How to Send Money through Opay in Simple Steps

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To send money through Opay, you'll need to have a registered Opay account and sufficient funds in your wallet.

First, open the Opay app and navigate to the "Send" or "Transfer" section.

Next, select the recipient's phone number or name from your contacts or enter their details manually.

Make sure you have the recipient's correct phone number or name to avoid sending money to the wrong person.

Now, enter the amount you want to send, and you can choose to add a message or note to the transaction.

Before proceeding, review the transaction details to ensure everything is correct.

Understanding Code

To dial the Opay transfer code, you simply need to dial *955# on your Opay number. This will take you to the transfer menu where you can choose the recipient and transfer amount.

The Opay transfer code can be used to send money to another Opay account or another bank, but you'll need to choose the correct option to do so. To transfer to another Opay user, you'll need to choose option 1, while option 2 is for transferring to another bank.

You can also transfer money using a shorter code: *955*2*Amount*Account Number#. This code requires you to input the recipient's account number and choose the desired bank.

Curious to learn more? Check out: Australian Money Transfer

What Is Code?

Isometric image of online money transfer via mobile phones on light background \
Credit: pexels.com, Isometric image of online money transfer via mobile phones on light background \

The Opay USSD code is a unique self-service code that allows users to perform numerous transactions like account creation, fund transfers, and withdrawals, data or airtime purchases, or even make bill payments via a basic phone.

It's a short code used to access OPay services through a mobile phone without requiring an internet connection.

The USSD code for Opay is *995# or *955#, and it can be used to perform various transactions such as sending and receiving money, buying airtime and data, paying bills, and more.

Users of MTN, 9mobile, and Airtel can use the Opay USSD Code, but only Glo network users cannot.

To use the text-based self-service, you must have an Opay account and the mobile number of the SIM linked to the account.

Using Code

Using code can be a convenient way to perform transactions on Opay. You can dial *955# on your mobile phone to access the Opay USSD code menu.

A Person Holding a Black Envelope with Money
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To transfer money using the Opay USSD code, you'll need to follow these steps: dial *955# and select option 1 for "Transfer", then enter the recipient's phone number, the amount you want to send, and confirm the details of the transaction.

You can also use the Opay USSD code to send money to another bank account, but you'll need to choose the desired bank and input your Opay PIN to authorize the transaction.

Here are the steps to send money to another bank account using the Opay USSD code:

  • Dial *955*2*Amount*Account Number#
  • Choose the desired bank
  • Input your Opay PIN to authorize the transaction

Note that once your transfer has been authorized, you cannot undo the transaction.

The Opay USSD code is a unique self-service code that allows users to perform numerous transactions, including account creation, fund transfers, and withdrawals.

Transferring Money

To transfer money using Opay, you can dial *955# on your Opay number and follow the prompts.

You can choose to transfer money to another Opay user or another bank, and you'll need to input the recipient's account number and amount.

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Credit: youtube.com, HOW TO TRANSAFER MONEY USING OPAY

For example, to send 5000 to a UBA account with the account number "2001234567", you can dial *955*2*5000*2001234567# and choose UBA, then input your PIN to authorise the transaction.

Alternatively, you can use the Opay app to transfer money to other banks. To do this, launch the Opay app, sign in, and select "Transfer" under your account balance.

On a similar theme: Transfer Money vs Wire Money

Fund Wallet with Debit Card

You can easily fund your OPay wallet with a debit card, making it a convenient option for merchants and customers. This method is available for users in Nigeria.

To add your debit card to your OPay account, you'll need to enter your ATM information and CVV. The CVV is a three-digit code found at the back of your debit card.

Here's a step-by-step guide to help you through the process:

  • Add money by clicking the button.
  • Top-up your card
  • Enter your ATM information.
  • Enter your CVV here (A three-digit found at the bank of your debit card)
  • Choose Add Money.
  • To complete the transaction, enter the OTP sent to your mobile phone.
  • Enter your pin for verification and click the Done button.

Transferring Money to Other Banks

Transferring money to other banks can be a straightforward process, especially with the help of OPay's USSD code. You can dial *955# on your mobile phone to access the transfer option.

Credit: youtube.com, How To Transfer Money From One Bank To Another (3 Easy Ways)

To send money to another bank, you'll need to choose option 2 to transfer to another bank. Input the account number of the recipient, which is usually 10 digits, and choose the recipient's bank if it's not OPay.

