
As a parent, finding the right dental insurance plan for your family can be overwhelming. BCBS of NC offers a range of dental insurance plans that can help protect your family's oral health.
BCBS of NC's dental insurance plans cover a wide range of services, including routine cleanings, fillings, and extractions. They also offer coverage for more complex procedures like crowns and root canals.
One of the benefits of BCBS of NC's dental insurance plans is that they often have a network of in-network dentists who can provide discounted services. This can help you save money on out-of-pocket expenses.
BCBS of NC's dental insurance plans also offer flexible coverage options to fit your family's needs. For example, you can choose from different plan levels, such as individual, family, or group plans.
Take a look at this: Masshealth Careplus Dental Coverage
Coverage and Benefits
Your dental health is linked to your overall well-being, so it's essential to get the protection you need. Daily dental care and routine checkups play a big role in keeping you healthy.
You may apply for dental coverage that covers your child only, giving you flexibility in your coverage options. This can be a great way to prioritize your child's dental health.
There is no annual deductible for preventive and diagnostic dental services, making it easier to stay on top of your dental care. However, a $100 lifetime deductible does apply to all services, except orthodontia services, which do not have a deductible.
Here are some key benefits of our dental coverage:
- No charges over the allowed amount with in-network providers
- Claims are filed for you with in-network providers
- No deductible for preventive care in-network
Orthodontia Coverage for Children
Orthodontia coverage for children is an optional benefit that can be included in your plan, but it's not standard.
Your employer has the power to decide whether or not to include orthodontia services in your coverage.
To determine if your children are covered for orthodontia services, you should contact your Group Administrator or refer to your Benefit Booklet.
You can apply for dental coverage that covers your child only, if that's what you need.
On a similar theme: Bcbs Michigan Coverage
Preventive Ppo Plan
The Preventive PPO Plan is a great option for those focused on preventing dental problems or who may otherwise skip dental care. This plan is designed to provide essential routine care at an affordable price.
With the Preventive PPO Plan, you can expect to pay the lowest premiums among the three options. Routine care is a crucial part of maintaining good oral health, and this plan helps make it more accessible.
Here are some key benefits of the Preventive PPO Plan:
- Lowest premiums
- Provides important routine care
- No charges over the allowed amount with in-network providers
- Claims are filed for you with in-network providers
By choosing the Preventive PPO Plan, you can rest assured that you're getting the coverage you need to maintain good dental health without breaking the bank.
Get More Benefits with Our Coverage
Our dental coverage is designed to give you the protection you need to maintain good oral health. Your dental health is linked to your overall well-being, so it's essential to prioritize it.
Daily dental care and routine checkups can help prevent problems from arising in the first place. By addressing health issues early, you can save money and ensure a healthier you.
You might enjoy: Bcbs Behavioral Health
You may apply for dental coverage that covers your child only, making it possible to get them the care they need without having to purchase a plan for yourself.
Our plans help you save money by addressing health problems early when they're easier and cheaper to treat. With options for every budget, you can get dental and vision coverage even if you don't have a health plan.
We offer 3 great options for individual dental coverage, all at an affordable price. Each plan provides the coverage you need to maintain good oral health.
Here are some benefits of our Preventive PPO Plan:
- Lowest premiums
- Provides important routine care
- No charges over the allowed amount with in-network providers
- Claims are filed for you with in-network providers
With our Preventive PPO Plan, you'll have no deductible for preventive care in-network. This means you can get the care you need without breaking the bank.
Frequently Asked Questions
Does Blue Cross Blue Shield work for dental?
Yes, Blue Cross Blue Shield offers dental coverage through BCBS FEP Dental, helping you maintain a healthy smile and overall well-being. Learn more about our dental plans and benefits.
What is the average dental insurance in NC?
In North Carolina, the average dental insurance premium is $36.97 per month. This cost can vary depending on individual circumstances, so it's a good idea to explore your options for affordable dental coverage.
How do I check if my insurance covers dental?
To check if your insurance covers dental, call the insurance company's customer service or use their website's provider finder, which can often be accessed without logging in. Having your insurance card handy will help you find your network name and specific coverage details.
Featured Images: pexels.com