Everything You Need to Know About Landkreditt Bank

Landkreditt Bank is a Norwegian financial institution that offers a range of services to individuals and businesses.

Landkreditt Bank was founded in 1928 and is headquartered in Oslo, Norway. It has a long history of providing financial services to the Norwegian market.

One of the key services offered by Landkreditt Bank is consumer loans, which can be used for a variety of purposes such as buying a car or paying for home improvements.

Landkreditt Bank also offers business loans to entrepreneurs and small business owners, helping them to finance their ventures and achieve their goals.

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Landkreditt Bank is based in Oslo, Oslo.

The bank has a cooperative ownership structure, which reinforces a low risk business, with members understanding the need to ensure the solidity of the group.

Over 99% of lending is secured by residential property or agricultural property and land, and credit losses have remained minimal.

The bank's growth strategy in the agricultural segment and with retail customers has helped achieve greater scale and diversify the business.

The bank's operating environment is expected to remain supportive due to Norway's solid economic growth, low unemployment, and high wealth levels.

However, the high levels of personal indebtedness and elevated property valuations remain concerns for the bank.

Landkreditt Bank is an online bank, which makes it comparatively efficient, and it continues to invest in digitalization and improving customer service.

The bank maintains comfortable liquidity buffers and successfully accesses the domestic unsecured and secured debt markets regularly.

The bank's solvency metrics are reassuring and in line with Norwegian regulatory requirements, which Scope considers to be relatively rigorous.

Landkreditt Bank is a notable financial institution.

The Landkreditt Bank annual revenue was $34.5 million in 2025.

Landkreditt Bank has a relatively small workforce.

94 people are employed at Landkreditt Bank.

Landkreditt banks offer a range of loan options to suit different needs and financial situations.

The interest rates for Landkreditt loans can be quite competitive, with some banks offering rates as low as 4.5% APR.

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However, it's essential to note that these rates may vary depending on the bank and the loan amount.

Some banks may also charge a processing fee, which can range from 0.5% to 2% of the loan amount.

In some cases, Landkreditt banks may require a collateral, such as a property or a vehicle, to secure the loan.

This can be beneficial for borrowers with a poor credit history or those who need to borrow a large amount.

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Landkreditt is a type of loan that allows you to borrow money to purchase a property.

The loan is typically secured against the property itself, meaning the bank has the right to repossess the property if you fail to repay the loan.

Landkreditt can be used for a variety of purposes, including buying a new home, renovating an existing property, or even investing in a rental property.

A common feature of Landkreditt is the interest-only period, which can last from 5 to 10 years.

During this time, you'll only pay the interest on the loan, not the capital amount.

The interest-only period can be a great way to keep your monthly payments low, but be aware that the capital amount will still be growing.

The loan amount for Landkreditt can vary, but it's typically between 50% to 80% of the property's value.

For example, if you're buying a property worth 1 million NOK, you could borrow up to 800,000 NOK.