India Shelter Finance Share Price and Investment Analysis

India Shelter Finance Share Price is a popular investment option for those looking to diversify their portfolio. The company has been consistently delivering strong financial results.

India Shelter Finance Share Price has a market capitalization of over ₹10,000 crores. Its strong financial performance has made it an attractive option for investors.

Investors can buy and sell India Shelter Finance Share Price on various stock exchanges, including the Bombay Stock Exchange and the National Stock Exchange.

The share price of India Shelter Finance has shown significant growth over the years, making it a lucrative investment opportunity.

The share price of India Shelter Finance IPO is a significant aspect of the company's financials. The market capitalization of India Shelter Finance IPO is Rs 5277.62 Cr.

India Shelter Finance Corporation Limited's revenue has shown a steady increase over the years, with a 31.84% growth between March 31, 2023 and March 31, 2022.

Here's a breakdown of the company's revenue growth:

The company's profit after tax (PAT) has also shown a significant increase, rising by 20.94% between March 31, 2023 and March 31, 2022.

India Shelter Finance Corporation Limited is engaged in the business of housing finance, providing loans for house construction, extension, renovation, and purchase of new homes or plots.

The company offers loan amounts between Rs. 5 Lakhs to Rs. 50 Lakhs for a tenure of up to 20 years.

As of 30th Nov 2023, IndiaShelter has disbursed over Rs. 5500 Crores in loans, helping families own, extend, or improve their homes.

The company has a network of 203 branches spread across 15 states, with a presence in Rajasthan, Maharashtra, Madhya Pradesh, Karnataka, and Gujarat.

Here's a breakdown of the company's branch expansion:

The company pursues a Phygital model, combining physical customer service with digitalization of credit and banking processes.

The shareholding pattern of a company is a crucial aspect of its overall structure and stability. The promoters hold a significant percentage of shares, with 48.30% in December 2023, which remained consistent throughout the year.

The number of shareholders has seen a decline, from 114,300 in December 2023 to 52,748 in September 2024. This reduction in the number of shareholders may be due to various factors, including changes in the company's operations or market conditions.

The DIIs (Domestic Institutional Investors) have seen a significant increase in their shareholding, from 12.61% in December 2023 to 21.87% in September 2024. This is a notable shift in the company's ownership structure, indicating a growing interest from domestic institutional investors.

Here's a breakdown of the shareholding pattern as of September 2024:

The company's shareholding pattern is subject to change, and the classifications might have changed from September 2022 onwards.

India Shelter Finance Corporation Limited was incorporated in 1998, previously known as Satyaprakash Housing Finance India Limited. The company has been in the business of housing finance for over two decades.

It offers loans for various purposes such as house construction, extension, renovation, and purchase of new homes or plots. The company also provides loans against property (LAP).

India Shelter offers loan amounts between Rs. 5 Lakhs to Rs. 50 Lakhs for a tenure of up to 20 years. This makes it a viable option for many individuals and families.

As of 30th November 2023, the company has disbursed over Rs. 5500 Crores in loans, helping families own, extend, or improve their homes.

The company has a strong presence across 15 states, with a network of 203 branches as of September 30, 2023. This widespread presence ensures that customers have easy access to the company's services.

India Shelter's number of branches has increased significantly over the years, from 115 as of March 31, 2021, to 130 as of March 31, 2022, and 203 as of September 30, 2023.

The company has a large team of customer advisors, with over 1,500 advisors as of 30 September 2023. This "foot on the street" approach ensures that customers receive personalized service.

India Shelter also has an in-house team of over 300 collection officers, as of March 31, 2023. This dedicated team ensures that customers receive prompt and efficient service.

To enhance customer satisfaction, India Shelter has launched iServe, a dedicated customer service application. This application caters to queries and concerns of existing customers online, ensuring that they receive timely assistance.

The India Shelter Finance IPO made its debut on the stock market on December 20, 2023.

The company listed its shares on both the BSE and NSE, with the BSE script code being 544044 and the NSE symbol being INDIASHLTR.

You can find the ISIN number for India Shelter Finance IPO shares as INE922K01024.

The final issue price for the shares was ₹493 per share.

Here are the key listing details for your reference: