Priceline Creditcard: A Comprehensive Review

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The Priceline Credit Card is a solid choice for travelers, offering 5x points on travel purchases, which can be redeemed for statement credits towards travel expenses.

With no foreign transaction fees, you can use this card internationally without worrying about extra charges.

The card has a $0 annual fee, making it a great option for those who want to earn rewards without paying extra.

You can earn 20,000 bonus points after spending $1,000 in the first 90 days, which is a great starting point for building up your rewards balance.

Rewards and Benefits

The Priceline Credit Card offers a range of rewards and benefits that can help you save money and earn points on your purchases.

You'll receive a $150 statement credit after your first purchase, plus 5,000 points after spending $500 in the first 90 days of account opening.

Earning points is easy, with 5 points per $1 spent on eligible Priceline.com purchases, 2 points per $1 spent on gas and restaurant purchases (including delivery services), and 1 point per $1 spent on everything else.

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Points can be redeemed for statement credits toward eligible purchases, gift cards, and merchandise.

As a Priceline VIP Gold member, you'll enjoy deeper discounts and exclusive perks when booking travel through Priceline.

Here are the rewards rates at a glance:

You'll also get a $100 Global Entry or TSA PreCheck application fee credit each anniversary year if you spend $10,000 on purchases.

Pros and Cons

The Priceline Credit Card offers some great benefits, but like any credit card, it has its downsides. One of the main pros is the 0% intro APR on balance transfers, which can save you money on interest charges.

You can also earn a $150 statement credit plus 5,000 points as an initial rewards bonus, which can be a nice boost to your credit card rewards.

However, be aware that there is a balance transfer fee associated with this card.

Take a look at this: Bofa Travel Rewards

Pros & Cons

The pros and cons of a credit card can be a real game-changer for your finances. Many credit cards offer 0% intro APR on balance transfers, which can save you money on interest charges. This is a huge perk, especially if you're looking to pay off existing debt.

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Some credit cards also offer a statement credit or rewards bonus, like the Priceline Credit Card, which gives you $150 statement credit plus 5,000 points as an initial reward. This can be a great way to get started with your new credit card.

However, not all credit cards are created equal. Some may charge a balance transfer fee, which can eat into your savings. This fee can be a major con for those looking to transfer existing debt to a new credit card.

Additional reading: Credit Card Bank Statement

5. Avoid Carrying a Balance

Avoiding a balance on your credit card is a smart move, especially with some cards offering 0% introductory APR periods. The Priceline VIP Rewards Visa Card's introductory APR period is lengthy, but the regular APR can be as high as 29.99% (as of November 2024).

You won't want to carry a balance on new purchases, especially with such a high APR. This is because you'll be charged interest on the outstanding balance, which can add up quickly.

The Priceline VIP Rewards Visa Card has a balance transfer offer that's top-notch for a rewards card, but it's not the same story for new purchases. This means you'll need to be mindful of your spending habits and make timely payments to avoid interest charges.

Review and Comparison

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The Priceline Credit Card is a solid choice for frequent travelers who book their trips on Priceline.com. You'll earn 5 points per dollar spent on most Priceline.com purchases, which can be redeemed for 1 cent per point.

The card has some exceptions to the earning rate, including cruise bookings, "Pay When You Stay" hotel bookings, and non-Name Your Own Price car reservations. These purchases will earn you a lower rate.

The Priceline Credit Card doesn't have an annual fee, which is a plus for those who want to avoid extra costs. However, it's worth noting that some of the best travel rewards credit cards charge fees, but offer more rewards to make up for it.

Here's a comparison of the Priceline Credit Card with two popular alternatives:

The Priceline Credit Card requires good or excellent credit for approval, so make sure to check your credit score before applying.

Review

The Priceline Credit Card is a solid choice for frequent travelers who already use Priceline for their bookings. It earns 5 points per dollar spent on most Priceline.com purchases, which can be redeemed for 1 penny each.

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However, it's essential to note that not all Priceline.com purchases are eligible for the 5-points-per-dollar earning rate. Cruise bookings, "Pay When You Stay" hotel bookings, and non-Name Your Own Price car reservations are not included.

To make the most of this card, you should have a busy travel itinerary and be willing to commit to booking your travel on Priceline. This will ensure you earn enough points to redeem them for travel rewards.

One of the drawbacks of this card is the 5% balance-transfer fee, which can be a significant cost if you're not careful. And, unfortunately, it's not the best option for financing, with a 0% interest rate only lasting 15 months.

