pnb internet retail banking features and services explained

Pnb internet retail banking offers a range of features and services that make banking convenient and accessible.

You can manage your accounts, pay bills, and transfer funds online or through the mobile app.

Pnb internet banking allows you to view your account statements, transaction history, and account balance online.

The mobile app also enables you to deposit cheques remotely using the Scan and Pay feature.

With Pnb internet banking, you can set up auto-pay for regular bills and expenses.

The service also offers a range of security features, including two-factor authentication and transaction alerts.

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To register for PNB internet retail banking, start by visiting the Punjab National Bank internet banking portal at https://www.pnbindia.in/retail-Internet-banking.html.

You'll need to select the 'Internet Banking Login' option and then click on the 'new user' option. Next, enter your account number or PAN Card Number and select the registration type.

The registration process will prompt you to verify your details, enter the type of facility, and receive an OTP on your registered phone number. Enter the OTP on the screen for verification.

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You'll also need to enter your debit card number and required grid numbers, and then set your login pin and password. Be sure to read and accept all of the terms and conditions before clicking the 'complete registration' button.

Here are the steps to register for PNB internet retail banking in a concise format:

Once you've completed the registration process, you'll receive a pop-up stating 'successfully registered.'

To log in to PNB Internet Retail Banking, start by visiting the PNB Retail Internet Banking portal at https://www.pnbindia.in/retail-Internet-banking.html. You'll then select the 'Internet Login' option.

Enter your User ID/Customer ID on the next page and click on continue. You'll be asked to enter your login password and click the 'Login' button. Make sure to accept all the terms and conditions.

Next, you'll be asked to enter the OTP sent to your registered mobile number and click on the 'Submit' button. You'll also need to select 7 security questions out of the available security questions.

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Here are the steps to log in to PNB Internet Retail Banking in a concise format:

The first time you log in, you'll also be asked to select an image and write a relevant phrase before proceeding to the 'Submit' button for login.

You can reset your PNB internet banking password online, but be careful as the number of attempts per day is limited.

To start, go to the PNB net banking portal and enter your PNB User ID. Click on 'Continue' and select the 'Forgot Password' option.

You'll then receive an OTP on your registered phone number, which you'll need to enter to proceed. On the next page, you'll need to enter your bank account number, debit card number, and ATM Pin to reset your password.

You can also reset your password by visiting a branch or contacting customer care, though this may take longer. If you're unable to reset your password online, you can try again the next day.

To prevent misuse of your debit card in case of loss, you should immediately inform the bank and inactivate the card through internet banking.

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Online transactions through PNB's internet retail banking are a breeze. You can transfer funds to your own account or another PNB account with ease.

To transfer funds, you need to have successfully activated your PNB online banking services. This allows you to access various transaction options.

You can transfer funds from one account to another by logging into your PNB account and choosing an option under the 'Transactions' tab. This is the first step in initiating a transfer.

Next, select the account from which you want to transfer the money and the account where it should be transferred. If the beneficiary account has not been added, you can add it by entering the details of the beneficiary.

You can also schedule the date when the money has to be transferred, or set up a recurring payment with a time frame. This gives you more control over your transactions.

To complete the transaction, click on 'Continue', review all the details, and then press the submit button. This ensures that the transaction is processed correctly.

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Here's a quick summary of the steps involved in transferring funds through PNB online services:

To avoid any surprises, it's essential to know the transaction limits and charges associated with PNB online services.

The charges for NEFT transactions are as follows: Rs 2 + GST for amounts below Rs 10,000, Rs 4 + GST for amounts between Rs 10,000 and Rs 1 lakh, Rs 12 + GST for amounts between Rs 1 lakh and Rs 2 lakhs, and Rs 20 + GST for amounts above Rs 2 lakhs.

For RTGS transactions, the charges are Rs 20 + GST for amounts between Rs 2 lakhs and Rs 5 lakhs, and Rs 40 + GST for amounts above Rs 5 lakhs.

IMPS transactions have a daily limit of Rs 5,00,000, and the charges are Rs 5 + GST.

Here's a summary of the charges for different transaction types:

Managing your debit card with PNB Internet Retail Banking is a breeze. You can block your card online, which is a convenient feature that allows you to prevent unauthorized transactions.

PNB's online banking system also provides a facility to request a new debit card in case your old one is lost or stolen.

You can check your debit card balance online at any time, giving you complete control over your finances.

PNB's Internet Retail Banking allows you to set up a card limit, ensuring you don't overspend.

You can also view your debit card transactions online, helping you keep track of your spending.

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With PNB internet retail banking, you can access a wide range of services and make various payments online. You can keep a check on your account and monitor transactions using PNBnetbanking.

PNBnetbanking allows you to view your account statement and transaction history online. You can also see the nomination details of your account.

You can request a cheque book and monitor the status of issued cheques. If needed, you can make a stop payment request to prevent a cheque from processing.

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Making payments is also a breeze with PNB online services. You can pay your income tax, electricity, mobile phone, and credit card bills online.

NRIs can also use PNBnetbanking, but note that a 18% GST is applicable on all banking products and services.

Some of the services you can access online include:

With PNB Internet Retail Banking, you can manage your finances from the comfort of your own home. This service is available to all customers with a valid PNB Banking Account, including NRI customers.

PNB Internet Retail Banking offers a range of financial services, including fund transfer within PNB accounts, third party fund transfer, and transfer of funds to accounts in other banks 24/7 using the IMPS service.

You can also use this service to open a recurring deposit or a fixed deposit, and even close a fixed deposit account. Managing your credit card is also a breeze, with options to pay your credit card bill, pay utility bills associated with registered billers, and e-tax filing.

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Non-financial services are also available, such as viewing your account statement, nomination details, and transaction history. You can also request a cheque book, stop cheque payment, and enquire about the status of a cheque payment.

Some of the value-added services available with PNB Internet Retail Banking include online registration for internet banking services, organizing transactions as per your requirement at a chosen date, and giving standing instructions for repeated transactions.

Here are some of the key features of PNB Internet Retail Banking: