
Huntington Bank Cards offer a range of benefits, including no foreign transaction fees and a 0% introductory APR for 12-18 months.
If you're considering applying for a Huntington Bank Card, you'll want to know about the different types of cards they offer. Huntington Bank has a variety of credit cards, including cash back, rewards, and travel cards.
The bank's cash back cards offer 2-3% cash back on certain purchases, such as groceries and gas. You can also earn rewards points on other purchases, redeemable for gift cards, travel, and more.
Huntington Bank Cards often have a lower annual fee compared to other credit cards on the market, making them a great option for those looking to save money.
Worth a look: Citi Bank Credit Card Offer
Card Features
Huntington Bank cards offer a range of features to help you manage your finances and stay on top of your spending.
One of the standout features is the ability to earn rewards and cashback on purchases, with options like 3% cashback on gas and 2% cashback on groceries.
You can also enjoy travel benefits, such as no foreign transaction fees and travel insurance.
Huntington Bank cards offer a range of rewards and cashback options, including 3% cashback on gas, 2% cashback on groceries, and 1.5% cashback on all other purchases.
Recommended read: Citibank Travel Credit Cards
Secured
The Secured card is a great option for those looking to build credit. The NEW Huntington Secured Credit Card is a good example of this, offering resources and education to help jumpstart your credit score.
This type of card is specifically designed for individuals with limited or no credit history. The NEW Huntington Secured Credit Card is a credit-building card that earns cash back.
Secured cards often require a security deposit, which can be used as collateral. The NEW Huntington Secured Credit Card is a cash back-earning card that requires a security deposit.
Having a secured card can be a good stepping stone to a regular credit card. The NEW Huntington Secured Credit Card is a credit-building card with resources and education to help you get started.
If this caught your attention, see: What Banks Offer Secured Credit Card
Digital Wallet Access
Our credit cards are designed to make your life easier, and that's especially true when it comes to digital payments. You can use your credit card with Google Wallet, Apple Pay, and Samsung Pay for fast and secure mobile payments.
Digital wallets like these are super convenient because they allow you to make purchases without even taking out your card.
Lock
Locking your credit card is a breeze with our mobile app and online banking. Customers can lock and unlock their credit cards through these convenient channels.
With just a few taps on your phone or clicks on your computer, you can secure your credit card and prevent any unauthorized transactions.
Card Benefits
The Huntington Bank cards offer a range of benefits that can help you save money and earn rewards.
You can earn 1.5% unlimited cash back on every purchase with the Huntington Cashback Credit Card.
The Huntington Voice Rewards Credit Card offers a mix of customizable categories and rewards points, with 3x rewards on your chosen category up to $2,000 spent per quarter.
The available categories include auto parts and services stores, department stores, discount and warehouse stores, and many more, giving you plenty of options to maximize your rewards.
You can change your category every month if you choose, allowing you to adapt to your spending habits.
Curious to learn more? Check out: Standard Chartered Platinum Rewards Card
Rewards are issued as points, with each point being worth a penny each.
The Huntington Voice Credit Card skips out on ongoing rewards in favor of a lower APR, making it a good option if you expect to carry a balance month to month.
The card has a 0% introductory APR for the first 12 months on balance transfers, and an ongoing APR of 15.24%-27.24% variable APR based on creditworthiness.
Here are the benefits of the Huntington Bank cards at a glance:
- Huntington Cashback Credit Card: 1.5% unlimited cash back on every purchase.
- Huntington Voice Rewards Credit Card: 3x rewards on your chosen category up to $2,000 spent per quarter, with 10 available categories.
- Huntington Voice Credit Card: 0% introductory APR for the first 12 months on balance transfers, and an ongoing APR of 15.24%-27.24% variable APR based on creditworthiness.
Card Application and Management
Activating your debit card is a straightforward process that can be done online, in person, or at a Huntington branch.
To activate your debit card online, it's just a few steps, and you'll have access to your new card in no time.
You can apply for a Huntington Credit Card online and choose the benefits that fit your lifestyle, such as earning 1.5% unlimited cashback or 3x rewards in a category of your choice.
Recommended read: Ally Bank Debit Card
Activating Debit Card
You can activate your debit card after opening a checking account and receiving your new card. This can be done in just a few steps.
To activate your debit card online, you'll need to follow the steps provided by your bank, such as Huntington.
Activating your debit card online is a convenient option, allowing you to do it from the comfort of your own home.
To activate your debit card in person, you can visit a Huntington branch, where a representative will be happy to help you complete the process.
You can also activate your debit card at a Huntington branch, which is a good option if you prefer to deal with a representative in person.
Once you've activated your debit card, you can start using it to make purchases and withdraw cash.
Intriguing read: Capitalone Com Activate Platinum
Apply for Online
Applying for a credit card online is a straightforward process that allows you to find the right card for your lifestyle.
You can choose from various credit card benefits, such as establishing credit or saving money with lower rates.
Some credit cards offer unlimited cashback rewards, like earning 1.5% cashback, while others provide 3x rewards in a specific category of your choice.
This flexibility makes online application a great option for individuals with unique financial goals and preferences.
Additional reading: Bank of America Unlimited Cash Rewards Credit Card Limit
Card Suitability and Comparison
Huntington Bank's credit cards are a solid choice, especially if you're already a customer or live in one of their eleven primary states.
You won't be blown away by flashy signup bonuses or extraordinary perks, but these cards still earn cashback rewards on your everyday spending.
If you value good customer service, Huntington Bank cards have you covered, offering much better support than bigger banks.
Consider other options if you're on the hunt for a big welcome offer or unique bells and whistles.
Card Rates and Fees
With Huntington Bank cards, you can enjoy a lower rate credit card option that saves you money on interest. This is a great choice for those who want to pay less over time.
No foreign fees is another perk of having a Huntington Bank card. This means you won't be charged extra for purchases made outside the US.
The APR on your Huntington Bank card won't increase just because you go over your credit limit or miss a payment.
Frequently Asked Questions
What are the different types of cards in banking?
There are six main types of cards in banking: debit cards, credit cards, revolving or deferred payment cards, prepaid cards, virtual cards, and Aqua cards, each serving a unique purpose. Understanding the differences between these types of cards can help you make informed financial decisions and manage your money effectively.
How long does it take to get a Huntington bank debit card?
A new debit card from Huntington Bank typically arrives in 7-10 business days after opening a checking account online. Existing customers can get a new card in a shorter timeframe by visiting a branch or calling customer service.
What kind of debit card is Huntington?
Huntington offers a Visa debit card with all its checking accounts. Get yours today and enjoy convenient access to your funds.
Can I personalize my debit card?
Yes, you can personalize your debit card with a photo of your choice, either from your own collection or from our online library. Simply upload your favorite image to make your card truly unique.
Sources
- https://www.nerdwallet.com/article/credit-cards/huntington-bank-credit-cards
- https://www.huntington.com/Personal/credit-card
- https://www.huntington.com/Personal/checking/platinum-debit-card
- https://www.huntington.com/demos/manage-debit-credit-card
- https://www.huntington.com/learn/credit-debt/types-of-credit-cards
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