On the bright side, the Priceline Credit Card has no annual fee, which is a major plus for those who want to avoid unnecessary expenses. However, it's worth noting that some of the best travel rewards credit cards do charge fees, but offer more rewards to make up for it.

To be eligible for this card, you'll need to have good or excellent credit, so be sure to check your credit score before applying.

Compare vs Alternatives

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The Priceline Credit Card is a solid option, but it's always good to consider the competition. The Platinum Card from American Express has a higher WalletHub rating of 3.3, compared to the Priceline Credit Card's 3.9.

The Priceline Credit Card has an annual fee of $0, which is a major advantage. In contrast, the Platinum Card from American Express has an annual fee of $695.

The Priceline Credit Card has a regular APR of 20.24% - 29.99% (V), which is relatively high. The Platinum Card from American Express has a more complex APR structure, but it's generally lower than the Priceline Credit Card's.

Here's a comparison of the three cards' features:

The Priceline Credit Card offers a bonus of $150 statement credit + 5,000 points, while the Platinum Card from American Express offers 80,000 points. The Chase Sapphire Preferred Card offers a bonus of 60,000 points.

Ultimately, the choice between these cards depends on your individual needs and preferences.

Reviews

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Reviews of credit cards can be incredibly helpful in making informed decisions about which card to choose. I've come across a review of the Priceline Credit Card that's particularly noteworthy.

The reviewer has had the card for a long time, with an initial available credit of $1,000 that has grown to $2,600 over three years with on-time payments and greater than minimum amount due.

They don't rely heavily on the cash back benefits, but do use them up to the maximum amount every quarter to keep their balance at zero.

Reaching Customer Service

To reach Priceline Credit Card customer service, you can call (866) 951-1440 and enter your 16-digit card number. This will connect you with a live representative who can answer your questions or direct you to the right department.

You can also use the number on the back of your card to reach customer service. This is a convenient option if you have the number handy.

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To initiate a live chat with customer service, you can do so online. This is a great option if you prefer not to talk on the phone or if you're having trouble getting through on the phone line.

Here are the steps to follow to reach Priceline Credit Card customer service over the phone:

  1. Call the Priceline Credit Card customer service department at (866) 951-1440.
  2. Enter your 16-digit card number.
  3. Speak to the live representative who answers your call.

Lost Item Assistance

If you've lost your Priceline credit card, report it as soon as possible by calling 866.928.8598.

Federal law limits your liability for unauthorized charges, so you'll only be responsible for up to $50.

Act fast to resolve the issue before anyone racks up bogus transactions and fraudulent charges on your card.

Card Features and Fees

The Priceline VIP Rewards Visa Card offers a range of card features and fees that can benefit travelers. The card has no annual fee.

You can earn points on various purchases, including 5X points for every dollar spent on Priceline bookings, 2X points for every dollar spent on gas and restaurant purchases, and 1X point for every dollar spent on all other eligible purchases.

Here are the details on the card's APRs: 0% Intro APR for 15 months on balance transfers made within 45 days of account opening20.24% to 29.99% variable

Additionally, there's a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.

Rewards

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The rewards program of the Priceline VIP Rewards Visa Card is quite generous. You'll earn 5 points per dollar spent on eligible Priceline.com purchases, 2 points per dollar spent on gas and restaurant purchases, and 1 point per dollar spent on everything else.

You'll also receive a $150 statement credit after your first purchase, plus 5,000 points after spending $500 in the first 90 days of account opening. This can add up quickly.

Here's a breakdown of the rewards rates:

  • 5 points per dollar on Priceline.com purchases
  • 2 points per dollar on gas and restaurant purchases
  • 1 point per dollar on all other eligible purchases

You can redeem your points for statement credits toward eligible purchases, gift cards, and merchandise.

Cancellation Fee

Canceling a credit card can have some unexpected consequences, but the good news is that the Priceline Credit Card doesn't have a cancellation fee.

Paying off your balance in full before canceling the card is a good idea, as it will avoid any further interest charges.

Canceling a credit card can temporarily negatively impact your credit score, but simply leaving it open without using it is a great way to avoid this issue.

VIP Rewards Program

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The VIP Rewards Program is a great perk of the Priceline credit card. You earn 5 points per dollar spent on Priceline bookings, 2 points per dollar spent on gas and restaurant purchases, and 1 point per dollar spent on all other eligible purchases.

The program allows you to redeem your points directly on Priceline through the PricePoints feature. This means you can get rewards that are tailored to your travel needs.

You can earn a welcome offer of 10,000 bonus points after spending $1,000 in the first 90 days of card membership. These points are worth $150 when redeemed for travel through Priceline, or a $100 statement credit.

