
So you're looking to wire money through NavyFed? First, you'll need to know that NavyFed offers several options for wiring money, including wire transfers and direct deposit.
You can initiate a wire transfer online, by phone, or in person at a NavyFed branch. The process typically takes a few days to complete.
To wire money, you'll need to provide the recipient's routing and account numbers. You can find this information in the NavyFed Wire Transfer Form, which can be downloaded from the NavyFed website.
Sending Money
Sending money with Navy Federal is a breeze. You can send money securely, whether it's next door or across the world, and they can help you with sending or receiving funds within the US territories or abroad.
If you need help or experience any issues, you can call Navy Federal at 1-888-842-6328 or reach out through a secure message.
To send an international wire transfer, you'll need to provide some required information, including the recipient's name, address, account number, and account type. You'll also need to specify the transfer amount, type and purpose of the wire, and whether the transfer is to a third party.
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Here's a list of the required information for international transfers:
- Name
- Address
- Account number
- Account type (e.g., checking, savings, brokerage)
- International Bank Account Number (IBAN) or Clave Bancaria Estandarizada (CLABE)
You'll also need to provide information about the transfer itself, including the transfer amount, type and purpose of the wire, and whether the transfer is to a third party. Any additional remarks or wiring instructions will also be required.
The recipient's bank will also need to provide some information, including their name and address, SWIFT/BIC, and corresponding or intermediary bank name and routing number (if applicable).
Wire transfer fees can vary, but Navy Federal's fees range from $0 to about $50. The median fee for incoming domestic wire transfers is $15, while outgoing domestic wire transfers cost $25. International wire transfer fees are $15 for incoming transfers and $45 for outgoing transfers.
Preparation
To wire money through Navy Federal, you'll need to gather some essential information. This includes knowing whether you're sending or receiving funds and whether the transfer is domestic or international.

For international transfers, you'll need to instruct the sending financial institution to use a corresponding bank to facilitate the transfer to your account. Navy Federal only receives US currency.
You'll also need the following details for the recipient: their name as titled on their NFCU account, account number, Navy Federal's Routing/ABA Number (256074974), Navy Federal's address (820 Follin Lane SE, Vienna, VA 22180), and Navy Federal's SWIFT/BIC (NFCUUS33XXX).
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Cutting Costs
Cutting costs on wire transfers is a smart move. Wire transfer fees generally range from $0 to about $50, with a median fee of $15 for incoming domestic transfers and $25 for outgoing domestic transfers.
To save money, consider initiating wire transfers yourself online, which tends to be the cheapest way. This can save you up to $10 compared to requesting the transfer at a branch or on the phone.
Some banks offer lower fees for transfers sent in foreign currency if you let them convert U.S. dollars into the foreign currency before transferring the funds. This can be a cost-effective option, especially for frequent international transfers.
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If you're sending recurring wire transfers, some financial institutions, like Comerica, offer a slightly lower fee. However, using your bank's bill pay or other transfer service is often a better and cheaper option, unless the transfer amount exceeds the maximum allowed by your bank.
Here are some estimated wire transfer fees to keep in mind:
By taking these steps, you can cut costs on wire transfers and save money on your financial transactions.
Required Information
Preparation is key when it comes to wire transfers. You'll want to gather all the necessary information to ensure a smooth transaction.
To start, you'll need to determine if you're sending or receiving money, and if it's within the US or internationally. This will help you figure out what specific information you'll need to provide.
For domestic transfers, you'll typically need to provide the recipient's name and address, as well as their account number and routing number.

Here's a breakdown of the required information for domestic transfers:
For international transfers, you'll need to provide more detailed information, including the recipient's name, address, account number, and account type. You'll also need to provide the international bank account number (IBAN) or Clave Bancaria Estandarizada (CLABE), depending on the country.
Here's a breakdown of the required information for international transfers:
Additionally, you'll need to provide information about the transfer itself, such as the transfer amount, type, and purpose. You may also need to provide additional wiring instructions, such as the name and address of the receiving financial institution, as well as their SWIFT/BIC code.
Remember to double-check all the information before submitting it, as this will help ensure that the transfer is processed correctly and efficiently.
Easy Electronic Signing
You can modify and electronically sign a navy federal wire transfer in just a few clicks.
The process starts by obtaining the navy federal wire transfer and clicking on Get Form to begin.

Utilize the tools provided to complete your document. You can highlight pertinent sections or redact sensitive information using the tools offered by airSlate SignNow.
Creating your signature is a breeze with the Sign tool, which takes mere seconds and holds the same legal validity as a traditional ink signature.
Review the details and click on the Done button to save your changes. You can then select your preferred method for delivering your form, whether by email, SMS, invite link, or download it to your computer.
Frequently Asked Questions
How instant is wiring money?
Wiring money can be done in a matter of minutes, or it can take up to three days, depending on the transfer method and financial institution involved
How to wire transfer money?
To initiate a wire transfer, visit your bank's local branch or access your online account to provide the recipient's details and account information. You can also transfer funds online or through your bank's mobile app for added convenience.
Can I do a wire transfer online?
Yes, you can initiate a wire transfer online through Online Banking. Learn how to send a domestic wire transfer in just a few steps.
How long does a wire transfer take to Navy Federal?
Wire transfers to Navy Federal typically take 2-3 business days to process. Check our full transfer guidelines for more information on timing and requirements
What is the maximum amount for a wire transfer?
The maximum amount for a wire transfer is over $10,000, allowing for large and secure transactions. This high transfer limit makes wire transfers a convenient option for sending significant funds.
Sources
- https://www.nerdwallet.com/article/banking/wire-transfers-what-banks-charge
- https://www.navyfederal.org/services/transfers/wire-transfers.html
- https://www.instarem.com/routing-number/navy-federal/
- https://www.linkedin.com/pulse/navy-federal-credit-union-wire-transfer-ultimate-guide-tebid-beltus-lpkee
- https://www.signnow.com/fill-and-sign-pdf-form/322941-navy-federal-wire-transfer
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