
Patelco Elk Grove Credit Union is a member-owned financial cooperative that has been serving the community for over 80 years. It was founded in 1956 by a group of Alameda County school employees.
Patelco Elk Grove Credit Union has a strong commitment to its members and the community it serves. Patelco has a long history of providing financial services to its members.
As a credit union, Patelco Elk Grove Credit Union is not-for-profit, meaning that any profits are reinvested back into the organization to benefit its members. This approach allows Patelco to offer better rates and lower fees compared to traditional banks.
On a similar theme: Patelco Credit Union down
Member Stories
The process of opening an account or obtaining a loan is often completed in less than a day. For example, both Lonna B. and David-L got new car loans in under 24 hours, with the entire process completed from their first inquiry call to signing the papers online.
Members appreciate the not-for-profit status of Patelco Credit Union, which allows them to offer competitive rates. Nelson P. was amazed at how easy and simple the process was, and found that Patelco's rates were some of the lowest he was able to find.
Worth a look: How to Process an Elk?
Member Testimonials
At Patelco Credit Union, members rave about the exceptional service they receive. Lonna B. and David-L both opened new car loans in under a day, with the entire process completed online.
The credit union's loan department is praised for its efficiency and responsiveness. David-L and Lonna B. both mention that their loans were paid off and transferred quickly.
Members also appreciate the personalized attention they receive from credit union staff. Lonna B. recommends calling for an appointment with Marika, while David-L praises Paras Singh for his professionalism.
Patelco Credit Union's rates are also a major draw for members. Nelson P. mentions that the credit union's rates are some of the lowest he's found, and Suzette W. appreciates the staff's guidance on which accounts would yield the best rate for their needs.
Years of membership have led many to praise Patelco Credit Union's commitment to helping its members. David-L and Judy F. both mention that they've been members for years and have had a positive experience with the credit union's mortgage and loan services.
For your interest: Patelco Certificate Rates
New Products

One of our members, Emily, recently discovered a new product that has revolutionized her daily routine. It's a portable water filter that removes up to 99.99% of contaminants.
Emily was thrilled to find out that this product is not only eco-friendly but also affordable, priced at just $29.99. She's been using it for a few weeks now and can't imagine going back to buying bottled water.
The filter's compact design makes it easy to take on the go, and it's also dishwasher safe for easy cleaning. Emily's favorite feature is the built-in measurement marker, which lets her know exactly how much water is filtered.
Another member, David, has been using a smart coffee maker that allows him to schedule brews in advance and even control it remotely through his phone. He loves the customizable settings and the fact that it keeps his coffee beans fresh for up to two weeks.
Frequently Asked Questions
Who is Patelco owned by?
Patelco Credit Union is owned by its members, who are its primary stakeholders. As a not-for-profit credit union, it operates for the benefit of its members, not external shareholders.
What happened with Patelco?
Patelco customers experienced a breach, resulting in long wait times and multiple visits to resolve the issue. Dozens of customers stood in line for updates on the situation.
Featured Images: pexels.com