You can also use the USSD code to send money to another bank by dialing *955*2*Amount*Account Number#. For example, to send 5000 to a UBA account with the account number "2001234567", dial *955*2*5000*2001234567#. Choose UBA and input your PIN to authorise the transaction.

Note that once your transfer has been authorised, you cannot undo the transaction. You must have sufficient funds in your OPay wallet to perform the transfer, and if you don't have enough funds, you can add money to your wallet by selecting option 2 on the main menu and following the prompts.

Here are the steps to transfer money from OPay to another bank using the OPay app:

  • Launch the OPay Applications
  • Sign Into your OPay Application
  • When on the homepage, select “Transfer” under your account balance
  • Click on “To Bank Account” in the list of options
  • Click on “Select Bank” at the bottom of the page
  • Choose the bank you wish to send money
  • Fill out the account details such as the “Account Number”, the “Amount” and then “Remark” (It’s Optional)
  • Then finally select “Next”, to finish your Transaction process

It's also worth noting that there may be fees associated with certain transactions performed using OPay USSD code, which are usually displayed on the screen before you confirm the transaction.

Managing Your Account

Credit: youtube.com, How To Transfer Money From Opay To Bank Account

Managing your OPay account is straightforward and easy to navigate. You can access your account information and transaction history by logging in to the OPay app or website.

To ensure the security of your account, you can set up a 4-digit PIN or fingerprint recognition, as explained in the "Security Features" section. This will prevent unauthorized access to your account.

If you need to reset your password, you can do so by clicking on the "Forgot Password" link on the OPay login page, as described in the "Getting Started" section.

Curious to learn more? Check out: Mobile Wallet Security

Create an Account

Creating an Opay account is the first step to managing your account effectively. To get started, download the Opay app from the Play Store or Apple App Store.

You'll need to open the app and click on Create Account to begin the registration process. Input your correct details like name, email address, phone number, and lots more.

Create a password and transaction PIN, and make sure to keep them confidential, as they will be used to secure your account. The daily transaction limit for your Opay account is #50,000.00.

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People Exchanging Money
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You can choose to belong to a "Tier" that suits your needs, and provide all necessary details to determine your account's status. Upon successful verification, you can begin to use your Opay account.

Here are some key account limits to keep in mind:

With your Opay account created and verified, you can start using it to make transfers, buy data and airtime, and pay for various bills.

Adding Funds to Your Account

Adding funds to your account is a straightforward process that can be completed in a few steps. You can use the USSD code *995# to add money to your Opay account, or you can link a Nigerian debit card to your account for instant top-ups.

To use the USSD code, dial *995# from your line and choose the funding option. You can select from card payment, bank transfer, or cash deposit through an agent. For card payments, input your account details and the amount you want to add. For bank transfers, input your account number and the amount.

For more insights, see: Adding Suica Card to Apple Wallet

Credit: youtube.com, How to add funds to your Sub Account Or Child’s Account.

If you choose to link a debit card, you'll need to add money by clicking the button, then top-up your card. If you haven't already, enter your ATM information, including your CVV, which is a three-digit number found on the back of your debit card.

To complete the transaction, enter the OTP (One-Time Password) sent to your mobile phone, then enter your PIN for verification and click the Done button. You'll be notified via SMS when the payment is successful, and the funds will instantly reflect in your Opay wallet.

Here are the steps to add funds to your Opay account using a debit card:

Checking Account Balance

Checking your account balance is a straightforward process. You can dial *955# and select option 4 for “My Balance” to have your available balance displayed on the phone screen.

To access your balance quickly, use the USSD code method, which is fast and easy.

Dialing *955# will give you access to various options, including checking your balance.

Frequently Asked Questions

What is the OPay payment method?

Opay is a digital payment method available in Nigeria and Egypt, offering a convenient checkout experience. It allows users to pay with their wallet balance for a seamless transaction.

Victoria Funk

Junior Writer

Victoria Funk is a talented writer with a keen eye for investigative journalism. With a passion for uncovering the truth, she has made a name for herself in the industry by tackling complex and often overlooked topics. Her in-depth articles on "Banking Scandals" have sparked important conversations and shed light on the need for greater financial transparency.

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