The VIP Rewards Program also offers Priceline VIP Gold Status, which gives you savings opportunities on hotels, rental cars, and premium rental cars, along with priority customer service when booking through Priceline.

Here are some benefits of the VIP Rewards Program:

  • Priceline VIP Gold Status: savings opportunities on hotels, rental cars, and premium rental cars, along with priority customer service
  • Up to $100 Global Entry or TSA PreCheck application fee credit each anniversary year when spending $10,000 on purchases
  • No foreign transaction fees
  • No limit on the amount of points you can earn

General Information

The Priceline credit card offers a range of benefits for frequent travelers and shoppers. It's a great option for those who want to earn rewards on their purchases.

The card has a variable APR, which is currently around 14.99% - 23.99% (Variable). This is relatively standard for a rewards credit card.

Zero-Defect Assurance

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Having a credit card with no annual fee is a big plus, and the Priceline VIP Rewards Visa Card delivers on that front. The card doesn't charge you to carry it or use it abroad.

Traveling abroad without incurring foreign transaction fees is a huge relief, and this card offers that peace of mind. The card's 0% intro APR offer for 15 months on balance transfers made within 45 days of account opening can also be a big help.

Rental Car Insurance

Rental car insurance can be a lifesaver, especially when you're traveling to unfamiliar places. If you have a Priceline Credit Card, you may already be covered for certain rental car expenses.

To take advantage of this coverage, you need to decline the rental company's coverage and use your card to pay for your rental. This is a crucial step, as it activates the insurance benefits.

You're covered for physical loss and/or theft of the rental car, which can give you peace of mind when driving in a new area. Valid loss-of-use charges are also covered, in case the rental car is unavailable due to repairs.

Reasonable and customary towing charges are also covered, which can be a big help in an emergency.

If you need to file a claim, call (800) 348-8472 as soon as possible.

How to Cancel My?

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To cancel your Priceline Credit Card, call (866) 928-8598 or use the number on the back of your card.

If you're having trouble reaching customer service, try calling the number on the back of your card for assistance.

The Priceline Credit Card offers a range of benefits and rewards that can be categorized into several related areas.

Travel enthusiasts will appreciate that the Priceline Credit Card is related to the following categories: Travel Rewards, Hotel Discounts, and Flight Booking.

If you're looking to save money on your next trip, consider the Priceline Credit Card's relationship to Travel Savings, which can help you book flights and hotels at discounted rates.

The Priceline Credit Card is also related to the category of Cash Back Rewards, offering a percentage of your purchases back to you.

By understanding these related categories, you can make the most of your Priceline Credit Card and enjoy the benefits it has to offer.

What to Keep in Mind for Visa Requirements

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If you're planning to apply for a Visa card, it's essential to understand the requirements. You'll need to meet the minimum spending bonus requirements, which can vary depending on the card.

Make sure your credit score is up to par, as this will impact your approval chances. A good credit score can also help you qualify for better interest rates and rewards.

Before applying, ensure you can afford the spending required to earn credit card rewards. It's easy to get caught up in the excitement of earning points, but it's crucial to budget accordingly.

You'll also need to be aware of any travel-related restrictions, such as the inability to earn rewards or elite credits through hotel or rental car loyalty programs. This may impact your loyalty status and benefits.

In some cases, you may need to contact the card issuer instead of the travel provider for assistance with issues. However, having automatic VIP Gold status can provide priority customer service.

It's also worth noting that some Visa cards may not offer travel insurance protection, leaving you vulnerable in case of unexpected travel disruptions.

Additional reading: Visa Airline Credit Cards

Frequently Asked Questions

Is there a priceline credit card?

Yes, Priceline offers a credit card, the Priceline VIP Rewards Visa Card, with a $150 statement credit and 5,000 points reward. Learn more about its benefits and terms.

What credit score do you need for a priceline credit card?

To qualify for a Priceline Credit Card, you'll need a credit score of 750+ for the Visa Signature offer or 700-749 for the Visa Platinum version. Check your credit score for free on WalletHub to see which option you're eligible for.

Does Priceline have a rewards program?

Yes, Priceline has a rewards program that's free and easy to join. Sign up to start earning rewards and unlocking savings with every trip.

Alexander Kassulke

Lead Assigning Editor

Alexander Kassulke serves as a seasoned Assigning Editor, guiding the content strategy and ensuring a robust coverage of financial markets. His expertise lies in technical analysis, particularly in dissecting indicators that shape market trends. Under his leadership, the publication has expanded its analytical depth, offering readers insightful perspectives on complex financial metrics.

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