If you're a global explorer, you know that medical emergencies can happen anywhere, at any time. Patriot Platinum Travel Medical Insurance is designed to provide you with comprehensive coverage for unexpected medical expenses.
This insurance plan offers a maximum coverage limit of $8 million, which can give you peace of mind as you travel to foreign countries.
With Patriot Platinum, you'll have access to a network of over 17,000 healthcare providers worldwide, making it easier to find quality care when you need it most.
The plan also includes a range of benefits, including emergency medical evacuation, repatriation of remains, and travel delay insurance.
Plan Details
The Patriot Platinum travel medical insurance plan offers a maximum medical limit of up to $8 million. This means you can have peace of mind knowing you're covered for a wide range of medical expenses.
You can choose a deductible between $0 and $25,000, giving you flexibility to customize your plan to suit your needs. This is especially useful if you're on a tight budget or want to minimize your out-of-pocket costs.
Patriot Platinum plans are available for a minimum of 5 days, making it easy to get the coverage you need for even the shortest trips. You can also renew your coverage for a maximum of three years if you purchase at least one month of coverage with no break in coverage.
Benefits
Coverage for pre-existing conditions is available for travelers under age 70, providing emergency care for sudden and unexpected outbreaks or recurrences.
You can rest easy knowing that COVID-19 charges are covered the same as any other illness under a Platinum policy.
The Patriot Platinum Schedule of Benefits includes a shared plan limit of $30,000 for travelers aged 50-69.
Travelers under 70 can get emergency care for acute onset of pre-existing conditions, giving them peace of mind on their trip.
This means that if you experience a sudden and unexpected outbreak or recurrence of a pre-existing condition, you'll be covered for emergency care.
Additional Features
The Patriot Platinum Coverage offers a range of additional features to enhance your protection while traveling.
You can add the Adventure Sports Rider to your Platinum plan for injuries sustained during extreme activities like parachuting or whitewater kayaking.
This Rider is available on individual plans for U.S. residents only.
The Trip Protection Rider can reimburse up to 100% of your prepaid, non-refundable payments or deposits if unexpected events occur before or during your trip.
The Mobile Device Protection Rider provides coverage for repair or replacement of your cell phone if it's lost, stolen, or damaged during your trip.
The Accidental Death and Dismemberment Rider is available to the primary insured only and pays up to $400,000 if your death or dismemberment is the direct result of an accident.
Eligibility and Options
Patriot International Platinum travel insurance is available to U.S. citizens and permanent residents traveling outside of the United States, with coverage included for brief returns to the U.S.
Non-U.S. citizens traveling outside of their home country are also eligible to purchase Patriot International Platinum.
Travelers 65 years of age and older visiting the U.S. must begin coverage within 30 days of arrival in the U.S., unless they can provide proof of previous valid international travel insurance.
Eligibility Requirements
If you're planning a trip abroad, you'll need to meet the eligibility requirements for travel insurance. Eligibility Requirements for IMG Travel Insurance are straightforward.
Patriot International Platinum travel insurance is available to U.S. citizens and permanent residents traveling outside of the United States, with coverage included for brief returns to the U.S.
Non-U.S. citizens traveling outside of their home country can also purchase Patriot International Platinum. This option is a great choice for international travelers.
U.S. citizens who permanently reside outside the U.S. are eligible to purchase Patriot America Platinum for trips to the U.S. This is a convenient option for those who frequently visit family or friends in the States.
Travelers 65 years of age and older visiting the U.S. must begin coverage within 30 days of arrival in the U.S. However, this requirement is waived with proof of previous valid international travel insurance.
Insurance Options
The Patriot Travel Medical Insurance plans offer various insurance options to suit different needs.
You can choose from the Patriot International Platinum plan for travel outside the U.S. or the Patriot America Platinum plan for travel within the U.S. or visiting the U.S. from abroad.
Patriot International Platinum is available to U.S. citizens for travel outside the U.S., including brief returns to the U.S. Patriot America Platinum is available to individuals traveling outside their home country and the U.S.
The plans include inpatient and outpatient services, emergency services, and other services such as dental treatment, lost luggage, and pet return.
Ideal for Travel
Patriot Platinum Travel Medical Insurance is perfect for travelers who want to explore the world without worrying about medical expenses. This insurance plan offers extensive coverage for medical emergencies, including inpatient and outpatient services, emergency services, and other services such as dental treatment, lost luggage, and pet return.
You can choose from a range of deductibles, from $0 to $2,500, depending on your needs. The maximum limit for coverage is up to $1,000,000, which is more than enough to cover most medical expenses.
The plan also offers extensions for up to 24 months, giving you peace of mind while traveling abroad. Emergency medical evacuation is also included, with a maximum limit of $1,000,000.
Here are the key benefits of Patriot Platinum Travel Medical Insurance:
With Patriot Platinum Travel Medical Insurance, you can travel with confidence, knowing that you're protected against unexpected medical expenses.
America Platinum
The Patriot Platinum America plan is specifically designed for non-U.S. citizens traveling outside their home country. It offers enhanced benefits and services to meet your global travel needs.
You can choose from an extensive range of deductibles and Maximum Limits to customize your coverage. This flexibility is especially helpful when planning a trip to a foreign country.
The plan provides access to more than 17,000 providers through our International Provider Access (IPA) when seeking treatment outside the U.S. This network can be a lifesaver in an emergency situation.
You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization. This can be a huge relief in an unfamiliar medical environment.
The plan offers coverage for a minimum of five days to a maximum of three years, in accordance with the terms of the Certificate of Insurance. This gives you peace of mind for extended trips abroad.
Frequently Asked Questions
What is the average cost of travel medical insurance?
The average cost of travel medical insurance is between $40 and $80, depending on coverage limits and term length. Affordable options are available, but coverage details can impact the overall cost.
Sources
- https://www.internationalinsurance.com/img/patriot-travel/
- https://www.imglobal.com/travel-medical-insurance/patriot-travel-series
- https://www.visitorsinsurance.com/Patriot-platinum-travel-insurance-plan.asp
- https://www.aaoinsure.com/personal-insurance/travel-insurance/international-travel-insurance/international-medical-travel.html
- https://www.empowerbrokerage.com/get-quotes/patriot-travel-medical-insurance/
Featured Images: pexels.com