idx: bbri Bank Rakyat Indonesia Investment Insights

Bank Rakyat Indonesia is a stalwart of Indonesia's financial landscape, with a rich history dating back to 1895. It was founded as a People's Credit Bank, with the aim of providing financial services to the underprivileged.

The bank's mission has remained steadfast over the years, with a focus on serving the needs of the Indonesian people. Its commitment to financial inclusion has led to the establishment of over 1,500 branches across the country.

Bank Rakyat Indonesia has a strong presence in the country's rural areas, with a network of branches that extend to remote villages and towns. This has helped to bridge the gap in financial services for rural communities.

Its customer base is diverse, with a mix of individual and corporate clients.

Bank Rakyat Indonesia (Persero) Tbk PT has a solid financial foundation, with a cash-to-debt ratio of 1.27, indicating a manageable level of debt. This ratio is also higher than the industry average.

The bank's equity-to-asset ratio is 0.17, which is relatively low, suggesting that the company relies heavily on debt to finance its operations. The debt-to-equity ratio is 0.48, which is also concerning.

Here's a breakdown of the bank's balance sheet:

The bank's dividend yield is 8.77%, which is higher than the industry average. However, the 3-year dividend growth rate is 34.5%, indicating a relatively high level of dividend growth.

The bank's net loans stand at 1 217.6 trillion rupiah, a significant portion of their overall assets.

Their investments total 479 trillion rupiah, which is a notable component of their balance sheet.

The bank's property, plant, and equipment (PP&E) amount to 60.4 trillion rupiah, indicating a substantial investment in infrastructure.

Other assets, such as cash and securities, make up 205 trillion rupiah of their balance sheet.

Total deposits from customers stand at 1 369.4 trillion rupiah, demonstrating a strong base of customer funding.

The bank's short-term debt totals 18.8 trillion rupiah, a relatively small portion of their overall liabilities.

Long-term debt, on the other hand, amounts to 57.7 trillion rupiah, a more substantial commitment for the bank.

Other liabilities, such as accounts payable and accrued expenses, add up to 192.6 trillion rupiah, completing the bank's balance sheet.

BBRI offers a dividend yield of 8.77%, which is a significant return for investors.

The company's dividend payout ratio is 1.12, indicating that it's distributing a substantial portion of its earnings to shareholders.

Over the past three years, BBRI's dividend growth rate has been a impressive 34.5%.

The forward dividend yield is also 8.77%, suggesting that investors can expect a consistent level of returns from the company's dividend payments.

A 5-year yield-on-cost of 24.89% is another indicator of the company's attractive dividend profile.

However, it's worth noting that BBRI has a 3-year average share buyback ratio of -4, indicating that the company has been buying back shares at a rate that's higher than the number of shares it's issuing.

Here's a summary of BBRI's dividend and buyback metrics:

BBRI's Price-To-Earnings Ratio (PE Ratio) is a key metric to consider when evaluating its value. It's currently at 10.5x, which is lower than the peer average of 14.8x.

Looking at the table, we can see that BBRI's PE Ratio is lower than most of its peers, including BMRI with a PE Ratio of 9.3x and BBNI with a PE Ratio of 8.3x. However, it's worth noting that BBCA has a significantly higher PE Ratio of 21x.

Here's a breakdown of the PE Ratios for BBRI's peers:

Overall, BBRI's lower PE Ratio suggests that it may be a good value compared to its peers.

As we explore the performance of Bank Rakyat Indonesia (Persero), it's clear that their share price has seen its fair share of ups and downs.

Their current share price is Rp4,250.00, which is a significant drop from its 52-week high of Rp6,450.00.

The 52-week low is Rp3,800.00, showing that the stock has fluctuated quite a bit.

A beta of 0.61 indicates that the stock's price is relatively stable.

Over the past month, the stock has seen a 2.41% increase in value.

However, looking at the bigger picture, the stock has actually decreased by 9.77% over the past three months.

And if we look at the one-year change, it's a more substantial drop of 26.41%.

Here's a summary of the stock's performance over different time periods:

Despite the fluctuations, it's worth noting that the stock has seen a whopping 4,258.97% change since its IPO.

Bank Rakyat Indonesia (Persero) Tbk PT, or BBRI, is trading at its lowest valuation over the past 5 years.

Its intrinsic value is significantly higher than the current market price, with an undervaluation of 27%. This is calculated as the average of DCF and Relative values.

The stock is currently trading above its fair value, with a price-to-earnings ratio of 10.5x, compared to the estimated fair price-to-earnings ratio of 9.2x.

Here's a comparison of BBRI's PE ratio to its peers:

BBRI's price volatility is a key factor to consider in its valuation. The company's average weekly movement is 4.6%, which is relatively stable compared to the market average movement of 5.6%.

BBRI's price volatility is not significantly different from the banks industry average movement of 4.7%. However, it's worth noting that the company's weekly volatility has been stable over the past year, at 5%.

The 10% most volatile stocks in the ID market have an average weekly movement of 13.7%, while the 10% least volatile stocks have an average weekly movement of 2.5%. This puts BBRI's volatility in a relatively stable position.

BBRI's volatility is also reflected in its beta, which is 0.34. This indicates that the company's stock price is less sensitive to market movements compared to the overall market.

BBRI's volatility can be measured in different ways, including its average true range (ATR) and relative strength index (RSI). The company's 14-day ATR is 99.4, and its 14-day RSI is 54.6.

Here's a summary of BBRI's volatility statistics:

The key to understanding a company's valuation is knowing which metric to use. For Bank Rakyat Indonesia (Persero), the Price-To-Earnings Ratio is the best metric to use for relative valuation analysis.

This is because BBRI is a profitable company, making the PE ratio a relevant and useful metric. It's calculated by dividing the company's market capitalization by its current earnings.

The PE ratio for BBRI is 10.5x, which is calculated by dividing the market cap of Rp640.26 trillion by the earnings of Rp61.17 trillion. This is a relatively low PE ratio compared to its peers, making BBRI a good value.

Here's a comparison of BBRI's PE ratio to its peers: