Norisbank Banking Services and Products Overview

Norisbank offers a range of banking services and products to cater to the diverse needs of its customers. The bank's services include current accounts, savings accounts, and credit cards.

Norisbank's current accounts come with features such as online banking, mobile banking, and a debit card.

The bank's savings accounts offer competitive interest rates and flexible terms.

Norisbank's credit cards provide customers with rewards programs and cashback offers.

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The roots of Norisbank date back to 1954 when Quelle, a mail-order company, started offering financing for its products through Noris Kaufhilfe.

Norisbank was officially founded on June 4, 1965, as Noris Kreditbank GmbH in Nuremberg, Germany. Its name is derived from the nymph Noris, an allegorical name for the city of Nuremberg.

The bank's initial goal was to expand the financing of Quelle's products and those of its subsidiaries in the mail-order and retail sectors.

In 1969, Noris Kaufhilfe was renamed Noris Bank GmbH, and its product range was expanded to include banking services like giro and savings accounts.

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By 1984, Norisbank had merged with the Verbraucherbank AG from Hamburg, which had introduced the first customer self-service system in Germany in 1975.

The merger brought with it the Verbraucherbank's online banking system, which was launched in 1980 and became the first of its kind in Germany.

In 1999, Norisbank integrated the Hypo Service-Bank (HSB), founded in 1991, into its operations.

As a result of the merger, Norisbank became the first bank to offer online credit with immediate approval in 2000.

The bank's parent company, Bayerische Hypo- und Vereinsbank, initially considered integrating Norisbank into its own network of branches but ultimately decided to sell it in 2002.

In 2003, the DZ Bank acquired Norisbank AG for €180 million, but only held onto it for three years before selling it to the Deutsche Bank in 2006 for €420 million.

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You can manage your Norisbank account online, over the phone, or at a self-service terminal. This gives you flexibility and convenience in managing your finances.

The account management is free, with no monthly fees to worry about. This is a great perk for those who want to keep their banking costs low.

One of the benefits of this account is the free EC-/Maestro card that comes with it. This card can be used for purchases and withdrawals, and it's free to use.

Norisbank's credit interest daily allowance is 0.70% per annum. This means that if you have a credit balance, you'll earn interest on it.

The borrowing rate credit facility is 11.50% per annum. If you need to borrow money, this is the rate you'll be charged.

If you're considering switching to a Noris Bank account, you're in luck - they offer a free transfer service to make the process as smooth as possible.

The Noris Bank account switching service takes care of all the formalities, including transmitting your new account information to insurance companies, associations, and other relevant parties.

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This service is available to all new customers who want to make the switch to Noris Bank.

You can rely on Noris Bank to handle the account transfer process from start to finish, making it a convenient and hassle-free experience.

Here's a quick summary of the account switching service:

By choosing Noris Bank, you can rest assured that the account switching process will be taken care of, allowing you to focus on more important things.

At Norisbank, your deposits are protected up to 100,000 EUR (or equivalent in local currency) per bank per depositor through the deposit guarantee scheme of Germany.

This scheme applies to all deposit accounts made by natural persons and legal entities, giving you peace of mind with your savings.

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Norisbank uses two different bank account numbers, known as Bankleitzahlen (BLZ).

The bank introduced a new BLZ when it was taken over by Deutsche Bank in 2006.

For new customers, the new BLZ is used, but existing customers kept their old BLZ.

To determine which BLZ is valid for your account, check your account documents.

Here are the BLZ and BIC codes used by Norisbank:

Norisbank offers a range of products and services to cater to different needs. They provide 28 deposits and 1 savings account in EUR.

Their deposit options include fixed deposits in EUR with varying interest rates in Germany. For example, a 3-month deposit earns 2.5% interest, while a 36-month deposit earns 2.65%.

Norisbank is a direct bank without its own branch network, making their services accessible online. They offer various accounts, credit cards, loans, and investment options like fixed deposits, savings accounts, and securities investment.

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The Noris Bank offers simple online banking that's accessible 24/7.

With a free telephone hotline, customers can reach an advisor for assistance whenever needed.

Transfers, standing orders, and account inquiries can be managed directly from the online banking platform.

Noris Bank is a subsidiary of the German Bank AG, which means customers also have access to over 2,700 banking terminals in Deutsche Bank branches.

From these branches, customers can make remittances and perform other banking tasks.

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Norisbank offers a wide range of services to its customers. They are a pure online bank, which means you can manage your account and do everyday banking tasks 24/7 from the comfort of your own home.

Norisbank has a free telephone hotline, so you can reach out to an advisor if you need help with anything. They also have over 2,700 banking terminals in the branches of Deutsche Bank, where you can make remittances and do other tasks.

Their online banking system allows you to control your everyday banking tasks, such as transfers, standing orders, and account inquiries, directly from your account.

Norisbank offers various types of accounts, including checking accounts and savings accounts, as well as credit cards and loans. They also offer investment services, such as fixed deposits and cashback options.

Here are some of the interest rates offered by Norisbank for fixed deposits in EUR:

One of the benefits of choosing Norisbank is that you can get free cash at over 9,000 ATMs in Germany, and also withdraw cash for free worldwide.

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Norisbank offers a range of deposit options, including 28 deposits and 1 savings account in EUR. This variety suggests that Norisbank caters to different customer needs and preferences.

The fixed deposits offered by Norisbank in EUR have interest rates ranging from 2.2% to 2.65%. These rates are competitive and may appeal to customers looking for stable returns on their investments.

Here are the fixed deposit interest rates offered by Norisbank in EUR for different terms:

It's worth noting that some of these deposits do not offer cashback, which may be a consideration for customers looking for additional benefits.

The Noris Bank checking account is a great option for those looking for a simple and efficient banking experience. It's 100% free with no additional conditions.

One of the best things about this account is that it's free for all residential customers, with no ifs and buts. You can also manage your account for free without any conditions.

You'll get a free Noris Card (ec / Maestro) and a free credit card on request, subject to credit approval. This is a great perk for those who want to make purchases or withdraw cash without incurring extra fees.

You can withdraw cash for free at over 9,000 ATMs in Germany, and even withdraw cash for free worldwide. This is a huge advantage for those who travel frequently.

The Noris Bank also offers 24/7 service at www.norisbank.de, so you can access your account and manage your finances at any time. This is especially convenient for those who have busy schedules or prefer to do their banking online.

If you're switching to a Noris Bank account, the bank offers a free transfer service to make the process as smooth as possible. This includes transmitting your new account information to insurance companies, associations, and other relevant parties.

The Noris Bank is a pure online bank, accessible 24/7, and also has a free telephone hotline for customers who need to speak with an advisor. You can control everyday tasks like transfers, standing orders, and account inquiries directly from the online banking platform.

You'll also have access to around 2,700 banking terminals in Deutsche Bank branches, where you can make remittances and other transactions.