PayPal to GCash: A Step-by-Step Guide

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To send money from PayPal to GCash, you'll need to link your GCash account to PayPal. This is a straightforward process that can be completed in just a few steps.

First, make sure you have a GCash account and a PayPal account. According to the article, GCash is a popular e-wallet service in the Philippines, and PayPal is a global online payment system. You'll need to have both accounts set up and verified to proceed.

Next, log in to your PayPal account and navigate to the "Wallet" or "Balance" section. From there, click on "Transfer Money" and select "GCash" as the recipient.

Linking your PayPal account to GCash is a straightforward process that can be completed in a few easy steps. You can start by logging in to the GCash app.

To link your PayPal account, you'll need to select PayPal from the list of available linking options. This can be found under the "Linked Accounts" option, which is accessible by tapping on the "Profile" icon on the main screen of the GCash app.

Credit: youtube.com, How to EASILY LINK Paypal to Gcash 2023 | Step by Step Tutorial | 100% Working

Once you've selected PayPal, you'll be prompted to log in to your PayPal account and enter your PayPal username and password. This will grant GCash the necessary permissions to link to your PayPal account.

After entering your PayPal details, you'll need to confirm the link by following the on-screen instructions. This will connect your PayPal account to GCash, allowing you to transfer or withdraw money from your PayPal account to GCash.

Here are the steps to link your PayPal account to GCash in a concise format:

  1. Log in to the GCash app.
  2. Select PayPal from the list of available linking options.
  3. Enter your PayPal username and password.
  4. Grant permissions to link to your PayPal account.
  5. Confirm the link by following the on-screen instructions.

By following these steps, you can link your PayPal account to GCash and enjoy a seamless transfer experience, keeping your money safe.

Sending Money

Sending money to GCash via PayPal is possible, but not recommended. You'll need to open a PayPal account and download their mobile app, which is a relatively easy process.

To link your PayPal account to your GCash account, follow these steps:

  1. Link your GCash and PayPal together
  2. Cash in with PayPal
  3. Compare alternatives instead

It's worth noting that signing up for PayPal is very easy and straightforward.

Fees and Charges

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Fees for transferring money from PayPal to GCash can be quite high, especially if you're sending money from overseas.

You can send up to ₱500,000 per month from your PayPal account to GCash without incurring a fee. However, if you're sending money from PayPal to GCash internationally, be prepared for fees ranging from $1 to $5, depending on the currency.

PayPal also applies a hidden exchange rate markup, which can range from 4.5% to 7% on average. This means PayPal will make a profit off of you by applying a weaker exchange rate than the live market rate.

Here's a breakdown of the fees you might incur:

  • Fixed Transfer Fee: $1 to $5 depending on the currency
  • Exchange Rate Margin: 4.5% to 7% on average

Keep in mind that these fees can add up quickly, so it's essential to understand what you're paying for when transferring money from PayPal to GCash.

Minimum Amount

The minimum amount you can transfer from PayPal to GCash is quite specific. You'll need to withdraw at least Php500 or its equivalent in other currencies, such as USD9, INR722, EUR8, or CNY62.

Low angle side view of positive young female entrepreneur in formal wear using laptop and performing online payment with credit card while sitting at table at workplace
Credit: pexels.com, Low angle side view of positive young female entrepreneur in formal wear using laptop and performing online payment with credit card while sitting at table at workplace

This minimum amount applies to PayPal to GCash fund transfers or withdrawals, and it's free of charge. There's no processing fee to worry about.

If you're using bank transfers, be aware that you may need to pay a fixed transaction fee for every PayPal withdrawal, and this depends on the bank you're using.

You'll also need to pay Php50 or its equivalent in other currencies, such as USD0.85, INR72, EUR0.81, or CNY6, when processing less than Php7,000.

Fees

Fees can be a real headache when transferring money between platforms. PayPal to GCash transfers are no exception. Fortunately, if you have PHP in your PayPal account, you can send that money to GCash without a fee.

However, if you're sending a remittance from PayPal to GCash, things get more complicated. Sending money from overseas with PayPal to GCash can be very expensive, with a fixed fee ranging from $1 to $5 depending on the currency.

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Credit: pexels.com, A woman makes a secure online payment using a laptop and credit card in a cozy setting.

PayPal's exchange rate markup is also a concern. On average, they apply an exchange rate that is 4.5% to 7% weaker than the live market rate, which means they pocket the difference.

