
Walmart to Walmart is not the same as MoneyGram. The two services have different purposes and fees.
Walmart to Walmart is a peer-to-peer money transfer service that allows customers to send and receive cash at participating Walmart stores. This service is available in the United States and Puerto Rico.
MoneyGram, on the other hand, is a global money transfer service that allows customers to send and receive money in over 200 countries and territories. It's often used for international transactions.
One key difference between the two services is the fee structure. MoneyGram charges a higher fee for international transactions, with a maximum fee of $30 for a transfer of up to $1,000.
What is Transfer?
Walmart2Walmart is a money transfer service that allows you to send cash to someone else's bank account or for them to pick up at a Walmart or Bodega Aurrera location. It's like sending a digital payment, but instead of receiving it digitally, the recipient can get the cash in person.
You can pay for a Walmart2Walmart transfer in cash or have funds deducted from your debit card. The recipient can then pick up the cash at a participating Walmart store in the US or Puerto Rico, or at a Bodega Aurrera or Walmart location in the US or Mexico.
A Walmart2Walmart transfer typically takes about 10 minutes to process, and you can send money across the US and internationally with low fees.
Transferring Money at Walmart
You can transfer money at a Walmart store using Walmart2Walmart, which is available at the Money Services Center or the customer service desk.
To use Walmart2Walmart, you'll need a photo ID, such as a driver's license, non-driver state ID card, passport, military ID, tribal ID, or U.S. permanent residence card. You'll also need the recipient's name, address, and phone number.
Walmart offers two options for money transfers: Walmart2Walmart and Walmart2World. With over 5,000 locations in the US, Walmart makes it easy to send money to friends and family both domestically and internationally.
You can pay for your transfer with cash or a debit card, but don't forget to carry a government-issued ID. Accepted IDs include US driver's license, US State ID, US and international passport, U.S. permanent resident card, Military ID, Tribal ID, and Mexican matricula consular.
Transfers in major and exotic currencies are also available, with Walmart's money transfer partners supporting a number of global currencies. For example, Ria supports 60 global currencies, MoneyGram 48, and WesternUnion 130+.
Walmart2Walmart is ideal for cash transfers in the US and for transfers to Puerto Rico and Mexico. You can send money from your local Walmart to another Walmart or a Bodega Aurrera store.
To pick up money from Walmart2Walmart, you'll need a valid photo ID, as listed above. If you received a barcode, you'll need to provide it as well. You will receive cash from the Walmart Money Services Counter or customer service desk.
Fees and Options
Walmart2Walmart payment transfer has a simple and affordable fee schedule. The fees depend on whether you're sending the money through the app or in a store.
Here's a breakdown of the fees for sending money with Walmart2Walmart:
If you're wiring money with Walmart, the cost varies depending on whether it's a domestic or international payment. For online transfers, Walmart2World's transfer fees are generally $4 for transfers of $50 or less, $8 for transfers of $51-1,000, and $16 for transfers of $1,001-2,500.
Alternative Methods
If you're looking for alternative methods to send money, you can use wire transfer services like Western Union or MoneyGram. MoneyGram has a $15,000 transaction limit, which is higher than Walmart2Walmart's $1,300 limit.
Western Union allows transfers of $10,000 or more, making it a good option for larger transactions. Fees for these services can vary widely depending on the amount sent and the country it's being sent to.
MoneyGram has over 380,000 locations worldwide, making it a convenient option for those who need to send money to a location with a MoneyGram office.
International Transfers
Walmart offers international transfers through Walmart2World, which is powered by MoneyGram and allows you to send money to over 200 countries worldwide.
You can pay for your transfer with cash or a debit card, and don't forget to carry a government-issued ID, such as a US driver's license, US State ID, or US and international passport.
Walmart's money transfer partners support a number of global currencies, with Ria supporting 60 global currencies, MoneyGram 48, and WesternUnion 130+, which means you can send money pretty much anywhere.
Your recipient simply needs the MTCN or Money transfer control number (MTCN) – a unique 10-digit tracking number assigned to your transfer – and a government-issued ID to pick up the cash.
Walmart2World is ideal for sending money internationally, and with over 200 countries supported, you can send money to almost anywhere in the world.
You can also use this service to send money to Puerto Rico and Mexico, and with the MTCN, your recipient can pick up the cash at any WesternUnion agent location in the US, including Puerto Rico.
How it Works
Walmart2Walmart is a service in partnership with Ria, allowing for domestic payments within the US, including Mexico and Puerto Rico.
You can pay for your transfer with cash or a debit card, and carry a government-issued ID such as a US driver's license, US State ID, US and international passport, or Military ID.
Transfers in major and exotic currencies are supported by Walmart's money transfer partners, including Ria, MoneyGram, and WesternUnion, which means you can send money pretty much anywhere.
To transfer money with Walmart online, you'll be redirected to the MoneyGram and Walmart partner website, where you can choose to send money for cash pickup or directly to the recipient's bank account, debit card, or mobile wallet.
