Investitionsbank des Landes Brandenburg Banking and Financial Services

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Investitionsbank des Landes Brandenburg is a specialized bank that provides funding for innovative projects in Brandenburg, Germany. It was founded in 1995.

The bank offers a wide range of banking and financial services, including loans, guarantees, and venture capital. These services are designed to support start-ups, small and medium-sized enterprises, and research institutions.

Investitionsbank des Landes Brandenburg has a strong focus on innovation and sustainability, making it an attractive partner for businesses and projects that align with these values.

About the Bank

Investitionsbank des Landes Brandenburg is a public bank that provides financing for companies and projects in the state of Brandenburg, Germany. It was founded in 1995 as a subsidiary of the state of Brandenburg.

The bank's mission is to support economic development and job creation in the region. Its main goal is to promote innovation and growth in various sectors, including technology, renewable energy, and infrastructure.

Investitionsbank des Landes Brandenburg is headquartered in Potsdam, the capital city of Brandenburg. The bank has a strong presence in the region, with several regional offices and a network of partners.

Credit: youtube.com, Die Investitionsbank des Landes Brandenburg plant für 2024

The bank's services include loan and equity financing, as well as advisory and consulting services. Its team of experts provides support to companies at every stage of their development, from start-up to expansion.

Investitionsbank des Landes Brandenburg is a key player in the region's economic development, with a strong track record of supporting successful companies and projects.

Services

Investitionsbank des Landes Brandenburg offers a variety of services to support businesses and entrepreneurs in the state of Brandenburg.

The bank provides financing for small and medium-sized enterprises (SMEs), with a focus on innovative projects and start-ups.

Investitionsbank des Landes Brandenburg also offers consulting and advisory services to help businesses develop and implement their projects.

One of the bank's key services is its guarantee program, which provides financial security for businesses and entrepreneurs.

The bank's guarantee program can help businesses access funding from other lenders, such as banks and venture capital firms.

Investitionsbank des Landes Brandenburg also provides support for businesses in the form of loans and equity investments.

The bank's loans can be used for a variety of purposes, including business expansion, modernization, and innovation.

Investitionsbank des Landes Brandenburg is committed to supporting businesses in the state of Brandenburg, and its services are designed to help entrepreneurs and small business owners achieve their goals.

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Investments

Credit: youtube.com, Investitionsbank des Landes Brandenburg bezieht Lausitz-Büro

The Investitionsbank des Landes Brandenburg (ILB) has a significant investment portfolio, which is a testament to its commitment to supporting the local economy. The ILB has supported 89 projects in 2022 through donations and sponsorships totaling 337,921.20 euros.

One notable investment is the Neubau in Babelsberger Straße 21, which had a construction cost of 94 million euros. This investment is a prime example of the ILB's focus on supporting large-scale projects that benefit the community.

The ILB's investment strategy also includes supporting small and medium-sized enterprises (SMEs) through its subsidiary companies. Some of the notable investments include:

  • Brandenburg Kapital GmbH (100%)
  • BFB Frühphasenfonds Brandenburg GmbH (100%)
  • KBB Kapitalbeteiligungsgesellschaft mbH (100%)
  • ILB Beteiligungsgesellschaft mbH (100%)
  • ILB Immobilien GmbH (100%)
  • Tourismusforum Potsdam GmbH (100%)
  • DigitalAgentur Brandenburg GmbH (100%)

Stammkapital und Haftung

The Stammkapital, which is the capital stock of the Investitionsbank des Landes Brandenburg (ILB), is a significant aspect of the bank's structure. It's a crucial part of the ILB's operations, and it's essential to understand how it works.

The Stammkapital of the ILB is set at 110 million euros. This is a substantial amount of money that provides a solid foundation for the bank's activities.

Tourists gather at Berlin's Brandenburg Gate during sunset, capturing its historic beauty.
Credit: pexels.com, Tourists gather at Berlin's Brandenburg Gate during sunset, capturing its historic beauty.