WorldRemit, on the other hand, often charges zero fixed fees to transfer money to GCash in the Philippines, although this may depend on the sending country.

Here's a breakdown of the fees you might incur:

It's essential to keep in mind the transfer limits when transferring money from PayPal to GCash. While there is no official maximum transfer limit, GCash may impose a daily limit on the amount you can cash in, so be sure to check the latest limits in the GCash app to avoid surprises.

Limits for

When transferring money from PayPal to GCash, it's essential to be aware of the limits in place. There's a minimum limit of ₱500 per transfer, so make sure you have enough funds in your PayPal account.

Credit: youtube.com, GCash 500K Limit | How to Increase Wallet Limit 500K | Paano Palakihin GCash Limit

To give you a better idea of the maximum amount you can transfer, here are the limits you should know about:

Keep in mind that these limits refresh monthly, so you'll have the opportunity to make up to ₱500,000 worth of transactions each month with this service.

Alternatives and Options

WorldRemit is a top-notch option for sending money to GCash, especially from countries like Japan and the United States. It offers superior rates to PayPal, making it a great choice for remittances to the Philippines.

According to search data on Monito's comparison engine, WorldRemit has consistently had better rates than PayPal, regardless of the transfer amount or location.

Remitly is another highly-rated service that's worth considering. It has ranked highly in 2023, making it a reliable option for sending money to GCash.

Troubleshooting

If you're having trouble transferring money from PayPal to GCash, there are a few things you can try. Check that both your PayPal and GCash accounts are fully verified, as an unverified account can prevent the transfer from being processed.

Credit: youtube.com, HOW TO FIX UNABLE TO CASH IN PAYPAL TO GCASH (relink GCASH to PAYPAL)2021

Make sure you have enough funds in your PayPal account to cover the transfer, as a lack of funds will also prevent the transfer from being processed. A stable internet connection is also crucial, as a slow or interrupted connection can cause issues during the transfer.

If the transfer is unsuccessful, try logging out of both PayPal and GCash, then logging back in to refresh the accounts. You can also try again later, as sometimes there might be technical issues with GCash or PayPal servers.

  • Check Account Verification: Ensure both your PayPal and GCash accounts are fully verified.
  • Confirm PayPal Funds: Make sure you have enough funds in your PayPal account to cover the transfer.
  • Check Network Connection: Ensure that your internet connection is stable.
  • Re-Log into Accounts: If the transfer is unsuccessful, log out of both PayPal and GCash, then log back in.
  • Try Again Later: Try again after a few minutes if the transfer is unsuccessful.

Troubleshooting Tips

If you're having trouble transferring money from one account to another, it's likely due to a simple issue that can be easily fixed.

First, check if your accounts are fully verified. If either your PayPal or GCash account is not verified, the transfer won't be processed.

Verify that you have enough funds in your PayPal account to cover the transfer. This might seem obvious, but it's an easy mistake to make.

Credit: youtube.com, Troubleshooting Tips

A stable internet connection is also crucial for a smooth transfer. If your connection is slow or interrupted, the transfer might get stuck.

If the transfer is unsuccessful, try logging out of both PayPal and GCash, then logging back in to refresh the accounts.

Sometimes, technical issues with the servers can cause problems. If you encounter this, try again after a few minutes.

Here are some common troubleshooting tips to keep in mind:

Wait for Completion

Waiting for a transaction to complete can be frustrating, but it's a necessary step. The transfer from PayPal to GCash usually takes just a few minutes, but it might take up to an hour depending on your PayPal account and any system delays.

If there's any issue, GCash will notify you of the delay. This is a good thing, as it means you'll be aware of any problems and can take action to resolve them.

To check on the status of your transfer, you can simply wait for the notification from GCash. Once the transfer is successful, your GCash balance will be updated with the amount you transferred from PayPal.

Frequently Asked Questions

Why can't I link my PayPal to GCash?

Linking PayPal to GCash requires a fully verified GCash account and matching names and email credentials across both platforms

James Hoeger-Bergnaum

Senior Assigning Editor

James Hoeger-Bergnaum is an experienced Assigning Editor with a proven track record of delivering high-quality content. With a keen eye for detail and a passion for storytelling, James has curated articles that captivate and inform readers. His expertise spans a wide range of subjects, including in-depth explorations of the New York financial landscape.

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