Kuwait Finance House Business Structure and Governance

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Kuwait Finance House (KFH) is a leading financial institution in Kuwait, with a business structure that is designed to maximize efficiency and effectiveness. KFH operates as a sharia-compliant bank, which means that its business practices and financial products are guided by Islamic principles.

KFH's governance structure is overseen by the Board of Directors, which is responsible for making strategic decisions and overseeing the overall direction of the bank. The Board is composed of highly experienced and respected individuals from various fields.

KFH's management team is led by the Chief Executive Officer, who is responsible for the day-to-day operations of the bank. The CEO is supported by a team of senior executives who specialize in different areas of banking and finance.

KFH's business structure is designed to be agile and responsive to changing market conditions, allowing the bank to adapt quickly to new opportunities and challenges.

Structure and Ownership

Kuwait Finance House has a well-defined ownership structure.

Credit: youtube.com, Kuwait Banking and Finance Roundtable: Abdulwahab Al-Rushood Acting Group CEO | Kuwait Finance House

The Kuwait Investment Authority holds a significant stake of 16.80% in Kuwait Finance House.

Here is a breakdown of the key stakeholders:

  • Kuwait Investment Authority - 16.80%
  • Kuwait Public Institution for Social Security Fund - 9.19%
  • Kuwait Public Authority of Minor Affairs - 7.32%
  • Kuwait Awqaf Public Foundation - 5.09%
  • Bahrian Social Insurance Organization - 3.08%
  • Tamdeen Investment Co. - 1.71%
  • Sheikh Salem Sabah Al Naser AlSabah - 1.67%

Ownership

The ownership structure of the merged entity is a fascinating topic. Kuwait Finance House merged with Ahli United Bank to form a new entity, and the ownership is divided among various stakeholders.

Kuwait Investment Authority holds a significant 16.80% stake in the company. This is a notable share, indicating the government's involvement in the entity's operations.

The Kuwait Public Institution for Social Security Fund owns 9.19% of the company, while the Kuwait Public Authority of Minor Affairs holds 7.32%. These government entities have a substantial stake in the company, highlighting their importance in the country's financial landscape.

Kuwait Awqaf Public Foundation owns 5.09% of the company, which is a notable share considering its role in managing the country's charitable and endowment funds.

Bahrian Social Insurance Organization owns 3.08% of the company, demonstrating the organization's involvement in the entity's operations.

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The ownership structure also includes Tamdeen Investment Co. with 1.71% and Sheikh Salem Sabah Al Naser AlSabah with 1.67%. These individual stakeholders have a smaller but still significant share in the company.

Here is a breakdown of the ownership structure:

  • Kuwait Investment Authority - 16.80%
  • Kuwait Public Institution for Social Security Fund - 9.19%
  • Kuwait Public Authority of Minor Affairs - 7.32%
  • Kuwait Awqaf Public Foundation - 5.09%
  • Bahrian Social Insurance Organization - 3.08%
  • Tamdeen Investment Co. - 1.71%
  • Sheikh Salem Sabah Al Naser AlSabah - 1.67%

KSC

KSC refers to Kuwait Finance House KSC, which is an Islamic banking institution that operates in Kuwait, the Middle East, Europe, and other regions.

Kuwait Finance House KSC is a company that provides Sharia-compliant banking products and services, including real estate, trade finance, investment portfolios, commercial, retail, and corporate banking.

The company's segments are Treasury, Investment, Retail & Private Banking, and Corporates Banking, and Investments, with Treasury and Corporate Banking gaining the maximum revenue.

Kuwait Finance House KSC operates in multiple regions, including Kuwait, the Middle East, Europe, and others.

Broaden your view: Treasury Share Method

Valuation

Kuwait Finance House's valuation has been consistently impressive, with a capitalization of up to 65.5 billion.

KFH's enterprise value has also seen significant growth, reaching as high as 6,361 billion.

