
Langley Federal Credit Union is a great option for those looking for a financial institution with a personal touch. Membership is open to those who live, work, worship, or attend school in the Williamsburg, Virginia area.
To become a member, you'll need to meet the credit union's eligibility requirements, which include living, working, or attending school in the Williamsburg area. This makes it easy for locals to join and start taking advantage of the credit union's benefits.
As a member, you'll have access to a range of benefits, including competitive rates on loans and credit cards, low fees, and a variety of financial tools and resources. Langley Federal Credit Union also offers a mobile banking app to make managing your finances on the go a breeze.
Expand your knowledge: Do I Need Health Insurance If I Have Va Benefits
About Langley FCU
Langley FCU is a credit union that truly cares about its community. It partners with numerous charitable organizations, all of which are registered 501(c)(3) and serve areas where Langley FCU has a physical location or a large concentration of members.

The credit union has taken its commitment to community involvement to the next level by incorporating the Langley for Families Foundation in December 2014. This non-profit public charity focuses on supporting children and families in Hampton Roads, Virginia, through various areas such as healthcare, housing and human services, safety and security, and financial education.
Organizations like The Foodbank, The Boys & Girls Clubs, and Peninsula Agency on Aging have benefited from the Langley for Families Foundation, demonstrating the credit union's dedication to making a positive impact in the community.
Additional reading: Mortgage Bad Credit Va
History
Langley Federal Credit Union has a rich history dating back to 1936, when it was chartered by 25 employees of the National Advisory Committee for Aeronautics, now known as NASA.
These early employees each deposited $1 to pay the charter fee, marking the beginning of the credit union's journey.
In 1942, the credit union's name was changed to Langley Memorial Aeronautical Laboratory Federal Credit Union, expanding its membership to include Air Force civilian personnel.

The credit union joined the Virginia Credit Union League the following year, further solidifying its presence in the community.
By October 1956, the credit union had officially changed its name to Langley Federal Credit Union, and Air Force military personnel were welcomed into the membership fold.
Today, Langley Federal Credit Union serves the entire Hampton Roads community, offering membership to employees and/or members of approximately 1,000 employers and associations in the region.
Additional reading: Navy Fcu Membership
Community Involvement
Langley FCU partners with a number of charitable organizations, focusing on those that serve the communities where they have a physical location or a large concentration of members.
They have a strong commitment to giving back, as evident in the creation of the Langley for Families Foundation in December 2014.
This non-profit foundation is dedicated to providing support for children and families in Hampton Roads, Virginia, with a focus on healthcare, housing, human services, safety and security, and financial education.
Organizations like The Foodbank, The Boys & Girls Clubs, and Peninsula Agency on Aging have benefited from the foundation's support.
The foundation has also helped organizations like EDMARC, Hospice House and Support Care of Williamsburg, LINK of Hampton Roads, and March of Dimes.
Services and Rates

Langley FCU offers a wide range of financial services, including savings, checking, IRA accounts, certificates of deposit, consumer loans, credit cards, mortgages, home equity lines of credit, investment services, and insurance services. Members can also take advantage of products and services designed for small businesses.
With 21 branches and online services through its corporate website, Langleyfcu.org, it's easy to manage your finances from anywhere. You can even make ATM transactions through a network of approximately 55,000 surcharge-free ATMs in the Allpoint network.
If you're considering a CD, Langley FCU offers APYs ranging from 1.00% to 4.11%, depending on the term length you choose. Here's a breakdown of the terms available:
- 3-Month: 1.00% APY
- 6-Month: 2.00% APY
- 1-Year: 4.11% APY
- 2-Year: 3.75% APY
- 3-Year: 3.75% APY
- 5-Year: 3.75% APY
Services
Langley FCU offers a wide range of financial services, including savings, checking, IRA accounts, certificates of deposit, consumer loans, credit cards, mortgages, home equity lines of credit, investment services, and insurance services.
You can access these services through their corporate website, Langleyfcu.org, or by visiting one of their 21 branches.

Their online services make it easy to manage your finances from anywhere, at any time.
They also offer a network of approximately 55,000 surcharge-free ATMs through the Allpoint network, so you can withdraw cash or make deposits on the go.
This convenience is especially helpful when you're traveling or need to access your funds quickly.
What Are CD Rates?
CD rates can vary significantly depending on the term you choose. The Langley Federal Credit Union CD rates, for example, range from 1.00% to 4.11% APY.
A 3-month CD has a fixed rate of 1.00% APY. This is a relatively short-term option, ideal for those who need quick access to their funds.
The APY on a 6-month CD is 2.00%. This term length is a good compromise between flexibility and earning potential.
A 1-year CD has a significantly higher rate of 4.11% APY. This is one of the highest rates offered by Langley Federal Credit Union.
See what others are reading: Navy Fed Cd Rates

The 2-year, 3-year, and 5-year CDs all have the same APY of 3.75%. These longer-term options are suitable for those who can lock in their funds for an extended period.
Here's a breakdown of the available terms and their corresponding APYs:
- 3-Month: 1.00% APY
- 6-Month: 2.00% APY
- 1-Year: 4.11% APY
- 2-Year: 3.75% APY
- 3-Year: 3.75% APY
- 5-Year: 3.75% APY
What Credit Score for a Credit Card?
You don't need a perfect credit score to get a credit card, but the type of card you qualify for will depend on your credit history. Langley Federal Credit Union offers credit cards for consumers at either end of the credit score range.
For those who haven't established a long credit history, there's the Essential Visa, designed for people who are just starting out or want to improve their credit. It's a great option for beginners.
Consumers with a better credit score, specifically 700+, can opt for the Rewards Signature or the Cash Back Visa Signature, which offer rewards for those who prefer to earn points or cash back.
A fresh viewpoint: Va Cash Out Refi Ltv
Membership and Requirements
To become a Langley Federal CU member, you only need to open a savings account with an initial deposit of $5.
Langley Federal CU membership is available to employees and members of approximately 1,000 employers and associations located in the Hampton Roads region.
Once you open a savings account and make the initial $5 deposit, you become a member of the credit union and have access to their many other products and services.
Reviews and Feedback
Langley FCU in Williamsburg, VA has a strong reputation among its members, with many praising their exceptional customer service.
Their online banking system is user-friendly and accessible 24/7, allowing members to manage their accounts at their convenience.
Members can access their accounts online, mobile banking, or at any of the three Langley FCU branches in the Williamsburg area.
Many members have expressed satisfaction with the credit union's loan options, including low-interest rates and flexible repayment terms.
Their financial education resources, such as budgeting workshops and financial planning tools, have been particularly helpful to members looking to improve their financial literacy.
Some members have noted that the credit union's hours of operation could be improved, particularly for those who work non-traditional hours.
Overall, Langley FCU's commitment to serving its members' needs has earned it a loyal following in the Williamsburg community.
Explore further: Navy Fcu Hours
Working Hours and Times
The working hours for Langley FCU in Williamsburg, VA are available on their schedule.
Monday through Friday, the working hours are from 09:00am to 05:00pm, except on Thursday and Friday when they stay open until 06:00pm.
On Saturdays, the working hours are from 09:00am to 03:00pm.
Here's a breakdown of the working hours for each day of the week:
Frequently Asked Questions
How much money can I withdraw from Langley Federal Credit Union?
You can withdraw up to $1,000.00 per day from Langley Federal Credit Union, as long as there are sufficient funds in your account. Daily cash withdrawal limits also apply.
Do you have to be military for Langley Federal Credit Union?
No military affiliation is required to join Langley Federal Credit Union. Membership is open to everyone
Sources
Featured Images: pexels.com