prosperity Bancshares selected Akuvo's collections platform to enhance its collection processes, aimed at improving efficiency, supporting asset protection, and streamlining operations. This move demonstrates the company's commitment to innovation and customer satisfaction.

In 2024, Prosperity Bancshares completed the merger of Lone Star State Bancshares, Inc. into it. This acquisition likely brought new opportunities and resources to the company, allowing it to better serve its customers.

The company has also been involved in other significant mergers, including the completion of the merger of First Bancshares of Texas, Inc and FirstCapital Bank of Texas, N.A. into it in 2023.

Here's a summary of Prosperity Bancshares' key events:

Prosperity Bancshares operates in a competitive banking landscape. mBank SA has a lower ESG Risk Rating of 13.4, ranking 87 out of 1024 in the industry.

In comparison, Prosperity Bancshares has a Medium ESG Risk Rating of 24.8, placing it 445 out of 1024 in the industry ranking. This suggests that Prosperity Bancshares faces moderate environmental, social, and governance risks.

Here's a brief comparison of the ESG Risk Ratings and industry rankings of some of Prosperity Bancshares' competitors:

In the competitive landscape of the banking industry, there are some key differences in ESG (Environmental, Social, and Governance) risk ratings and industry rankings among major players.

mBank SA has a relatively low ESG risk rating of 13.4, placing it 87 out of 1024 in the industry.

The ESG risk ratings for Popular, Inc., Prosperity Bancshares, Inc., Synovus Financial Corp., and Old National Bancorp range from 21.8 to 29.7, all classified as Medium.

These rankings can give us a sense of how well these banks are managing their environmental, social, and governance risks.

Here's a breakdown of the ESG risk ratings and industry rankings for these banks:

In the competitive landscape of banking, understanding the key parameters of top competitors is crucial. Prosperity Bancshares Inc, Commerce Bancshares Inc, Texas Capital Bancshares Inc, United Bankshares Inc, and Customers Bancorp, Inc. are all public entities.

These banks are all headquartered in the United States of America, with locations in various cities such as Houston, Kansas City, Dallas, Charleston, and West Reading.

Here's a breakdown of the number of employees each bank has: Prosperity Bancshares Inc has 3,850 employees, Commerce Bancshares Inc has 4,711 employees, Texas Capital Bancshares Inc has 1,987 employees, United Bankshares Inc has 2,651 employees, and Customers Bancorp, Inc. has 711 employees.

Their entity types are all the same - public.

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Prosperity Bancshares has a long history of success, dating back to 1983 when it was founded by Harry Moos.

The company's focus on community banking has allowed it to thrive in the Texas market, where it has a strong presence with over 340 branches.

Prosperity Bancshares has made significant acquisitions, including the purchase of LegacyTexas Financial Group in 2018, which expanded its footprint in the Lone Star State.

This strategic move helped the company grow its assets by 33% and deposits by 42% in just one year.

The bank's commitment to its customers is evident in its dedication to providing personalized service and building strong relationships with the communities it serves.

Prosperity Bancshares has a proven track record of delivering strong financial performance, with a return on equity (ROE) of 11.3% in 2020.

Prosperity Bancshares, Inc. has a strong focus on ESG and governance, as evident from its top material ESG issues.

The company is exposed to several key ESG issues, including corporate governance.

Prosperity Bancshares, Inc. has a well-managed board of directors that oversees the company's operations and makes informed decisions.

The company's board of directors has a diverse composition, with a good balance of skills and experience.

Prosperity Bancshares, Inc. has a strong track record of executive compensation practices that align with the company's long-term goals.

The company's executive compensation structure is designed to promote long-term performance and sustainability.

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