Credit: youtube.com, Kuwait Finance House (M) looking at 5-yr plan to cut bad loans

The bank's P/E ratio has been steadily increasing, reaching 20.5x in 2025.

KFH's EV/Sales ratio has remained relatively stable, standing at 7.87x in 2025.

Here's a breakdown of KFH's capitalization and enterprise value over the years:

KFH's free float is currently unknown, but its yield has been steadily decreasing, reaching 2.52% in 2025.

IT Services Contracts

Kuwait Finance House has publicly disclosed IT services contracts, providing valuable insights for competitive bidding. These contracts include IT outsourcing, business process outsourcing, systems integration, and consulting services.

The publicly disclosed contracts can help you make informed decisions when bidding on projects. This is especially important for businesses looking to partner with Kuwait Finance House.

Kuwait Finance House has a wide range of IT services contracts available for public disclosure. This transparency allows potential bidders to access information they need to compete effectively.

By leveraging the publicly disclosed IT services contracts, businesses can improve their chances of winning bids and forming successful partnerships with Kuwait Finance House.

For more insights, see: H B L Power Share Price

Performance and Comparison

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Kuwait Finance House has a strong presence in Kuwait, with its headquarters located in the country and a significant number of employees, totaling 2,537.

In terms of performance, Kuwait Finance House has seen a positive growth in its stock price over the past few months, with a 1.47% increase in the current month and a 2.30% increase in the past month.

Here are the specific performance metrics for Kuwait Finance House:

In comparison to other banks, Kuwait Finance House has a relatively high ESG risk rating, ranking 502 out of 1027 in the industry.

Industry Comparison

Industry Comparison is a crucial aspect to consider when evaluating the performance of financial institutions. Kuwait Finance House KSC has an ESG Risk Rating of 26, which falls under the Medium category, and ranks 502 out of 1027 in the industry.

Let's take a closer look at the ESG Risk Ratings of various financial institutions. According to the data, Emirates NBD Bank PJSC has a rating of 11.6, which is considered Low, and ranks 55 out of 1027. CaixaBank SA also has a Low rating of 14.7, but ranks lower at 115 out of 1027.

Credit: youtube.com, How to compare financial performance of different companies

Here's a comparison of the ESG Risk Ratings of some financial institutions:

As we can see from the data, the ESG Risk Ratings of these financial institutions vary significantly. Kuwait Finance House KSC, for instance, has a higher rating than Deutsche Bank AG, but ranks lower in the industry. This highlights the importance of considering multiple factors when evaluating the performance of financial institutions.

Quotes and Performance

Let's take a closer look at the quotes and performance of our investment. Over the past day, the value has increased by 0.13%.

In just one month, the performance has been impressive, with a gain of 2.30%. This is a significant jump, and it's worth noting that it's not just a short-term fluctuation.

Looking at the current month, we see that the value has risen by 1.47%. This is a steady increase, and it's a good sign for the long-term prospects of our investment.

Here's a breakdown of the performance over different time periods:

Overall, the performance has been strong, with gains across various time periods.

Frequently Asked Questions

Which countries are covered by Kuwait Finance House?

Kuwait Finance House operates in 11 countries, including Kuwait, Bahrain, Saudi Arabia, UAE, Turkey, Malaysia, Germany, and the UK. Explore our global presence and discover how we can serve your financial needs.

What is the interest rate for Kuwait Finance House loan?

The interest rate for Kuwait Finance House loan is 3.99% per annum. This competitive rate makes it an attractive option for borrowers.

Which bank is KFH?

KFH stands for Kuwait Finance House, a leading bank in the region. It's a bank that has received numerous awards and rankings, solidifying its leadership position.

Adrian Fritsch-Johns

Senior Assigning Editor

Adrian Fritsch-Johns is a seasoned Assigning Editor with a keen eye for compelling content. With a strong background in editorial management, Adrian has a proven track record of identifying and developing high-quality article ideas. In his current role, Adrian has successfully assigned and edited articles on a wide range of topics, including personal finance and customer service.

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