To update your KYC with ICICI, you'll need to provide a valid government ID and proof of address, such as a passport, driving license, or Aadhaar card.
The KYC update process is available online, through the ICICI website, or in-branch at an ICICI bank location.
You can also update your KYC by visiting an ICICI branch in person, where a customer service representative will assist you with the process.
ICICI offers multiple ways to update your KYC, making it convenient for customers to comply with the latest requirements.
Take a look at this: Icici Kyc Form
Verifying Information
Updating your KYC information with ICICI Bank is crucial for a secure banking experience.
The strict KYC procedure protects your bank account from identity theft, money laundering, terrorist financing, etc.
ICICI Bank gathers more information on your profile through this process, which helps them understand your profile and identify risk factors.
KYC updation enables a complete identity verification of the customer and beneficial owners of their associated businesses.
If this caught your attention, see: What Is Kyc in Bank
This helps identify whether the individuals and organisations are legitimate or not.
Banks can detect suspicious or unusual behaviors through active account activity and transaction monitoring.
You can update your KYC with ICICI Bank quickly online through the iMobile Pay App or by logging into your net banking account.
Updating your KYC on time will make you comply with RBI norms and avoid freezing of your account.
Readers also liked: Kyc Account
Online Verification Process
To update your ICICI KYC online, you'll need internet banking access, which can be obtained by registering for ICICI net banking. You must also have a registered mobile number that's active to receive OTP.
You can update your ICICI KYC online through either the iMobile Pay App or Internet banking. ICICI Bank customers can also update their KYC details through the iMobile app, Internet banking, or by visiting the bank branch.
To update your KYC online, you'll need to log in to the ICICI net banking website with your User ID and password. From the dashboard, click on the OVERVIEW option and then select Personal Details from the sub-menu.
A different take: Bank of Baroda Kyc Form
The online verification process involves updating your address, email ID, adding nominee details, and updating your PAN. You can update your address by clicking on Update Address from the page, and your email ID by clicking on Update Email option from the page.
Here are the steps to update your KYC online:
- Update Address: Click on Update Address from the page to edit/change your communication address.
- Update Email ID: Click on the Update Email option from the page and enter your new Email Address.
- Add Nominee details: Click on the Update button beside the nominee option from the page and enter the required details.
- Update PAN: Click on Update PAN, select your account number, enter the account holder's name, and PAN number.
Note that the bank will validate your PAN card number with NSDL and verify it within 1 working day.
How to use iMobile Pay App?
To use the iMobile Pay App, you'll need to log in to the app. This will trigger a notification if your KYC update is due. Click on the ‘Document Upload’ option on the notification to proceed.
You'll see your account number displayed, and you'll need to select the authorisation and click ‘Proceed’. Your personal details will be displayed, and you can edit any details to be updated and upload your PAN card.
To complete the KYC update, you'll need to upload your address proof document and photograph, and check the auto-filled FATCA details. Select the authorisation and click ‘Proceed’ to move forward.
Here are the steps to update your ICICI KYC using the iMobile Pay App:
- Log in to the iMobile Pay app.
- Click on the ‘Document Upload’ option on the notification if your KYC update is due.
- Select the authorisation and click ‘Proceed’.
- Edit any details to be updated and upload your PAN card.
- Upload your address proof document and photograph.
- Check the auto-filled FATCA details and select the authorisation.
- Enter your profile details, tick the KYC declaration, and click ‘Submit’.
- Review the details and click ‘Continue’ to complete the procedure.
A success message will appear on the screen along with the SR number, which you can use to track the status of your KYC update.
What Documents Are Required
To update your ICICI KYC, you'll need to provide some documents. The required documents for the KYC verification process include PAN card as Identity Proof, and if you don't have a PAN card, you can submit any one of the following: Address Proof, or Photograph.
You'll also need to provide Address Proof, which can be any one of the following documents. Unfortunately, the article doesn't specify what these documents are, so you'll need to check with ICICI Bank directly.
The list of accepted documents for Address Proof is not explicitly mentioned in the article. However, it does mention that a valid passport can be used as Identity proof for the Re-KYC process in case of change in KYC information.
You can also use a Customer Information Updation Form (Re-KYC) duly signed by all holders of the Account, but this is only required if documents are not submitted through Internet Banking.