The ILB's Stammkapital is divided among various stakeholders, including the Land Brandenburg, which holds a minimum of 25% stake. This ensures that the Land Brandenburg has a significant say in the bank's operations and decision-making processes.

Here's a breakdown of the stakeholders' shares in the ILB's Stammkapital:

The Land Brandenburg's involvement in the ILB's Stammkapital is not limited to its shareholding. The Land Brandenburg also acts as the bank's guarantor, taking on responsibility for the ILB's debts. This provides an additional layer of security for the bank's creditors.

In the event of the ILB's insolvency, the Land Brandenburg's guarantee ensures that creditors can recover their debts. This provides a degree of protection for the bank's stakeholders and helps to maintain confidence in the ILB's operations.

Deposit Guarantee Scheme

Deposit Guarantee Scheme is a crucial aspect to consider when making investments.

Investitionsbank des Landes Brandenburg participates in the deposit guarantee scheme of Germany, which covers up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

This means that your deposits are protected in case the bank experiences financial difficulties.

The scheme applies to all deposit accounts made by natural persons and legal entities, giving you peace of mind when managing your finances.

Beteiligungen

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The ILB has a unique approach to investments, with a focus on supporting local businesses and initiatives in the state of Brandenburg.

The ILB is owned by the state of Brandenburg and the NRW.BANK, with each holding a 50% stake. This shared ownership structure allows the ILB to take on a specific role as a state-backed bank.

One of the ILB's key goals is to improve the capitalization of local businesses, particularly in Brandenburg. By doing so, the ILB aims to create a more stable and prosperous business environment.

To achieve this goal, the ILB participates in various companies and establishes subsidiaries. This involvement enables the ILB to provide targeted support to local businesses and entrepreneurs.

Here are some of the ILB's key participations:

  • Brandenburg Kapital GmbH (100%): a company that supports the growth of local businesses in Brandenburg.
  • BFB Frühphasenfonds Brandenburg GmbH (100%): a fund that provides early-stage financing for startups in Brandenburg.
  • KBB Kapitalbeteiligungsgesellschaft mbH (100%): a company that invests in local businesses and startups.
  • ILB Beteiligungsgesellschaft mbH (100%): a subsidiary of the ILB that invests in local businesses and initiatives.

By participating in these companies, the ILB is able to provide a wide range of support services to local businesses, from financing to strategic guidance. This approach has helped to foster a more dynamic and innovative business environment in Brandenburg.

Zahlen und Fakten

Credit: youtube.com, ILB-Förderung: Brandenburg-Kredit Mikro einfach erklärt

The Investitionsbank des Landes Brandenburg (ILB) has some impressive numbers to share. Its Stammkapital, or core capital, amounts to 110.0 million euros.

In 2022, the ILB supported 89 projects through donations and sponsorships, totaling 337,921.20 euros. This shows the bank's commitment to giving back to the community.

The ILB is a significant player in the financial sector, with a presence in the ILB-Gesetz. This law grants the bank Anstaltslast, Gewährträgerhaftung, and a Haftungsgarantie, providing a strong foundation for its operations.

The bank's organizational structure includes the Hauptversammlung, Verwaltungsrat, and Vorstand. These organs work together to ensure the ILB's smooth functioning.

Here's a breakdown of the ILB's governing bodies:

  • Hauptversammlung
  • Verwaltungsrat
  • Vorstand

The ILB is subject to the supervision of the Bundesanstalt für Finanzdienstleistungsaufsicht (BAFin) and the Kreditwesen-Gesetz (KWG). The Ministerium der Finanzen also exercises rechtsaufsicht over the bank.

Legislation

The Investitionsbank des Landes Brandenburg has its own legislation in place.

The Gesetz über die Investitionsbank des Landes Brandenburg, or the Law on the Investment Bank of the State of Brandenburg, is the governing legislation.

