Patriot Travel Medical Insurance Options and Benefits

Patriot Group Choice offers a maximum medical expense limit of up to $2 million per coverage period.

This high limit can provide peace of mind for travelers who want to be fully protected against unexpected medical bills.

Patriot International offers a maximum medical expense limit of up to $1 million per coverage period, making it a more budget-friendly option for travelers.

Patriot Group Choice also offers a 24/7 emergency assistance hotline, which can be a huge help in navigating unfamiliar medical systems abroad.

This hotline is staffed by experienced medical professionals who can provide guidance and support in emergency situations.

Worth a look: Insurance to Cover Medical Expenses

The Patriot Travel Medical Insurance plans offer a range of coverage options, with maximum medical limits ranging from $1,000,000 to $8,000,000.

You can choose a deductible between $0 and $25,000, which will impact the premium amount.

The premium for the Patriot Travel Medical Insurance plan ranges from $1.45 to $8 per day, depending on your age, medical maximum limit, and deductible.

If this caught your attention, see: Is Medical Travel Insurance Tax Deductible

The Patriot America Platinum plan offers first-class medical coverage up to $8,000,000 and is ideal for coverage inside the US.

The Patriot International Platinum plan also offers first-class medical coverage up to $8,000,000 and is ideal for coverage outside the US.

Here are some key features of the Patriot International Lite plan:

Patriot travel medical insurance offers a range of coverage options to suit different needs and preferences.

You can add the Adventure Sports Rider to your Platinum plan to cover injuries sustained during extreme activities like parachuting or whitewater kayaking. This rider is available on individual plans for U.S. residents only.

The Trip Protection Rider can reimburse up to 100% of your prepaid, non-refundable payments or deposits that would otherwise be forfeited due to unexpected events before or during your trip.

You can also consider adding the Mobile Device Protection Rider to cover repair or replacement of your cell phone if it's lost, stolen, or damaged during your trip.

Broaden your view: Multi Trip Travel Health Insurance

The Accidental Death and Dismemberment Rider is available to the primary insured only and will pay up to $400,000 if your death or dismemberment is the direct result of an accident.

Here are some of the adventure sports covered by the Patriot health insurance plans: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving, spelunking, and windsurfing.

If you're traveling with a pre-existing condition, you'll be relieved to know that coverage is available for acute onset of these conditions. For travelers under age 70, this coverage provides emergency care should you experience a sudden and unexpected outbreak or recurrence of a pre-existing condition.

This means you can travel with peace of mind, knowing that you're protected in case of an emergency.

Broaden your view: Does Insurance Cover Non Emergency Medical Transportation

When choosing a travel medical insurance plan, it's essential to consider the various coverages and plans available. The Patriot International Lite plan offers travel medical coverage for individuals traveling outside their home country.

This plan is customizable to meet your specific needs, and you can add optional riders to enhance your coverage. For example, the Adventure Sports Rider provides additional coverage for injuries sustained during extreme activities like parachuting or whitewater kayaking.

The Patriot International Lite plan offers a range of benefits, including:

The Patriot America and International Platinum Plans offer maximum limits of up to $8 million, with deductibles ranging from $0 to $25,000. These plans also offer extensions of up to 36 continuous months and emergency medical evacuation coverage up to the maximum limit.

Here's a comparison of the Patriot America and International Platinum Plans:

With Patriot travel medical insurance, you can enjoy peace of mind while traveling abroad.

Patriot Lite and Patriot Plus plans offer daily and monthly rates for short-term travel medical coverage.

These plans are ideal for individuals, groups, and their dependents, and are suitable for Green Card holders. The plans can be renewed for up to 2 years.

On a similar theme: Patriot Platinum Travel Medical Insurance

You can also add an Adventure Sports Rider to your Platinum plan to get additional coverage for injuries sustained during participation in extreme activities.

Here are some key benefits of Patriot travel medical insurance:

The plan limits and deductibles of travel insurance plans can vary significantly, but it's good to know what to expect.

The maximum medical limit of the Patriot Travel Medical Insurance plan is up to $8 million, which is a significant amount of coverage.

You can choose a deductible between $0 and $25,000, giving you flexibility in how much you want to pay out-of-pocket before the insurance kicks in.

The cost of the plan is calculated using your age, medical maximum limit, and deductible, so it's worth considering these factors when choosing your plan.

Here's a breakdown of the daily premium costs for the Patriot Travel Medical Insurance plan, assuming a $0 deductible:

Keep in mind that these rates are subject to change and may not reflect the actual cost of your plan.

IMG Eligibility Requirements are straightforward and easy to understand.

U.S. citizens and permanent residents can purchase Patriot International Platinum travel insurance for trips outside of the United States, with coverage included for brief returns to the U.S.

Non-U.S. citizens can buy Patriot International Platinum for trips outside of their home country.

Travelers 65 years of age and older visiting the U.S. must start coverage within 30 days of arrival in the U.S., unless they can prove previous valid international travel insurance.

Additional reading: American Express Platinum Travel Insurance Benefits

One of the standout features of the Patriot Platinum plan is its lifetime maximum benefit, which is $50,000 for individuals under the age of 50.

This means that no matter what medical expenses you incur, you'll have a significant amount of financial protection to fall back on.

The plan also offers a shared schedule of benefits with Patriot America Platinum and Patriot International Platinum, which can be a plus for those who travel or have international coverage needs.

The lifetime maximum benefit can provide peace of mind and help you budget for medical expenses with more certainty.

If this caught your attention, see: What Is the Best International Travel Health Insurance

The benefits of travel medical insurance are numerous, and it's essential to understand what's covered before you leave for your trip.

Patriot travel medical insurance offers a range of benefits, including coverage for emergency medical evacuations up to $1,000,000.

The Patriot Lite plan, for instance, provides coverage for urgent care with a $25 copay, while the Patriot Plus plan covers acute onset of pre-existing conditions up to 70 years.

You can also purchase additional riders to expand your coverage, such as the Adventure Sports Rider, which provides coverage for injuries sustained during extreme activities like parachuting or whitewater kayaking.

The Mobile Device Protection Rider is another option, which covers repair or replacement of your cell phone if it's lost, stolen, or damaged during your trip.

Here are the benefits of the Patriot International Lite plan:

The Patriot America Platinum plan, for example, offers first-class medical coverage up to $8,000,000, making it an ideal option for those seeking high-end coverage.

Popular Patriot Travel Medical Plans offer various coverage options for individuals, groups, and their dependents. Patriot Lite is ideal for coverage inside the US, while Patriot Plus covers acute onset of pre-existing conditions up to 70 years.

Patriot Plus is available in daily and monthly rates, and this plan can be renewed for up to 2 years. It also offers coverage for adventure sports and other sports activities.

The Patriot International plan is suitable for coverage outside the US, and it satisfies Schengen visa requirements. This plan can also be renewed for up to 2 years and offers coverage for adventure sports and other sports activities.

Here are some key features of the Patriot International plan:

If you're looking for travel medical insurance, Patriot Travel Medical Plans from IMG are a popular choice. They offer various plans, including Patriot Lite, Patriot Plus, and Patriot International.

Patriot Lite is ideal for coverage inside the US, while Patriot Plus covers acute onset of pre-existing conditions up to 70 years. Both plans are available in daily and monthly rates and can be renewed for up to 2 years.

Some plans, like Patriot Plus, offer coverage for adventure sports and other sports activities.

Here are some key features of the Patriot plans:

Patriot International is ideal for coverage outside the US and satisfies Schengen visa requirements. It also offers higher limits and more coverage than some other plans.

I've always been a fan of travel insurance, and for good reason. It can literally save you from financial ruin if something unexpected happens on your trip.

The Patriot T.R.I.P. program offers protection for trips up to 30 days, covering unexpected illness or injury, death in the family, and even terrorism or bankruptcy of the tour operator.

One of the best things about Patriot T.R.I.P. is that it also includes coverage for lost baggage, emergency medical expenses, and emergency medical evacuation.

If you're a student, you might want to consider the Patriot T.R.I.P. Student plan, which provides budget-conscious travel insurance for unforeseen circumstances that may force the cancellation or interruption of a covered trip.

This plan includes coverage for trip cancellation or interruption, travel and baggage delay, lost or stolen baggage, and emergency medical expenses.

For those who need more extensive coverage, there's the Patriot T.R.I.P. Elite plan, which offers a high level of benefits for emergency medical, emergency medical evacuation, travel delay, baggage, trip interruption, and even violent attacks.

Here's a breakdown of the benefits offered by the different Patriot T.R.I.P. plans:

Need more information? You can contact International Medical Group at 1-317-655-4500 or 1-877-808-7434, or email them at [email protected].

The cost of Patriot travel medical insurance varies depending on several factors, including the age of the visitor, medical maximum coverage, and deductible.

For an average traveler, there are affordable options available, with some plans costing less than a dollar a day.

The best IMG Patriot travel insurance cost ranges between $55 to $177 for a month, depending on the plan and coverage chosen.

Here are some specific plan costs:

The average cost of Patriot travel plans is based on quotes for a 40-year-old for one month.

Patriot travel insurance costs range between $55 to $177 per month, depending on factors like age, medical maximum coverage, and deductible.

For an average traveler, there are affordable options available for less than a dollar a day.

The cost of Patriot travel insurance plans varies depending on the plan type and coverage. Here are some examples of Patriot plans and their costs:

The cost of Patriot Platinum travel medical insurance ranges from $1.45 per day to $8 per day, depending on age, medical maximum limit, and deductible.

If you're ready to purchase an IMG Patriot Platinum plan, it's essential to review the plan limits first.

The plan limits for Patriot America Platinum and Patriot International Platinum are outlined in a table that's worth a close look.

Patriot International Platinum is specifically designed for U.S. citizens traveling outside the United States.

For travelers visiting countries outside their home country and the United States, Patriot America Platinum is the better choice.