Opay USSD Code Guide: Balance, Transfer, and Services

To check your OPay balance, simply dial *455*6# on your phone. This will instantly display your current balance.

You can also use OPay USSD codes to transfer money to other users. To do this, dial *455*4# and follow the prompts to enter the recipient's phone number and the amount you want to send.

OPay offers a range of services, including bill payments and airtime top-ups. To pay a bill, dial *455*5# and select the biller from the list.

By using these simple USSD codes, you can easily manage your OPay account and access various services.

Curious to learn more? Check out: When Was Opay Founded

OPay is a leading digital payments platform in Africa, offering a range of financial services to its users.

OPay was founded in 2018 by a team of experienced entrepreneurs who saw an opportunity to provide affordable and convenient financial services to the underserved population in Africa.

OPay's services include mobile payments, online transactions, and money transfers, making it a one-stop-shop for all your financial needs.

Worth a look: How to Send Money through Opay

OPay's USSD code is *955#, which can be used to access a range of services, including airtime top-up, bill payments, and money transfers.

With OPay, you can pay your bills, top up your airtime, and send money to friends and family with ease, all from the comfort of your own home.

To activate the Opay USSD code, simply dial the official USSD code *955# on your mobile phone and follow the on-screen prompts to select the service that suits you.

You can use the USSD Opay code on any mobile network in Nigeria, but make sure you have a registered Opay account or get one using the same code.

To create an Opay account using USSD, follow these steps:

Only users with an Opay account and a phone number linked to that account in Nigeria on the supported networks (Airtel, MTN, Glo network, and 9mobile) can use the USSD code.

To activate the USSD code, create your account by following the simple steps below: dial *955# on your phone, select the option for "Register" within the USSD menu, enter your first and last names, create a secure PIN for your Opay account, verify your account with the OTP sent to your phone, and if successful, you will receive a confirmation message via SMS stating that your Opay account has been created.

With the Opay USSD code, you can access a wide range of services and perform various transactions. You can use the USSD code to send money to other Opay users or even transfer funds to other bank accounts.

You can also recharge your own mobile phone or the phones of others using the USSD code. This is super convenient, especially if you're running low on airtime.

Here are some of the common services you can access with the Opay USSD code:

You can even check your Opay account balance using the USSD code to see the available funds in your account.

To obtain an Opay card, you can use the USSD code. Dial *955# on your phone to get started.

You'll need to choose option 8, then select option 1 for a virtual card or option 2 for a physical card with delivery.

Follow the prompts to order through the app, and after verification, your virtual card will be ready for online and in-app use.

Additional reading: Add Cash to Debit Card

With Opay, you can access a wide range of services that make managing your finances and staying connected easy.

You can use the Opay USSD code *955# to send money to other Opay users or transfer funds to other bank accounts. This is a convenient way to move money around without needing to physically visit a bank or ATM.

Opay offers airtime top-up services, allowing you to recharge your own mobile phone or the phones of others using the USSD code. You can also use the code to pay utility bills, such as electricity bills, water bills, cable TV subscriptions, and other service bills.

On a similar theme: B of a Mobile Banking App

To purchase data bundles, you can dial *955# and select the "Airtime/Data" option. Then, choose between "Buy for self" or "Buy for others" and enter the recipient's phone number if necessary.

Opay also provides a savings feature, allowing you to deposit money into a savings account and earn interest. You can access this feature by dialing *955# and selecting the "Savings" option.

Here are some of the specific services you can access with the Opay USSD code:

These services are designed to make managing your finances and staying connected easy, and can be accessed using the Opay USSD code *955#.

To use the Opay USSD code for withdrawal, dial *955# on your phone and select the "Withdraw" option. You will then be prompted to enter the Opay agent/POS phone number from which you want to withdraw the cash.

To withdraw cash, you will also need to enter the amount you want to withdraw and input your PIN to confirm the transaction. This is a secure way to access your funds, and you can do it from the comfort of your own home.

To transfer funds using the Opay USSD code, dial *955# on your phone and select the "Transfer" option. You can then choose to transfer money to another Opay user or to a bank account in Nigeria.

Check this out: Mobile Banking Transfer

Opay is a legit and registered company licensed by CBN and NDIC to operate as Opay Digital Services Limited under Opay Inc.

You can enhance the safety of your Opay bank code transactions by following some simple guidelines. Confidentiality is key: keep your Opay USSD PIN and other sensitive information confidential, and don't share it with anyone or store it in an easily accessible manner.

Always review and verify the details of the transaction before confirming it through the USSD code. Ensure the recipient's information and transaction amount are correct.

Use the USSD code in a secure environment, such as a private location where you can maintain privacy and minimize the risk of others observing your activities.

Be cautious of phishing attempts or fraudulent messages asking for your personal information or USSD code details. Opay will never ask you to share your PIN or other sensitive information through unsolicited messages or calls.

To stay safe, regularly check your Opay account activity to detect any unauthorized transactions or suspicious activities. Report any discrepancies or concerns to Opay's customer support immediately.

Keeping your mobile device's operating system, security software, and Opay app up to date is also crucial. Regular updates often include security patches that help protect against known vulnerabilities.

To transfer funds using Opay's USSD code, dial *955# on your phone. This will initiate the USSD code service and display a menu with different options.

You can select the "Transfer" option by entering the corresponding number or code assigned to it. If prompted, choose whether you want to transfer to an Opay account or to another bank.

To transfer to an Opay account, select "1" or enter the assigned code, and then enter the recipient's phone number. To transfer to another bank, select "2" or enter the assigned code, and then choose the recipient's bank from a list and enter the recipient's bank account number.

For another approach, see: Financial Institution Routing Transit Number

Enter the amount you want to transfer, confirm the details, and enter your Opay PIN to authorize the transaction. You can also use the USSD code shortcuts: *955*1*amount*account number# for Opay transfers and *955*2*amount*account number# for bank transfers.

Here are the steps summarized:

To withdraw cash from your Opay wallet, you'll need to dial *955# on your phone to initiate the USSD code service.

You can withdraw cash at an ATM or agent location using your bank's USSD service.

Dial *955# on your phone to access the USSD service.

Select the "Withdraw" option, which is available on the USSD screen.

To proceed with the withdrawal, enter the Opay agent/POS phone number from which you want to withdraw the cash.

You'll need to enter the amount you want to withdraw.

Finally, input your PIN when prompted to confirm the transaction.

Take a look at this: Cash App Mobile Check Deposit Funds Availability