Accepted IDs for pickup include a government-issued ID, and the recipient will need the MTCN or Money transfer control number to pick up the cash.
How Wiring Works
Wiring money through Walmart works in two main ways: Walmart2Walmart for domestic payments, and Walmart2World for international payments.

Walmart2Walmart is a domestic wire transfer service in partnership with Ria, which includes payments within the US, Mexico, and Puerto Rico. This service allows you to send money for cash pickup or directly to the recipient's bank account.
Walmart2World is Walmart's international payments service, offered in partnership with MoneyGram and Western Union. You can choose to send money for cash pickup or directly to the recipient's bank account, debit card, or mobile wallet.
For international transfers, you can select from various services depending on the destination country. If you prefer to transfer money online, you'll be redirected to the MoneyGram and Walmart partner website.
When Transfer Works
You can pay for your transfer with cash or a debit card, and don't forget to carry a government-issued ID. Accepted IDs include US driver’s license, US State ID, US and international passport, U.S. permanent resident card, Military ID, Tribal ID, and Mexican matricula consular.
Walmart's money transfer partners support a number of global currencies, with Ria supporting 60 global currencies, MoneyGram 48, and WesternUnion 130+. This means you can send money pretty much anywhere.
With Walmart2Walmart, you can send money from your local Walmart to another Walmart or a Bodega Aurrera store. This service is offered in partnership with Ria, a money transfer company that operates in the US as well as Australia, the UK, Spain, and Canada.
Your recipient simply needs the MTCN or Money transfer control number (MTCN) – a unique 10-digit tracking number assigned to your transfer – and a government-issued ID to pick up the cash.
Walmart's Transfer Service
Walmart's Transfer Service is a convenient option for sending money to friends and family in the US and worldwide. You can use the Walmart2Walmart app to transfer money, which is powered by Ria, a money transfer company that operates in several countries.
To use the app, you need to create an account and log in, then choose the recipient and enter the payout method, which can be cash pickup, mobile wallet, bank deposit, or home delivery, depending on the location.
The app will show you the additional fees before you confirm the transfer. You can pay for the transfer using a method stored in your account or enter new bank account or credit or debit card details.
Walmart has over 5,000 locations in the US, making it easy to send money to friends and family domestically and internationally. They offer two options for money transfers: Walmart2Walmart, which allows you to send money between Walmart locations in the US, and Walmart2World, which is powered by MoneyGram and allows you to send money to over 200 countries worldwide.
You can pay for your transfer with cash or a debit card, and you'll need to carry a government-issued ID, such as a US driver's license, passport, or military ID.
Here are the accepted IDs for Walmart Money Transfer:
- US driver’s license (including Puerto Rico)
- US State ID
- US and international passport
- U.S. permanent resident card
- Military ID
- Tribal ID
- Mexican matricula consular
Walmart's transfer partners support a number of global currencies, including 60 currencies supported by Ria, 48 currencies supported by MoneyGram, and 130+ currencies supported by WesternUnion. This means you can send money to pretty much anywhere in the world.
Competitor Comparison
Walmart's competitor comparison is a story of partnerships and visions for the future. MoneyGram and Euronet are two major players in the financial services market, and they have been chosen by Walmart to be part of their new marketplace.
MoneyGram's CEO, Alex Holmes, believes that Walmart's vision will benefit consumers through pricing and payout options. He thinks MoneyGram's leading brand and competitive foreign exchange rates will drive the future success of the marketplace.
Euronet's money transfer segment CEO, Juan Bianchi, is also excited about Walmart's expanded relationship with Ria. He thinks their joint mission to offer customers more choice at a better value when sending money abroad is a great step forward.
Walmart's choice of partners reflects their goal of providing customers with more options and better services.
Frequently Asked Questions
Is Walmart the same as MoneyGram?
Walmart is not MoneyGram, but it is an authorized delegate of MoneyGram, allowing customers to send and receive money through Walmart locations. This partnership enables customers to access MoneyGram services at Walmart stores.
How do I receive money from Walmart2Walmart?
To receive money from Walmart2Walmart, visit any Walmart or Bodega Aurrera store and go to the Walmart Money Services Center or customer service desk with a valid ID. Show a barcode (if provided) and collect the cash from the associate.
How much is Walmart to Walmart MoneyGram?
Walmart charges a standard fee rate of $4 for up to $50, $8 for $51-$1,000, and up to $16 for $1,000 to $2,500 transfers for Walmart2Walmart money transfers. Fees may vary depending on the transfer amount.
Sources
- https://www.gobankingrates.com/banking/technology/walmart2walmart-money-transfer/
- https://transumo.com/walmart-money-transfer-review/
- https://talkbusiness.net/2014/04/wal-mart-stores-to-offer-a-new-money-transfer-option-updated/
- https://www.electronicpaymentsinternational.com/news/walmart-ria-moneygram-money-transfers/
- https://wise.com/us/blog/how-to-wire-money-walmart
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