
Langley FCU offers a 2.50% APY on their 12-Month Share Certificate, making it an attractive option for those looking to grow their savings over a short period.
This rate is significantly higher than the national average, giving you a clear advantage.
Langley FCU Rates
Langley FCU Rates offer a range of CD rates, with the 12-Month CD earning 4.00% APY.
To earn the highest APY, you'll need a balance of $5,000 or more, which gets you a 4.30% APY. If your balance is less than $5,000, you'll earn a much lower 0.25% APY.
The credit union requires a minimum opening deposit of $100, and you won't have to worry about a monthly maintenance fee.
Here's a breakdown of the CD rates:
CD Rates
CD rates at Langley FCU are competitive, with a 12-Month CD offering 4.00% APY.
To get the best rate, you'll need a balance of $5,000 or more, which will earn you 4.30% APY.
Consider reading: Vnb Cd Rates

The minimum opening deposit is $100, and there's no monthly maintenance fee, making it easy to get started.
Here are the CD rates at Langley FCU:
Keep in mind that rates may vary depending on your account balance, so it's worth checking the fine print.
Money Market Rates
At Langley FCU, you can earn a competitive APY on your money market savings. The Platinum Money Market Savings account offers a 4.00% APY if you have at least $1,000,000 in the account.
To earn this rate, you'll need to meet the minimum balance requirement. If you have between $500,000 and $999,999, you'll earn a 3.00% APY. If you have between $250,000 and $499,999, you'll earn a 1.60% APY, and if you have between $100,000 and $249,999, you'll earn a 1.25% APY.
If you have less than $100,000 in the Platinum Money Market Savings account, you'll earn a 1.00% APY.
The Traditional Money Market Savings account also offers a competitive APY, but the rates are lower compared to the Platinum account. If you have at least $100,000 in this account, you'll earn a 0.80% APY.
For more insights, see: Coupon Rate vs Market Rate
Here's a breakdown of the APYs for the Traditional Money Market Savings account:
Keep in mind that these APYs are subject to change, so it's always a good idea to check the Langley FCU website for the most up-to-date information.
Savings Rates
Savings Rates are a key consideration when choosing a financial institution. The rates offered by Langley Federal Credit Union (FCU) are competitive and varied across different account types.
For a 12-Month CD, you can earn a 4.00% APY, but you'll need to have a balance of $5,000 or more to qualify for this rate. Balances under $5,000 earn a lower APY of 0.25%.
The APY for a 12-Month CD at Langley FCU is 4.00% with a balance of $5,000 or more. This is significantly higher than the APY for balances under $5,000.
Here's a quick rundown of the APYs for different CD terms:
- 12-Month CD: 4.00% APY with a balance of $5,000 or more
- 18-Month CD: 3.51% APY
- 24-Month CD: 3.45% APY
- 30-Month CD: 3.40% APY
- 36-Month CD: 3.35% APY
- 48-Month CD: 3.35% APY
- 60-Month CD: 3.30% APY
- 6-Month CD: 1.50% APY
- 3-Month CD: 0.75% APY
If you're looking for a savings account, Langley FCU offers a Platinum Money Market Savings account with a 4.00% APY for balances of $1,000,000 or more. This is a much higher rate than the Traditional Money Market Savings account, which offers a 0.80% APY for balances of $100,000 or more.
Here's a comparison of the APYs for the Platinum and Traditional Money Market Savings accounts:
Keep in mind that these rates are subject to change and may not be available at all times. It's always a good idea to check the current rates and terms before opening an account.
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