Pnb Mobile Banking App Features and Benefits Explained

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The Punjab National Bank (PNB) mobile banking app is a convenient way to manage your finances on the go. It offers a range of features that make banking easy and efficient.

One of the key benefits of the PNB mobile banking app is that it allows you to check your account balance and transaction history, giving you a clear picture of your financial situation.

You can also use the app to transfer funds to anyone, anywhere in India, with just a few taps on your screen.

Security and Password

To ensure the security of the mobile banking app, customers are given a user ID and password. It's recommended that customers avoid sharing the password with friends or in an email.

The password should be framed using alphabets, numerical and special symbols making it hard to intercept. This will add an extra layer of security to your account.

Attachments obtained in email should not be opened nor a response to be sent to any suspicious emails. PNB also provides PNB Debit Cards and PNB Credit Cards to their customers for hassle-free banking.

Credit: youtube.com, PNB Online Banking How to Set up Register PNB Mobile App | PNB Digital

To change your MPIN, you can log in to the app, visit the menu bar, and select the 'Change MPIN' options. Enter your current MPIN, set a new one, and confirm it.

A 4-digit MPIN is required to login to the PNB mobile banking app. You can set one during the app's setup process, or change an existing one through the app.

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Password Reset

To reset your PNB ONE password, click on the 'Trouble Sign-in' option and then select 'Forgot Password'.

You'll need to enter your user ID and additional information, including your account number, linked debit card, and debit card PIN.

The MPIN is a 4-digit security code that must be set by you when registering for mobile banking services on the app.

It's a good idea to change your MPIN frequently for secure m-banking sessions.

To complete the password reset, simply enter a new password after entering the required information.

Resetting MpIN

Resetting your MPIN is a straightforward process that can be done through the PNB mobile app. You can launch the app and log in using your credentials.

Credit: youtube.com, How To Reset Your Mobile Banking Pin and Password

To change your MPIN, you'll need to enter the current MPIN in the relevant field. This is a crucial step, so make sure you have it handy.

After entering the current MPIN, you can set a new one and confirm it. This is an important security measure to ensure your account remains secure.

The new MPIN should be a 4-digit security code, and it's advisable to change it frequently. This will help prevent unauthorized access to your account.

If you're having trouble remembering your MPIN, you can reset it by following the steps mentioned in the "How to Reset MPIN" section. This process is similar to resetting your password.

Here's a summary of the steps to change your MPIN:

  • Launch the PNB app and log in using your credentials
  • Enter the current MPIN in the relevant field
  • Set a new 4-digit MPIN and confirm it

Remember to change your MPIN frequently to maintain the security of your account.

Features and Services

The PNB mobile banking app offers a range of features and services that make managing your finances a breeze. You can access your account information and perform various transactions on the go.

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PNB mBanking, the smartphone banking app, provides access to services like funds transfer, account information, and balance enquiry over a secure medium. This is perfect for customers who are always on the move.

With PNB SMS Banking, customers without a smartphone or data services can still access a range of mobile services via SMS. You can check your account balance, get a mini statement, and even stop payment on a cheque.

PNB One mobile application offers a comprehensive range of services, including investing in funds, scheduling transactions, and fund transfer. You can even apply for a new debit or credit card and register for auto-payment.

The app also allows you to view your account statement, track your account activity, and even check your account balance. You can also make instant transfers using NEFT, RTGS, and IMPS.

PNB mobile banking offers various services to give you an experience of hassle-free transactions without visiting the branch. You can easily view your account statement, transfer money to other bank accounts, and even make an instant transfer using NEFT, RTGS, and IMPS.

The PNB mobile app also gives you the option to open recurring and term accounts online, invest in Mutual Fund investment options, and purchase insurance.

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Credit: youtube.com, PNB One App Security Update| PNB One App Important Information| PNB Mobile Banking Services Security

Here are some of the key services offered by PNB mobile banking:

  • Funds transfer
  • Account information
  • Balance enquiry
  • Investing in funds
  • Scheduling transactions
  • Fund transfer
  • Viewing account statement
  • Tracking account activity
  • Instant transfers using NEFT, RTGS, and IMPS
  • Opening recurring and term accounts online
  • Investing in Mutual Fund investment options
  • Purchasing insurance

PNB mobile banking also allows you to check your account balance, get a mini statement, and even stop payment on a cheque using PNB SMS Banking.

Financial Transactions

The PNB mobile banking app offers a range of convenient financial transaction options. You can use the app to transfer funds to other PNB accounts or non-PNB accounts via NEFT.

The app allows you to transfer funds between 8:00 AM and 7:00 PM on weekdays and 8:00 AM to 1:00 PM on Saturdays for NEFT transactions. IMPS transactions, on the other hand, can be done 24/7.

For NEFT transactions, the charges are as follows: up to Rs 10,000 - Rs 2.50 + Service Tax, above Rs 10,000 and up to Rs 1 lakh - Rs 5 + Service Tax, above Rs 1 lakh and up to Rs 2 lakh - Rs 15 + Service Tax, and above Rs 2 lakh - Rs 25 + Service Tax.

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Credit: youtube.com, PNB One - #JustOneApp - Unified Mobile Banking App

To transfer funds using the app, you'll need to log in, click on the Transfer icon, and select the type of payment option you want to use. You can choose from Regular Transfer, Adhoc Transfer, or Indo-Nepal Remittance.

The app allows you to transfer up to Rs 5000 per day using the self-transfer of funds facility through SMS banking.

Here are the NEFT and IMPS timings:

You can also use the app to check your account balance, get mini statements, status of the cheque, stop the payment cheque, and detect any unauthorized access to your accounts using the SMS banking facility.

Frequently Asked Questions

Which is the official app of PNB?

The official app of PNB is PNB Digital, a mobile banking app that offers secure and easy account access. It's designed for PNB depositors and credit cardholders.

Krystal Bogisich

Lead Writer

Krystal Bogisich is a seasoned writer with a passion for crafting informative and engaging content. With a keen eye for detail and a knack for storytelling, she has established herself as a versatile writer capable of tackling a wide range of topics. Her expertise spans multiple industries, including finance, where she has developed a particular interest in actuarial careers.

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