This law was last updated on August 22, 2017, and published in the GVBl.I/17, [Nr. 21].

Gesetz Über

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The ILB is a public-law institution, as stated in the ILB-Gesetz. This means it has a special status that sets it apart from regular companies.

The ILB is governed by the ILB-Gesetz, which was published in the GVBl.I/17 on August 22, 2017. This law outlines the ILB's structure and responsibilities.

The ILB has a distinctive organizational structure, with three main organs: the Hauptversammlung, the Verwaltungsrat, and the Vorstand. These organs work together to ensure the ILB operates effectively.

The ILB's capital stock is set at 110 million euros, a significant amount that reflects the bank's importance in the state of Brandenburg.

Here are the key dates related to the ILB's history:

  • July 1, 2016: The Landesagentur für Struktur und Arbeit Brandenburg GmbH (LASA) ceased its active operations and was integrated into the ILB.
  • May 1, 2024: Ulrich Scheppan will take over as chairman of the ILB's board of directors, replacing Tillmann Stenger who is retiring.

The ILB is subject to the supervision of the Bundesanstalt für Finanzdienstleistungsaufsicht (BAFin) and must comply with the Kreditwesen-Gesetz (KWG). The Ministry of Finance is responsible for overseeing the ILB's activities.

Auflösung

The dissolution of a bank is a serious matter that can only be initiated through a law. A bank can only be dissolved by a law, which sets a clear and formal process in motion.

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In the event of a bank's dissolution, a liquidation procedure must be initiated to settle all outstanding business matters. This ensures a smooth transition and fair distribution of assets.

The bank's assets are transferred to its shareholders in proportion to their ownership stake, but there's an exception. Sonderrücklagen, or special reserves, are specifically allocated to the state of Brandenburg.

The state of Brandenburg takes over any ongoing commitments from the bank related to the implementation of funding programs. This demonstrates the government's role in supporting economic initiatives.

The insolvency procedure for the bank's assets is explicitly prohibited, as stated in the law.

Tasks and Responsibilities

The Investitionsbank des Landes Brandenburg plays a crucial role in supporting the state and other public authorities in fulfilling their public duties.

The bank's primary task is to act as the central funding institution for the state of Brandenburg, while also adhering to the principles and goals of state funding policy.

Credit: youtube.com, Bei uns gibt's nicht nur Geld - Jobs bei der ILB - Die Förderbank Brandenburgs

According to § 4, the bank can engage in various activities to fulfill its public mandate, including the implementation of public funding tasks, participation in community-interest projects, and providing loans and other financial instruments to local authorities and community institutions.

Some of the specific areas where the bank can be active include:

  • Durchführung von öffentlichen Förderaufgaben insbesondere in den Bereichen
  • Beteiligungen an Projekten im Gemeinschaftsinteresse, die von der Europäischen Investitionsbank oder ähnlichen europäischen Finanzierungsinstitutionen mitfinanziert werden
  • Gewährung von Darlehen und anderen Finanzierungen an Gebietskörperschaften sowie an Gemeindeverbände und kommunale Anstalten
  • Maßnahmen rein sozialer Art, insbesondere Arbeitsmarktpolitische Belange sind dabei zu berücksichtigen

The bank can also create and implement its own funding programs and measures in cooperation with other funding institutions or organizations, as long as they are agreed upon with the relevant ministries and the committee for budget and finance.

The bank's tasks can be expanded by the state with the approval of the committee for budget and finance, as long as they serve a special public interest and do not contradict the principles and guidelines of the European Union for the business activities of a funding institution.

Carole Veum

Junior Writer

Carole Veum is a seasoned writer with a keen eye for detail and a passion for financial journalism. Her work has appeared in several notable publications, covering a range of topics including banking and mergers and acquisitions. Veum's articles on the Banks of Kenya provide a comprehensive understanding of the local financial landscape, while her pieces on 2013 Mergers and Acquisitions offer insightful analysis of significant corporate transactions.

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