Ibull Housing Finance Share Analysis and Investment Insights Report

Ibull Housing Finance has been a high-performing stock in recent years, with a growth rate of 20% in the last five years.

The company's impressive growth can be attributed to its strong market presence, with a network of 120 branches across the country.

Ibull Housing Finance has a robust loan book, with a total outstanding loan balance of Rs 24,000 crores.

Its diversified loan portfolio includes home loans, personal loans, and business loans, making it a one-stop-shop for all financial needs.

The company has a strong balance sheet, with a debt-to-equity ratio of 2.5:1, indicating its ability to manage debt effectively.

Ibull Housing Finance's financial performance has been a mixed bag over the years. Revenue has grown steadily, from 4,658 in Mar 2013 to 7,484 in Mar 2024.

The company's interest income has also increased, but at a slower rate than revenue. Interest income was 2,604 in Mar 2013 and 4,833 in Mar 2024.

Expenses have fluctuated, but have generally increased over time. In Mar 2013, expenses were 489, while in Mar 2024 they were 1,331.

Financing profit has been a significant contributor to the company's bottom line, with a peak of 5,154 in Mar 2019. However, it has declined in recent years, to 1,063 in Mar 2024.

Here's a breakdown of the company's profit margins over the years:

The company's net profit has also seen a decline in recent years, from 3,185 in Mar 2018 to 868 in Mar 2024.

Ibull Housing Finance is a leading housing finance company in India, with its registered office in Mumbai. It was founded in 2016.

The company is a part of the ibull group, which has a presence in various sectors including finance, real estate, and education.

Ibull Housing Finance is a non-banking financial company (NBFC) registered with the Reserve Bank of India (RBI) and is governed by the National Housing Bank (NHB) regulations.

We're a company that's been around for over 10 years, with a mission to provide innovative solutions to our customers.

Our headquarters is located in a major city, which allows us to tap into a talented pool of employees and stay connected with our global network.

We have a diverse team of experts who bring their unique perspectives and skills to the table, making us a well-rounded and effective organization.

Our company culture is built on collaboration, creativity, and a passion for learning, which enables us to stay ahead of the curve and adapt to changing market conditions.

We're committed to delivering high-quality products and services that meet the evolving needs of our customers.

Our team is dedicated to providing exceptional customer support, with a response time of under 24 hours for most inquiries.

We're proud to have a strong track record of innovation, with a history of introducing new and groundbreaking products to the market.

The management team at Indiabulls Housing Finance Ltd. is led by the Executive Director & COO. The company has an Independent Non-Executive Director on its board.

The company's management structure includes key roles such as the Executive Director & COO, who oversees the day-to-day operations. This individual is responsible for ensuring the company's growth and success.

Here are the key documents that are typically included in the company's annual report: Annual ReportAuditors ReportsManagement DiscussionDirectors Report

The company's management team plays a crucial role in its success, and it's interesting to note that Indiabulls Housing Finance Ltd. was incorporated on May 10, 2005.

IBull Housing Finance has a strong presence in the Indian housing finance market, with a focus on affordable housing.

The company's business model is designed to cater to the needs of low- and middle-income households, providing them with access to financing for their housing needs.

IBull Housing Finance has a robust distribution network, with over 1,000 branches across the country, making it one of the largest housing finance companies in India.

Its loan portfolio has grown significantly over the years, with a focus on retail lending, which accounts for over 90% of its total assets.

The company's asset quality has been maintained at a high level, with a gross non-performing asset (NPA) ratio of less than 1%.

IBull Housing Finance has a strong capital base, with a net worth of over ₹5,000 crores, which provides a solid foundation for its growth plans.

When evaluating investment options, it's essential to consider the performance of similar companies in the same industry. Ibull Housing Fin's stock has returned -25.33% over the past three years, significantly underperforming the Nifty Midcap 100 index, which has seen a 88.72% return.

Looking at the company's stock performance over the past year, we can see that Ibull Housing Fin has fallen by 22.41%, while its peers have experienced varying levels of growth. For instance, Aadhar Housing Fin has remained stagnant, with a 0% return over the past year.

Let's take a closer look at the performance of Ibull Housing Fin and its peers over the past three years. Here's a brief comparison of their returns:

As we can see, Ibull Housing Fin's performance is not only underwhelming compared to its peers but also significantly different from the Nifty Financial Services index, which has returned 36.29% over the past three years.

It's also worth noting that Ibull Housing Fin's stock has a relatively low price-to-book ratio of 0.62, indicating that the company's stock price is significantly lower than its book value. In contrast, Aadhar Housing Fin has a much higher price-to-book ratio of 4.14, suggesting that its stock price is significantly higher than its book value.

Before you invest, it's essential to understand the company's financial health. A company's earnings per share (EPS) is a critical metric to consider.

The net profit is a key indicator of a company's profitability, so make sure to check it before investing.

Revenue is another crucial metric to evaluate a company's financial performance.

The overview section provides a brief summary of the company, which can be a good starting point for your research.

A chart can help you visualize the company's financial performance over time, making it easier to identify trends and patterns.

Forecasting the company's future performance can be a challenging task, but it's essential to consider it before making an investment decision.

MC Insights and MC Technicals provide additional information about the company's market performance, which can be useful for investors.

Price and volume data can give you an idea of the company's stock price movement and trading activity.

Seasonality analysis can help you identify patterns in the company's financial performance that occur at specific times of the year.

Staying up-to-date with the latest news and developments about the company is crucial for making informed investment decisions.

The forum section can be a great resource for connecting with other investors and learning from their experiences.

Researching the company's financials, shareholding, and corporate actions can provide valuable insights for investors.

Here are some key financial metrics to consider before investing: