Langley FCU Rates to Grow Your Savings

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Langley FCU offers a 2.50% APY on their 12-Month Share Certificate, making it an attractive option for those looking to grow their savings over a short period.

This rate is significantly higher than the national average, giving you a clear advantage.

Langley FCU Rates

Langley FCU Rates offer a range of CD rates, with the 12-Month CD earning 4.00% APY.

To earn the highest APY, you'll need a balance of $5,000 or more, which gets you a 4.30% APY. If your balance is less than $5,000, you'll earn a much lower 0.25% APY.

The credit union requires a minimum opening deposit of $100, and you won't have to worry about a monthly maintenance fee.

Here's a breakdown of the CD rates:

CD Rates

CD rates at Langley FCU are competitive, with a 12-Month CD offering 4.00% APY.

To get the best rate, you'll need a balance of $5,000 or more, which will earn you 4.30% APY.

Consider reading: Vnb Cd Rates

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The minimum opening deposit is $100, and there's no monthly maintenance fee, making it easy to get started.

Here are the CD rates at Langley FCU:

Keep in mind that rates may vary depending on your account balance, so it's worth checking the fine print.

Money Market Rates

At Langley FCU, you can earn a competitive APY on your money market savings. The Platinum Money Market Savings account offers a 4.00% APY if you have at least $1,000,000 in the account.

To earn this rate, you'll need to meet the minimum balance requirement. If you have between $500,000 and $999,999, you'll earn a 3.00% APY. If you have between $250,000 and $499,999, you'll earn a 1.60% APY, and if you have between $100,000 and $249,999, you'll earn a 1.25% APY.

If you have less than $100,000 in the Platinum Money Market Savings account, you'll earn a 1.00% APY.

The Traditional Money Market Savings account also offers a competitive APY, but the rates are lower compared to the Platinum account. If you have at least $100,000 in this account, you'll earn a 0.80% APY.

For more insights, see: Coupon Rate vs Market Rate

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Here's a breakdown of the APYs for the Traditional Money Market Savings account:

Keep in mind that these APYs are subject to change, so it's always a good idea to check the Langley FCU website for the most up-to-date information.

Savings Rates

Savings Rates are a key consideration when choosing a financial institution. The rates offered by Langley Federal Credit Union (FCU) are competitive and varied across different account types.

For a 12-Month CD, you can earn a 4.00% APY, but you'll need to have a balance of $5,000 or more to qualify for this rate. Balances under $5,000 earn a lower APY of 0.25%.

The APY for a 12-Month CD at Langley FCU is 4.00% with a balance of $5,000 or more. This is significantly higher than the APY for balances under $5,000.

Here's a quick rundown of the APYs for different CD terms:

  • 12-Month CD: 4.00% APY with a balance of $5,000 or more
  • 18-Month CD: 3.51% APY
  • 24-Month CD: 3.45% APY
  • 30-Month CD: 3.40% APY
  • 36-Month CD: 3.35% APY
  • 48-Month CD: 3.35% APY
  • 60-Month CD: 3.30% APY
  • 6-Month CD: 1.50% APY
  • 3-Month CD: 0.75% APY

If you're looking for a savings account, Langley FCU offers a Platinum Money Market Savings account with a 4.00% APY for balances of $1,000,000 or more. This is a much higher rate than the Traditional Money Market Savings account, which offers a 0.80% APY for balances of $100,000 or more.

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Here's a comparison of the APYs for the Platinum and Traditional Money Market Savings accounts:

Keep in mind that these rates are subject to change and may not be available at all times. It's always a good idea to check the current rates and terms before opening an account.

Antoinette Cassin

Senior Copy Editor

Antoinette Cassin is a seasoned copy editor with over a decade of experience in the field. Her expertise lies in medical and insurance-related content, particularly focusing on complex areas such as medical malpractice and liability insurance. Antoinette ensures that every piece of writing is clear, accurate, and free of legal and grammatical errors.

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