If this caught your attention, see: What Is Kyc Documents
Verification Methods
You can update your ICICI KYC through a video call, which is a convenient option for multiple accounts. This process is available through ICICI bank's net banking or iMobile Pay app.
To initiate a video call, simply click the 'Video Call' option on the KYC due notification within the app. A bank officer will then connect with you via video call.
You'll need to show your original KYC documents on the call, and the officer will verify them online to complete the KYC process.
Aadhar Card
To update your Aadhar card in ICICI bank, you'll need to visit your nearest bank branch and ask for the KYC update form.
You'll then need to enter your account number, account holder name, and other required information in the form. This is a straightforward process that requires some basic details.
Tick mark the Update Aadhar option on the form and enter your Aadhar card number. Make sure to attach a photocopy of your Aadhar card with the form.
See what others are reading: Pci Compliant Credit Card Authorization Form
You'll also need to sign the form and the photocopy. This is a crucial step to ensure the authenticity of the documents.
After submitting the form to the bank executive, they will verify your details and take fingerprint verification for Aadhar verification. This is a secure process that ensures your identity is protected.
Once the verification is successful, your Aadhar number will be updated in the bank account. This is a convenient way to link your Aadhar card with your bank account.
Video Call
You can update your ICICI KYC through a video call. This process is quick and convenient, allowing you to complete the KYC update for multiple accounts in a short time.
To initiate the video call, log in to your ICICI bank net banking or iMobile Pay app and click the ‘Video Call’ option on the KYC due notification.
You'll be connected with a bank officer who will verify your original KYC documents and signature online to complete the KYC process.
Pre-Requisites and Rules
To ensure a smooth ICICI KYC update process, it's essential to meet the prerequisites and follow the rules. Customers are required to complete KYC within the due date, which includes Indians, NRIs, and foreign nationals.
To start, you'll need a few things: your original physical PAN Card, a blank white paper, a black or blue pen, a well-lit area with a clear background, and a stable internet connection. A stable internet connection is essential for a smooth Video KYC process.
The good news is that the prerequisites are straightforward: you must be an Individual customer who is 18 years or older and a Resident Indian individual.
You might like: Kyc Steps
Prerequisites
To get started with the Re-KYC process, you'll need to have a few things ready. You'll need your original physical PAN Card.
Make sure you're eligible, which means you must be an individual customer who's 18 years or older and a Resident Indian.
A stable internet connection is essential for a smooth Video KYC process.
Related reading: Re Kyc
You'll also need a blank white paper and a black or blue pen for your live signature during the process.
Lastly, ensure you're in a well-lit area with a clear and uncluttered background.
Here's a quick rundown of the prerequisites:
- PAN Card: Ensure you have your original physical PAN Card readily available.
- Eligibility: Individual customers who are 18 years or older and Resident Indian individuals.
- Blank Paper and Pen: Keep a blank white paper and a black or blue pen at hand for your live signature during the process.
- Good Lighting and Clear Background: Make sure you are in a well-lit area with a clear and uncluttered background.
- Stable Network Connection: A stable internet connection is essential for a smooth Video KYC process.
Rules & Regulations
To stay on top of your ICICI account, it's essential to know the rules and regulations surrounding KYC updates.
Customers are required to complete KYC within the due date, regardless of whether they're Indians, NRIs, or foreign nationals.
The documents needed for KYC may vary depending on the account type and transaction limits, so be sure to check what's required for your specific account.
Failure to update KYC can lead to account restrictions or even a freeze, which can be a real hassle.
ICICI bank is also obligated to update KYC information periodically, so you can expect to be asked for this information from time to time.
Here's a quick rundown of the key points to keep in mind:
- Complete KYC within the due date.
- Check what documents are required based on your account type and transaction limits.
- Avoid account restrictions by keeping your KYC up to date.
- Be prepared for periodic KYC updates from ICICI bank.
Frequently Asked Questions
Can I update my bank KYC online?
Yes, you can update your bank KYC details online. You can also update your details offline, although this is less common.
How to do re-KYC online?
To update your KYC online, simply visit the website and click on the relevant section, such as Mobile Banking, Internet Banking, or Website Support, and follow the prompts to confirm your details. You can also send an SMS with the keyword "REKYC" to 56161600 for a quick and easy update.
Featured Images: pexels.com