National Dental Insurance Plans for Individuals and Families

National dental insurance plans can provide essential coverage for individuals and families. Many plans offer a range of benefits, including routine cleanings, fillings, and extractions.

Some plans may also cover more complex procedures, such as crowns, bridges, and dentures. Additionally, many plans offer coverage for oral surgery and orthodontia.

The cost of national dental insurance plans can vary depending on factors such as age, location, and the level of coverage desired. For example, a plan that covers more comprehensive services may be more expensive than a plan that only covers basic services.

Individuals and families can choose from a range of national dental insurance plans, including those that cover children and those that cover seniors. Some plans may also offer discounts for students, military personnel, or other groups.

National Dental offers several plan options to cater to different needs and budgets. The NCD Complete plan has a maximum benefit of $10,000 per calendar year per person, while the NCD Essentials plan has a maximum benefit of $2,000 per calendar year per person.

The NCD Dental plans are designed to provide comprehensive coverage for preventive, basic, and major services. The plans include benefits such as coverage for cleanings, exams, X-rays, fillings, crowns, root canals, and more.

You can choose from several plan options, including NCD Complete, NCD Essentials, NCD Elite 3000, and NCD Elite 5000. Each plan has its own set of benefits and limitations, so it's essential to review the details before making a decision.

Here's a summary of the plan options:

By choosing the right plan, you can enjoy comprehensive dental coverage and peace of mind knowing that your dental needs are taken care of.

To get the most out of your PPO plan, you'll want to confirm you have your Member ID number and Dental ID card handy. This will come in handy when you need to access your benefits online.

You can log on to the Member portal to view your benefits, which will give you a clear picture of what's covered and what's not. Be sure to review your plan details carefully.

To schedule an appointment, contact your chosen dentist and let them know you have a PPO plan through NCD, which uses the MaximumCare PPO networks, including Careington, Connection Dental, and Dentemax.

Here's a quick rundown of what to expect:

Keep in mind that NCD is not in-network with Medicaid or state/government-issued plans.

Our best-selling plans offer comprehensive coverage to address a wide range of dental needs. NCD Complete by MetLife provides $10,000 in coverage per calendar year per person, with a plan maximum of $10,000.

NCD Essentials by MetLife offers a more affordable option with $2,000 in coverage per calendar year per person, also with a plan maximum of $2,000. This plan is perfect for individuals who want basic coverage without breaking the bank.

Here's a quick comparison of our two best-selling plans:

These plans are designed to provide flexibility and affordability for clients, making them a great choice for agents looking to offer comprehensive dental coverage.

There are three main types of dental benefit plans: 100% coverage, 80% coverage, and 50% coverage. The 100% coverage plan has no waiting period and includes benefits such as routine exams, X-rays, and cleanings.

The 80% coverage plan has no waiting period but comes with a $50 annual deductible for basic and major services. It also includes benefits like full mouth X-rays, restorative amalgams, and non-surgical extractions.

The 50% coverage plan has a 12-month waiting period and a $50 annual deductible for basic and major services. It includes benefits such as onlays, oral surgery, and implants.

Here's a breakdown of the three plans:

It's worth noting that the 100% coverage plan is the most comprehensive, while the 50% coverage plan has the most limitations and exclusions. The 80% coverage plan falls somewhere in between.